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Week 3 Assignment 1 Juley Gashette
Some schools are now offering to help students pay off their loans after they graduate. This helps to boost enrollment numbers during times where ["Time" is not a "where"--it is "when." Use "when" or "in which"] the cost of school helps to determine where a person will go to school or if they [Check pronoun agreement--if "they" refers to "person" (or a singular subject), it should be singular, too (he or she) and perhaps require adjusting the following verb] will go at all. [In speech, "at all" is often used as an intensifier, but it is less effective in writing. Try to avoid its use] Students who participate in the program pay nothing for the benefit. If the graduate has a job that makes less than $40,000 a year, the loan repayment plan will cover the payments on the loan for that year. The program will help cover up to $90,000 worth of student loans. The thought behind the program is that students who graduate and receive this benefit will later on [Phrasal verb: These two words mean something different from the two words separately (looking up each word in the dictionary would not produce the meaning), which could cause misinterpretation in a business communication if the reader is not from your region (or country). Try different wording, such as simply "later"] make donations the to school as an alumni.
Mary Beth Marklein 2011
Colleges offer grads help repaying loans USA Today 06/13/11 11 [Typographical error: eliminate duplicate word (if on the same line)] /15/11
Recent college grads are having [Writing suggestion: the present progressive "are having" is an awkward phrase; use the present tense--simply "has," "have," or "are to have"] problems finding a job immediately in this economy. In order to [Writing suggestion--the meaning will be the same (and less wordy) by removing "in order"] keep from getting [Doctoral rule (although good advice for any academic writer)--instead of using "get," which can mean many things, more formal is to use forms of "receive," "obtain," "arrive at," "can," "could," "grow," "able to," etc.] into trouble with your student loans there are a number of options available to you. First is income based [Check spelling--if "income based" functions as an adjective, the two words should be spelled as one hyphenated word] repayment. This allows you to reduce the amount you pay every month and after 25 years, anything left will be forgiven. The other options are deferment or forbearance, or extending your payment plan so that the amount you pay every month is a smaller amount. Borrowers who are [Writing suggestion: rewrite the sentence to remove "who are"] struggling to repay private student loans have less options as the lenders don't participate in the loan repayment program and [Grammar: A run-on sentence requires a comma before "and" (or other conjunction) linking main clauses] they are not required to allow you to defer payments, even if you are unemployed. Make sure you read your loan agreement so you know what options you have.
Sandra Block 2010 In-debt grads with no jobs can sidestep trouble with student loans USA Today 5/25/10 11/15/11