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ENG 317
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Masters
1/31/2012
$96,000
4 Cameron .80%
12
300
$550.08
$69,023.13
1-Jul-28
Apr 1 2032
100
Unpaid Balance
principle
$96,000.00
$95,833.92
$95,667.18
$95,499.77
$95,331.70
$95,162.94
$94,993.52
$94,823.42
$94,652.63
$94,481.17
$94,309.01
$94,136.17
$93,962.64
$93,788.41
$93,613.49
$93,437.87
$93,261.54
$93,084.51
$92,906.77
$92,728.32
$92,549.16
$92,369.28
$92,188.68
$92,007.36
$91,825.31
$91,642.53
$91,459.03
$91,274.78
$91,089.81
$90,904.09
$90,717.63
$90,530.42
$90,342.47
$90,153.76
$89,964.30
$89,774.08
$89,583.10
$89,391.35
$89,198.84
$89,005.56
$88,811.50
$88,616.67
$88,421.06
$88,224.67
$88,027.49
$87,829.52
$87,630.76
$87,431.21
$87,230.86
$87,029.70
$86,827.75
$86,624.98
$86,421.40
$86,217.01
$86,011.80
$85,805.77
$85,598.92
$85,391.24
$85,182.72
$84,973.38
$84,763.19
$84,552.17
$84,340.30
$84,127.59
$83,914.02
$83,699.60
$83,484.32
$83,268.18
$83,051.18
$82,833.30
$82,614.56
$82,394.94
$82,174.44
$81,953.06
$81,730.80
$81,507.65
$81,283.60
$81,058.66
$80,832.81
$80,606.07
$80,378.41
$80,149.85
$79,920.37
$79,689.98
$79,458.66
$79,226.42
$78,993.25
$78,759.14
$78,524.10
$78,288.12
$78,051.20
$77,813.32
$77,574.50
$77,334.72
$77,093.98
$76,852.28
$76,609.61
$76,365.98
$76,121.36
$75,875.77
$75,629.20
$75,381.64
$75,133.09
$74,883.54
$74,633.00
$74,381.45
$74,128.90
$73,875.34
$73,620.77
$73,365.17
$73,108.55
$72,850.91
$72,592.24
$72,332.53
$72,071.78
$71,809.99
$71,547.16
$71,283.27
$71,018.32
$70,752.32
$70,485.25
$70,217.12
$69,947.91
$69,677.62
$69,406.26
$69,133.80
$68,860.26
$68,585.63
$68,309.89
$68,033.05
$67,755.11
$67,476.05
$67,195.88
$66,914.59
$66,632.17
$66,348.62
$66,063.94
$65,778.11
$65,491.15
$65,203.04
$64,913.77
$64,623.35
$64,331.77
$64,039.02
$63,745.10
$63,450.00
$63,153.72
$62,856.26
$62,557.61
$62,257.76
$61,956.71
$61,654.46
$61,351.01
$61,046.33
$60,740.44
$60,433.33
$60,124.98
$59,815.40
$59,504.59
$59,192.53
$58,879.22
$58,564.66
$58,248.84
$57,931.76
$57,613.41
$57,293.79
$56,972.89
$56,650.70
$56,327.23
$56,002.46
$55,676.39
$55,349.02
$55,020.34
$54,690.34
$54,359.03
$54,026.39
$53,692.42
$53,357.11
$53,020.46
$52,682.46
$52,343.12
$52,002.41
$51,660.35
$51,316.91
$50,972.10
$50,625.91
$50,278.34
$49,929.37
$49,579.01
$49,227.25
$48,874.09
$48,519.50
$48,163.51
$47,806.08
$47,447.23
$47,086.94
$46,725.21
$46,362.04
$45,997.41
$45,631.32
$45,263.77
$44,894.75
$44,524.25
$44,152.27
$43,778.80
$43,403.84
$43,027.38
$42,649.41
$42,269.93
$41,888.93
$41,506.41
$41,122.36
$40,736.77
$40,349.64
$39,960.96
$39,570.73
$39,178.94
$38,785.57
$38,390.64
$37,994.12
$37,596.02
$37,196.33
$36,795.04
$36,392.14
$35,987.63
$35,581.51
$35,173.76
$34,764.37
$34,353.35
$33,940.69
$33,526.38
$33,110.41
$32,692.77
$32,273.46
$31,852.48
$31,429.81
$31,005.46
$30,579.40
$30,151.64
$29,722.17
$29,290.98
$28,858.07
$28,423.42
$27,987.04
$27,548.91
$27,109.03
$26,667.39
$26,223.98
$25,778.80
$25,331.84
$24,883.09
$24,432.54
$23,980.20
$23,526.04
$23,070.07
$22,612.27
$22,152.64
$21,691.18
$21,227.86
$20,762.70
$20,295.67
$19,826.78
$19,356.01
$18,883.36
$18,408.81
$17,932.37
$17,454.02
$16,973.76
$16,491.58
$16,007.47
$15,521.42
$15,033.43
$14,543.49
$14,051.58
$13,557.71
$13,061.87
$12,564.04
$12,064.22
$11,562.40
$11,058.57
$10,552.72
$10,044.86
$9,534.96
$9,023.02
$8,509.04
$7,993.00
$7,474.89
$6,954.72
$6,432.46
$5,908.11
$5,381.67
$4,853.11
$4,322.45
$3,789.66
$3,254.74
$2,717.69
$2,178.48
$1,637.12
$1,093.59
$547.89
$0.00
interest
$166.08
$384.00
$166.74
$383.34
