Insurance CompaniesInsurance companies provide little in the way of valuable service. Insurance companies have created a system that increases their profit, keep their customers in an endless loop of doctor visits and help to create an opioid crisis in America.Insurance companies are, of course, trying to make a profit. Understandable and there is absolutely nothing wrong with it. The problem with insurance companies is the manor in which they make their profit. First, the insurance industry, between 2014 and 2017, increase their premiums by 172%. The profit made by those companies in 2017 was over 6 billion dollars. The coverage during those years changed very little, a different care provider added, perhaps a lower cost on a plan for a single person but no major changes were added. The major boost in profit can in the way of discounts provided to the insurance company cost containment and Pharmacy Benefit Managers, which represent insurers, self-insured employers, corporate employers, etc., to deliver prescription discounts to patients.