Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

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Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

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Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

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Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

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Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

!!!!"#$%&$'()$'*(+%,((-./0/1.02(%303454/36("#$!%&'!(')$!*+,',!-.!/'0'12'$!3445!!!$/7(&/7484/74/3($97.3:;6<(#48:;3(!!"#$%&$'()$'*(+%,(!!!=$)>!(?-(,?'=!'=%(!!!!!67/*8*7/*79!:;/69<=>?!=*8<=9!!"67:7@6:A!>9:9*B*79>!"<=!9C*!(*:=!*7/*/!-.

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

!"#$%&$'()$'*(+,-("#$%#&'()*+(!,'$)$-')&!.*)*+/+$*%!0#1!*2+!3+)1!+$(+(!45!6+-+/7+1!899:!!!!!!!Eurasian Bank JSC-.'/0'/%(;$(+<+$(+$*!=>('*#1%?!@+<#1*!!"#$%#&'()*+(!.*)*+/+$*!#0!;$-#/+!)$(!"#/<1+2+$%'A+!;$-#/+!B!"#$%#&'()*+(!C)&)$-+!.2+*!D!

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Eurasian Bank JSCConsolidated Financial Statementsfor the year ended 31 December 2010

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Eurasian Bank JSCUnconsolidated FinancialComparatives (Regulatory Accounts)for the quarter ended 31 March 2011(unaudited)/ BALANCE SHEET" / AO Eurasian Bank"(01)2011/ at 1 April 2011.'000 KZTItem()ASSETSFundsAccount at National Bank of

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

1Q2011Financial Summary12 April 20112011 1st Quarter Financial Summary(according to AFN results)1Q101Q11% ChangeYOYTotal gross loans176 690 786242 053 07237.0%Total loans (net of reserves)*160 068 817218 591 58836.6%Total assets329 120 4

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

5M20115M2011Financial Summary6 June 20112011 YTD 5M Financial Summary(according to AFN results)Key indicatorsIn KZT000Total gross loansTotal loans (net of reserves)*Total assetsTotal capitalPre provision net operating revenuesTotal net incom

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

-,1, 2011 . --.-,212011.().,.,,,..,,.,,,,..50%.,,,,.500,600.551.-2010.,16.40%,.,:300,.,,.-. +7 (727) 259 79 00 (3288)Inna.Dubrovina@eubank.kzwww.eubank.kz261994.21995.237200729,.,

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Investor PresentationH1 2008ContentKazakhstan .Eurasian Bank:Recent developments.Shareholder structureStrategyAssets & Loan portfolio.Risk Management.Liabilities & Equity .Funding.Net profit.Contacts.Appendix.pages4781012161718202

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

PresentationFinancialPerformanceUpdateMarch2010FinancialPerformanceUpdate2009Highlights Assets increased by 30%. Loans to customers grew to USD 967 mln. Liquidity cushion is excessive comprisingabout43%oftotalassets. Shareholdersupportby capitalinc

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Presentation2008 Financial ResultsApril 20092008 Financial ResultsKazakhstan: financial hub of Central AsiaSovereign ratingsMacroeconomic indicators2008GDP (%)Direct Investments (USD mn)Gross FX reserves (USD mn)2007200638.910.710 73212 5

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

222005(-)2003:, 2..,,(,).:-,;-,.,--iiTexakabank((-)?-,();,,;)(Loan To Value - LTV).(,),.,.,,.40 %..,,,.12 (),,:,;;,,,,.,,()(),;;,,,;:,,.,,(),()(.)2

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

Financial sector indicatorsin 2007Trends in banking sector11 200120001000016,9%b ln .ten g e80008 87215,9%14,9%600014,9%14,8%9 5939 1148 63614,5%10 10014,4%11 1741 67823414,4%14,2%13,9%13,4%11 54411 44411 68313,1%13,8%14,2

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

2010-12 April 2011..,,,,.,.,,,.,,./,,.,,,..,,.23.., 01.01.2011(KZTENRC,16525 892.2 43524 210)USD355,55244%177,1,B/1/S&P (Moodys.2011 . ),18,14.3%)9001.01.2011 ., 49((A9.4%2.2

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

YEAREND2010PRESENTATIONApril2011DisclaimerThis presentation has been prepared and issued by Joint stock company Eurasian Bank. This publication is intended forprofessional and institutional customers. Any information in this presentation is based on

Kazakhstan Institute of Management, Economics and Strategic Research - ECONOMICS - eco3345

South Carolina - 1 - 101

Cal-Based PhysicsOpportunity IIISpring, 2010Each short answer is worth two points. As one sky-diver told another, happy landings!1. According to Ohms Law for metals, the current density is directly proportional toa) the length of the wireb) the resi

South Carolina - 1 - 101

Ethogram Laboratory: A Description of the Behaviors Exhibited by the Canadian Goose, BrantaCanadensis, as Observed in its Natural HabitatJoshua WilliamsBiology 201, 11:00 LectureDecember 2, 2009Williams 2Williams 3IntroductionIn his book, Handbook