$167.41
$382.67
$168.08
$382.00
$168.75
$381.33
$169.43
$380.65
$170.10
$379.97
$170.78
$379.29
$171.47
$378.61
$172.15
$377.92
$172.84
$377.24
$173.53
$376.54
$174.23
$375.85
$174.92
$375.15
$175.62
$374.45
$176.33
$373.75
$177.03
$373.05
$177.74
$372.34
$178.45
$371.63
$179.16
$370.91
$179.88
$370.20
$180.60
$369.48
$181.32
$368.75
$182.05
$368.03
$182.78
$367.30
$183.51
$366.57
$184.24
$365.84
$184.98
$365.10
$185.72
$364.36
$186.46
$363.62
$187.21
$362.87
$187.96
$362.12
$188.71
$361.37
$189.46
$360.62
$190.22
$359.86
$190.98
$359.10
$191.74
$358.33
$192.51
$357.57
$193.28
$356.80
$194.05
$356.02
$194.83
$355.25
$195.61
$354.47
$196.39
$353.68
$197.18
$352.90
$197.97
$352.11
$198.76
$351.32
$199.55
$350.52
$200.35
$349.72
$201.15
$348.92
$201.96
$348.12
$202.77
$347.31
$203.58
$346.50
$204.39
$345.69
$205.21
$344.87
$206.03
$344.05
$206.85
$343.22
$207.68
$342.40
$208.51
$341.56
$209.35
$340.73
$210.18
$339.89
$211.02
$339.05
$211.87
$338.21
$212.72
$337.36
$213.57
$336.51
$214.42
$335.66
$215.28
$334.80
$216.14
$333.94
$217.00
$333.07
$217.87
$332.20
$218.74
$331.33
$219.62
$330.46
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$327.81
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$2.19
$550.08
$0.00
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University of Maine - ENG - 317
HW 1: Database Design1. What is the purpose of an E-R model?It is used to depict the relationship that exists among entities.2. What is an entity?An Entity is any person place or thing with characteristics or attributes that will be in thesystem. An
University of Maine - ENG - 317
Ferris Company StrategyI.Team Development1. Team DateAt the beginning of the semester our team went out to dinner at Margaritas in downtownOrono to get to know each other better. We decided that Wednesday would be the bestday to go because it is two
University of Maine - ENG - 317
Greenpoint Beer Works One Brewery, Many BeersNicholas RizziThe Local - Fort Greene/Clinton Hill in collaboration with The New York TimesRizzi, Nicholas. (2011, April 13). Greenpoint Beer Works One Brewery, Many Beers. TheLocal - Fort Greene/Clinton Hi
University of Maine - ENG - 317
Firm XYZMemorandumTo:From:Date:Subject:Chris Johnson, Director of Human ResourcesLindsay Richards, Communications ManagerMarch 15, 2012Request for a Meeting Because of Sexual HarassmentCurrent Issue in the WorkplaceI have been working six years
University of Maine - ENG - 317
Market SegmentationWe segmented our market base on traveling reasons. For a hotel to being to target amarket they need to know why people travel to the areas that the hotel is located in. Peoplesreasons for traveling are going to let you know just what
University of Maine - ENG - 317
InvestmentDepreciationTax RateDiscout project cashflowsInitial Market SizeGrowth in Market SizeMarket ShareUnit PriceUnit Variable CostFixed CostMarekting Exepnse as a % of Rev$30,000,000.00MACR34%20%5000004%6%$3,900.00$2,800.00$25,000
University of Maine - ENG - 317
To: Members of the Bangor School BoardFrom: Cameron MastersNov 15, 2011Re: Proposal for the opening of unused school gyms to the public for afterschool sportsDear Members of the Bangor School Board,It has come to the attention of many parents and cit
University of Maine - ENG - 317
<html><head><title>RedsBostonsports</title></head><body bgcolor="red"><p><b><center><h1>RedsBostonSports</h1></center></b></p><hr><p>The boston sports teams are the some of the most sucessful franchises in the world. In thepast 11 years the city h
University of Maine - ENG - 317