South Carolina - 1 - 101

0.010000000.90.640.390.190.170.130.098.627.934.812.241.641.461.161f(x) = 179.03x + 0.02R = 10.90.80.70.60.50.40.30.20.10000109876f(x) = 1811.36x + 0.56R = 0.94000.010.0110f(x) = 1811.36x + 0.56R = 0.9498

South Carolina - 1 - 101

0.0100000010.90.640.390.190.170.130.098.627.934.812.241.641.461.16f(x) = 179.03x + 0.02R = 10.90.80.70.60.50.40.30.20.10000000.010.0110f(x) = 1811.36x + 0.56R = 0.949876543210000000.010.01

South Carolina - 1 - 101

Terms for matching:New Terms1. Tailoring quotes fixing quotes by using brackets or ellipses to only use therelevant information or to make the sentence grammatically correct2. Brackets you use these when you need to fix words within your quotes3. Elli

South Carolina - 1 - 101

Terms for MatchingPlot-sequence of related eventsExposition-backgroundConflict-struggle between forcesDenouement-resolutionClimax-the highlight of the storyComplication-points of tension, leads to climaxSetting-time and place of storyCharacters-pa

South Carolina - 1 - 101

MEDIEVAL STUDY GUIDE FOR MID-TERM TESTPossible essay topics (obviously):ChurchThe Churcho Three people:Priests, nobles, commonersReflected French revolutiono head of bodyClaimed right to rule everybodyNobility were reluctant to give church power

South Carolina - 1 - 101

Gravitational Acceleration from Instantaneous VelocityCalculus Based Physics LabJoshua WilliamsSeptember 23, 2010On my honor, I have neither given nor received unauthorized aid on this lab._AbstractIn this lab, a glider on an air track was used to

South Carolina - 1 - 101

South Carolina - 1 - 101

Joshua WilliamsDr. HendrickMedieval HistoryMarch 16, 2011Hemlock at VespersHemlock at Vespers is a book about a nun that solves mysteries in 7th centuryIreland. The nun, Sister Fidelma, is the sister of the Irish King who feels as though it isher r

South Carolina - 1 - 101

Relating the Force and Energy of a Closed Fist to the Force andE nergy Required to Break a Wooden BoardPaul ParkJoshua WilliamsA bstractIn this experiment, widgets of about 1kg each were placed in abucket that was chained to a wooden board. A pair o

South Carolina - 1 - 101

Relating the Force and Energy of a Closed Fist to the Force and Energy Required toBreak a Wooden BoardPaul ParkJoshua WilliamsAbstractIn this experiment, widgets of about 1kg each were placed in a bucket that waschained to a wooden board. A pair of

South Carolina - 1 - 101

South Carolina - 1 - 101

Grass CarpAmerican EelSpotGolden ShinerInland SilversideRedfin PickerelOzark MadtomBluegillPumpkinseedSea RobinBluespottedSunfishSpotted BassLargemouthBassMottled SculpinLinedTopminnowBlackspottedTopminnowBlack BullheadBrook Silversid

South Carolina - 1 - 101

CtenopharyngodonidellaAnguilla rostrataLeiostomusxanthurusNotemigonuscrysoleucasMenidia beryllinaEsox americanusNoturus albaterLepomismacrochirusLepomis gibbosusPrionotus spp.EnneacanthusgloriosusMicropteruspunctulatusMicropterussalmoid

South Carolina - 1 - 101

Joshua WilliamsDr. BhuvanaBiology 202March 15, 2010Little Mito Answers1. The names Nuc, Flag, ER, Mito, Chlora, Golgi, Ves, and Lys are short fornucleus, flagella, endoplasmic reticulum, mitochondria, chloroplast, golgiapparatus, vesicles, and lyso

South Carolina - 1 - 101

5:49March 21, 2011Kayla Brennanx (excused)Amy ChangMax Franksx (excused)?Griffin Hartmannx (excused)Joshua Johnstonx (excused)Brien KurtzMaya Masonx (excused)Andrew MottsxAbbey MyersKelly Nguyenx (excused)Elizabeth Rodgersx (excused)L

South Carolina - 1 - 101

5:45March 28, 2011Kayla BrennanAmy ChangMax FranksGriffin HartmannJoshua JohnstonBrien KurtzMaya MasonAndrew MottsAbbey Myers x (excused)Kelly NguyenElizabeth RodgersLeah VanSyckelJoshua WilliamsMason YoungbloodBuddy ReportsDr. Brockman c

South Carolina - 1 - 101

Marco Polo Italian explorer. Appointed as emissary of Kublai Khan,leader of the Mongols. Traveled across Asia. Niccolo and Maffeo Polo Marco Polos father and uncle, respectively.Venetian businessmen. Traveled to Mongolian Empire and made promiseto Ku