Northwest Airlines Metrics2000199919981997199619950.3670.028-0.819-0.0280.4490.0640.4310.0630.5270.04710.65312.95529.5437.0206.83711.30625610877102130010584817-2851028134859793361330536851212453928412744Choice 2:R
University of Maine - ENG - 317
DILASHADIXITCodificationChap19March29,2012CE19.1.Accesstheglossary(MasterGlossary)toanswerthefollowing.(a)Whatisadeferredtaxasset?Adeferredtaxassetistheincreaseintaxesrefundable(orsaved)infutureyearsasaresultofdeductibletemporarydifferencesexisting
University of Maine - ENG - 317
DILASHADIXITIFRSChap17March29,2012IFRS17.2.BrieflydescribesomeofthesimilaritiesanddifferencesbetweenGAAPandIFRSwithrespecttothe accountingforinvestments.SubjectUSGAAPIFRSScheduleofinvestmentsGAAPclassifiesinvestmentsastrading,IFRSusesheldforcolle
University of Maine - ENG - 317
WalMart is a global fortune 500 organization. It was founded in 1962, by SamWalton in his hometown of Bentonville Arkansas. Arkansas is still where theheadquarters of Walmart resides, right next to Sam Waltons first store Waltons.Walmart became incorpo
University of Maine - ENG - 317
I found a article in the DownEast Magizane that was very similar to the discussion we had inlesson 10 about Maine and how the population has fluxuated through the state due to manydifferent reasons. The article stated that Maine is the most rural state
University of Maine - ENG - 317
Name: Xuan ZhaoExpand voter registrationSome states allow citizens to register to vote at the polling place on Election Day. Other statesrequire citizens to register to vote at a time prior to Election Day. I believe that allowing citizensto register
University of Maine - ENG - 317
1. Whatwasthebiggestdifferenceyoufoundbetweentheinformativeand persuasivespeeches?Whatdidyouhavetodotoadjusttothatdifferenceor differences?Thepersuasivespeechwasmuchchallenginginthewayyouhadtoreallybelieve whatyouweresaying.Otherwise,yourpointskindoff
University of Maine - ENG - 317
Marketing Your Business Using SocialMediahttp:/www.wizmarketings.com/social-media-marketing/By Nicholas HandvilleMarch 27, 2012What is Social Media Marketing (SMM)?Social media marketing is a form of internet marketing which seeks to achieve brandin
San Diego State - ACCTG - 620
ACCTG 620 | Fall 2011S5 PLE ReceivablesName: _Scenario:Retro Corp. (RC) is a merchandising company specializing in replica home furnishings andfixtures from the 20th century. RC had the following balances related to accounts receivable onDecember 31
San Diego State - ACCTG - 620
ACCTG 620 | Fall 2011S6 PLE InventoriesName: _Scenario:Blank Corp. (BC) sells one product, surfboard blanks, which it purchases from various suppliersaround the world. BCs trial balance at December 31, 2010, included the following accounts.Account1
San Diego State - ACCTG - 620
ACCTG 620 | Fall 2011S2 PLE Adjusting EntriesWind Innovations, Inc., an installer and servicer of wind-powered electric systems sized for homes,farms, and small businesses, is at the end of its fiscal year, 12/31/2011. The Company had the followingbeg
San Diego State - ACCTG - 620
ACCTG 620 | FALL 2011S4 PLE REVENUE RECOGNITION FOR LONG-TERM CONTRACTS (SOLUTION)Scenario:Otis Construction Company (OCC) has entered into a contract with total expected revenue of $10million. OCC expects that total costs will be $8,750,000. Below ar
San Diego State - ACCTG - 620
Accounting 620Financial Measurement and ReportingFall 2011Session 9 Stockholders EquityProfessor Damon M. Fleming1Coverage overviewCorporate legal entityCorporate capitalIssuance of stockDividendsStock splitsTreasury stockPresentation and dis
NYU - CAS - 750
Arthur ZakExp. Cult.: Film Short Essay # 1Debashree MukherjeeFriday; 9:30 amThis scene from Stanley Kubricks Dr. Strangelove (1964) is a great example ofthe synergy of formal devices and aesthetics that comprise a film. The film technique thatfurthe
NYU - CAS - 2
Elaine ChungRousseau v. BurkeFebruary 28, 2012Jean-Jacques Rousseau, one of the primary political theorists of France, and EdmondBurke, the primary theorist of England, were near contemporaries who both believed in the importance of the fundamental el
NYU - CAS - 3
Elaine ChungComposicin 2March 20, 2012Momentos de EstacinHace dos aos que Antonio decidi finalmente decirle a Ana que la amaba. Ana fue la cajera de la estacin de tren y Antionio ha enamorado de ella desde que compr su primer boleto ala ciudad. La ni
Universiti Teknologi Mara - FSKM - ITT730
Business Data Network & Telecommunication (ITT730)Master in Information Technology (CS770)University Technology MARA (UiTM) Shah AlamPROJECT TITLE: MONITORING NETWORK PERFORMANCE BY USED NAGIOS.1.0BACKGROUNDNetwork performance is the most effected t
SEMO - HRM - 312
1Debbie MaingiProfessor Bill GloverHuman Resource Management7 March 2012Exercise 3.1.1: Zimpfer V. Palm Beach County1. Was Mr. Zimpfer a victim of illegal age discrimination according to the ADEA and case law?Explain your position. Cite relevant co
University of Malaya - DEPARTMENT - KEB
JABATAN KEJURUTERAAN MEKANIKUNIVERSITI MALAYASEM 2 SESI 2008/2009TERMODINAMIK BAHAN KMEB1202AMALI 1The thermodynamics of Potassium Nitrate (KNO3)PURPOSETo measure the solubility of potassium nitrate in different volume of water atelevated temperat
Clemson - PHYS - 221
1.1.Solve:1.2.Solve:1.3.Solve:1.4. Solve: (a) The basic idea of the particle model is that we will treat an object as if all its mass is concentrated into a single point. The size and shape of the object will not be considered. This is a reasonable
Clemson - PHYS - 221
2.1. Model: We will consider the car to be a particle that occupies a single point in space.Visualize:Solve:Since the velocity is constant, we have xf = xi + vx t. Using the above values, we getx1 = 0 m + (10 m/s)(45 s) = 450 mAssess: 10 m/s 22 mph a
Clemson - PHYS - 221
3.1.Visualize:Solve: (a) To find A + B , we place the tail of vector B on the tip of vector A and connect the tail of vector A with the tip of vector B. (b) Since A B = A + ( B) , we place the tail of the vector ( B ) on the tip of vector A and then con
Clemson - PHYS - 221
4.1.Solve:(a)(b) A race car slows from an initial speed of 100 mph to 50 mph in order to negotiate a tight turn. After making the 90 turn the car accelerates back up to 100 mph in the same time it took to slow down.4.2.Solve:(a)(b) A car drives up
Clemson - PHYS - 221
5.1. Visualize:Assess: walls.Note that the climber does not touch the sides of the crevasse so there are no forces from the crevasse5.2. Visualize:5.3. Visualize:5.4. Model: Assume friction is negligible compared to other forces.Visualize:5.5. Visu
Clemson - PHYS - 221
6.1.Model: Visualize:We can assume that the ring is a single massless particle in static equilibrium.Solve:Written in component form, Newtons first law is( Fnet ) x = Fx = T1x + T2 x + T3 x = 0 N ( Fnet ) y = Fy = T1 y + T2 y + T3 y = 0 NEvaluating
Clemson - PHYS - 221
7.1.Visualize:Solve: (a) The weight lifter is holding the barbell in dynamic equilibrium as he stands up, so the net force on the barbell and on the weight lifter must be zero. The barbells have an upward contact force from the weight lifter and the gra