South Carolina - 1 - 101

Marco Polo Paper OutlineThe Beginnings (In this section, I will talk about where he cam from and his familybackground) Born in Venice in 1254o Came from a family of aristocrats Father and uncles were merchants who went around the world tradingo Able

South Carolina - 1 - 101

Marco PoloJoshua Williams20 April 2011Marco Polo was born in Venice, Italy to a wealthy family of aristocrats in 1254 the same time Italy was entering the late Middle Ages. His interest in exploring Asiacame from a trip to the Mongol Empire with his

South Carolina - 1 - 101

IDs Hastingso Where the battle between William of Normandy and HaroldGodwinson took place over who would be crowned King of England William won Domesday Booko William ordered an inventory of his Kingdomo The people didnt like it because they though

South Carolina - 1 - 101

Arts in the Middle Ages Church produced the mystery plays based on the Bible stories Epic poemso Folk literature of the area came after the folk tales were collectedo Always tales of heroes Makes the ordinary excitingo Eventually, they were written

South Carolina - 1 - 101

Chapter 1 Medieval History Middle ageso People didnt know they were in the middle ageso People who were living thought they were at the peak of civilization Latest achievement of mankindo Derived by historians latero Beginning was the classical civi

South Carolina - 1 - 101

Huntington Beach Trip April 19Avian Evolution As a taxonomic group, birds are the most successful individuals of theterrestrial vertebrateso Recognize over 9,800 species Depend entirely on the metabolic production of heato Endothermic Highly variab

South Carolina - 1 - 101

Avian Integument (Bird skin) Feathers have evolved from reptilian scales to protect the birds bodyo Provides a highly adaptive external barrier from the environment Skin similar to other vertebrateso 2 layers EpidermisOuter surface of the skinStrat

South Carolina - 1 - 101

Avian Digestion Birds spend most of their time while theyre awake doing energeticallydemanding taskso Preserving their lives and their genes all the time Birds have a high metabolic rateo Require very rapid and efficient digestion of food Digestive

South Carolina - 1 - 101

Avian Digestion Birds spend most of their time while theyre awake doing energeticallydemanding taskso Preserving their lives and their genes all the time Birds have a high metabolic rateo Require very rapid and efficient digestion of food Digestive

South Carolina - 1 - 101

Time Allocation LaboratoryJoshua WilliamsBiology 201, 11:00am LectureDecember 9, 2009Introduction:As stated in an article by Kimberly A. Pollar and Daniel T. Blumstein, time is importantbecause it is a valuable limited resource for all animals, and

South Carolina - 1 - 101

Vertebrate Evolution (Test Thursday September 30, 2010) Age of the earth speculated to be 4.6 bilion years Oldest rocks have been dated back to about 3.85 billion yearso So the earth itself is pretty old Sir francis bacono Man noted as being a great

South Carolina - 1 - 101

Vertebrate Evolution (Test Thursday September 30, 2010) Age of the earth speculated to be 4.6 bilion years Oldest rocks have been dated back to about 3.85 billion yearso So the earth itself is pretty old Sir francis bacono Man noted as being a great

South Carolina - 1 - 101

The BirdsClass Aves There is some argument about thiso Some people say that birds should be a subclass under reptileso Outnumber all of the vertebrates except fishesAbout 9,800 species of birdsLive in very diverse habitats,Forests, deserts, mountain

South Carolina - 1 - 101

Class Reptilia: Latin word repto: to creepFirst true terrestrial animals.As a group they live in a variety of habitats,o both aquatic and terrestrial.They are a very accomplished groupo over 7,000 species.About 300 in US and CanadaReptiles most wel

South Carolina - 1 - 101

Classification of Chordate VertebratesI) Can divide animals into phyla.A) Arthropoids- jointed animals (crabs)B) Anniealids - segmented wormsC) Echinodermota- spiny skin animals (star fish, sea erchands)D) PHylam chordate- this is were we will focus

South Carolina - 1 - 101

8/21/09VertebrateBiologyVertebrateEvolutionEarthisapprox4.6billionyearsold.Earlyyearstheearthwasamoltenmassofmaterials.Tookmillionsofyearstoformasolidmass.Theoldestrocksare3.85billionyears.ContinentalDriftortheTheoryofPlateTectonics.I) ContinentalD

South Carolina - 1 - 101

1. Anterior- before2. Posterior- behind3. Dorsal- Back or upper surface4. Ventral- under part or lower surface5. Lateral- sides or towards sides6. Medial- central part or middle of the body or structure7. Nape- the region back just behind the head8

South Carolina - 1 - 101

Order Caudata- salamanders and newtso Also known as Order Urodelao Organisms are tailedo Characteristics Most are small; less than 15 cmException: Chinese Giant Salamander largest at about 180 cm;threatened statusException: Giant Japanese Salamand