Clemson - PHYS - 221
8.1.Model: The model rocket and the target will be treated as particles. The kinematics equations in two dimensions apply. Visualize:Solve:For the rocket, Newtons second law along the y-direction is( Fnet ) y = FR mg = maR aR = 1 1 15 N ( 0.8 kg ) (
Clemson - PHYS - 221
9.1. Model: Model the car and the baseball as particles.Solve:(a) The momentum p = mv = (1500 kg ) (10 m/s ) = 1.5 104 kg m/s.(b) The momentum p = mv = ( 0.2 kg )( 40 m/s ) = 8.0 kg m/s.9.2. Model: Model the bicycle and its rider as a particle. Also m
Clemson - PHYS - 221
10.1. Model: We will use the particle model for the bullet (B) and the running student (S).Visualize:Solve:For the bullet,1 1 2 K B = mBvB = (0.010 kg)(500 m/s) 2 = 1250 J 2 2 For the running student, 1 1 2 KS = mSvS = (75 kg)(5.5 m/s) 2 = 206 J 2 2 T
Clemson - PHYS - 221
11.1. Visualize: Please refer to Figure EX11.1. Solve: (a) A B = AB cos = (4)(5)cos 40 = 15.3.(b) (c)C D = CD cos = (2)(4)cos120 = 4.0. E F = EF cos = (3)(4)cos90 = 0.11.2. Visualize: Please refer to Figure EX11.2. Solve: (a) A B = AB cos = (3)(4)cos11
Clemson - PHYS - 221
12.1.Model: A spinning skater, whose arms are outstretched, is a rigid rotating body.Visualize:Solve: The speed v = r , where r = 140 cm/2 = 0.70 m. Also, 180 rpm = (180)2 /60 rad/s = 6 rad/s. Thus, v = (0.70 m)(6 rad/s) = 13.2 m/s. Assess: A speed of
Clemson - PHYS - 221
13.1.Model: Model the sun (s) and the earth (e) as spherical masses. Due to the large difference between your size and mass and that of either the sun or the earth, a human body can be treated as a particle. GM s M y GM e M y and Fe on you = Solve: Fs on
Clemson - PHYS - 221
14.1. Solve: The frequency generated by a guitar string is 440 Hz. The period is the inverse of the frequency,henceT=1 1 = = 2.27 103 s = 2.27 ms f 440 Hz14.2. Model: The air-track glider oscillating on a spring is in simple harmonic motion.Solve: Th
Clemson - PHYS - 221
15.1. Solve: The density of the liquid is=Assess:0.240 kg m 0.240 kg = = = 960 kg m3 V 250 mL 250 103 103 m3The liquids density is near that of water (1000 kg/m3 ) and is a reasonable number.15.2. Solve: The volume of the helium gas in container A is
Clemson - PHYS - 221
16.1. Model: Recall the density of water is 1000 kg/m3. Solve: The mass of lead mPb = PbVPb = (11,300 kg m3 ) ( 2.0 m3 ) = 22,600 kg . For water to have the samemass its volume must beVwater =Assess:mwater water=22,600 kg = 22.6 m3 1000 kg m3Since
Clemson - PHYS - 221
17.1. Model: Assume the gas is ideal. The work done on a gas is the negative of the area under the pV curve.Visualize: The gas is compressing, so we expect the work to be positive. Solve: The work done on the gas isW = p dV = ( area under the pV curve )
Clemson - PHYS - 221
18.1. Solve: We can use the ideal-gas law in the form pV = NkBT to determine the Loschmidt number(N/V):(1.013 105 Pa ) = 2.69 1025 m3 N p = = V kBT (1.38 1023 J K ) ( 273 K )18.2. Solve: The volume of the nitrogen gas is 1.0 m3 and its temperature is 2
Clemson - PHYS - 221
19.1.Solve: (a) The engine has a thermal efficiency of = 40% = 0.40 and a work output of 100 J per cycle. The heat input is calculated as follows:=Wout 100 J 0.40 = QH = 250 J QH QH(b) Because Wout = QH QC , the heat exhausted isQC = QH Wout = 250 J
Clemson - PHYS - 221
20.1.Model: The wave is a traveling wave on a stretched string. Solve: The wave speed on a stretched string with linear density is vstring = TS / . The wave speed if thetension is doubled will be vstring = 2TS = 2vstring = 2 ( 200 m/s ) = 283 m/s20.2.
Clemson - PHYS - 221
21.1. Model: The principle of superposition comes into play whenever the waves overlap.Visualize:The graph at t = 1.0 s differs from the graph at t = 0.0 s in that the left wave has moved to the right by 1.0 m and the right wave has moved to the left by
Clemson - PHYS - 221
Visualize: The interference pattern looks like the photograph of Figure 22.3(b). It is symmetrical with the m = 2 fringes on both sides of and equally distant from the central maximum. Solve: The bright fringes occur at angles m such that22.1. Model: Two
Clemson - PHYS - 221
23.1. Model: Light rays travel in straight lines.Solve: (a) The time ist= x 1.0 m = = 3.3 109 s = 3.3 ns c 3 108 m/s(b) The refractive indices for water, glass, and cubic zirconia are 1.33, 1.50, and 1.96, respectively. In a time of 3.33 ns, light will
Clemson - PHYS - 221
24.1. Model: Each lens is a thin lens. The image of the first lens is the object for the second lens.Visualize:The figure shows the two lenses and a ray-tracing diagram. The ray-tracing shows that the lens combination will produce a real, inverted image
Clemson - PHYS - 221
25.1. Model: Balmers formula predicts a series of spectral lines in the hydrogen spectrum.Solve: Substituting into the formula for the Balmer series,=91.18 nm 91.18 nm = = 410.3 nm 11 1 1 2 2 2 22 6 2 n where n = 3, 4, 5, 6, and where we have used n =
Clemson - PHYS - 221
26.1. Model: Use the charge model.Solve: (a) In the process of charging by rubbing, electrons are removed from one material and transferred to the other because they are relatively free to move. Protons, on the other hand, are tightly bound in nuclei. So
Clemson - PHYS - 221
27.1.Model: The electric field is that of the two charges placed on the y-axis. Visualize: Please refer to Figure EX27.1. We denote the upper charge by q1 and the lower charge by q2. Because both the charges are positive, their electric fields at P are d
Clemson - PHYS - 221
28.1. Visualize:As discussed in Section 28.1, the symmetry of the electric field must match the symmetry of the charge distribution. In particular, the electric field of a cylindrically symmetric charge distribution cannot have a component parallel to th
Clemson - PHYS - 221
29.1. Model: The mechanical energy of the proton is conserved. A parallel-plate capacitor has a uniformelectric field. Visualize:The figure shows the before-and-after pictorial representation. The proton has an initial speed vi = 0 m/s and a final speed
Clemson - PHYS - 221
30.1. Solve: The potential difference V between two points in space isV = V ( xf ) V ( xi ) = Ex dxxi xfwhere x is the position along a line from point i to point f. When the electric field is uniform,V = Ex dx = Ex x = (1000 V/m )( 0.30 m 0.10 m ) =
Clemson - PHYS - 221
31.1. Solve: The wires cross-sectional area is A = r 2 = (1.0 103 m ) = 3.1415 106 m 2 , and the electron2current through this wire is i = 31.3, the drift velocity isvd =Ne = 2.0 1019 s 1 . Using Table 31.1 for the electron density of iron and Equatio
Clemson - PHYS - 221
32.1. Solve:From the circuit in Figure EX32.1, we see that 50 and 100 resistors are connected in series across the battery. Another resistor of 75 is also connected across the battery.32.2. Solve: In Figure EX32.2, the positive terminal of the battery i
Clemson - PHYS - 221
33.1. Model: A magnetic field is caused by an electric current.Visualize: Please refer to Figure EX33.1. Solve: The magnitude of the magnetic field at point 1 is 2.0 mT and its direction can be determined by using the right-hand rule. Grab the current ca
Clemson - PHYS - 221
34.1.Visualize:To develop a motional emf the magnetic field needs to be perpendicular to both, so lets say its direction is into the page. Solve: This is a straightforward use of Equation 34.3. We havev=Assess:E 1.0 V = = 2.0 104 m/s lB (1.0 m ) ( 5.