overviewbook - Overview of Your Benefits Review this summary of benefits and make your elections within 31 days of your eligibility date 2014 PLAN

overviewbook - Overview of Your Benefits Review this...

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2014 PLAN YEAR (issued June 2014) This Benefits Overview is intended to be a summary of Ohio State’s employee benefits. Refer to the applicable plan, program and/or policy online for additional information. In the event the information in this booklet differs from the plan, program or policy, the plan, program or policy will govern. Office of Human Resources Review this summary of benefits and make your elections within 31 days of your eligibility date. hr.osu.edu/ benefits Overview of Your Benefits
Welcome to The Ohio State University! We are delighted you have chosen to be part of the university at this moment in our history, as we journey together from excellence to eminence. This booklet is designed to provide you with information about our wide range of valuable benefits programs available to you and your family. Whether you are interested in medical, dental and vision benefits–or tuition assistance, wellness or adoption assistance–there is something here for everyone. You will find that many of your benefits are subsidized or even free to you as an important part of your total compensation package. There are many important decisions you need to make regarding your benefits, some of which need to be decided within your first 31 days of employment or of becoming benefits-eligible. Please review this book carefully to see what best meets the needs of you and your family. Our benefits website, hr.osu.edu/benefits , can be accessed anytime you want additional information on our benefits programs. A listing of resources and how to access them can be found at the end of this booklet. You also may contact us at [email protected], 800-678-6010 or 614-292-1050. You are important to our success! We are excited that you have joined the Ohio State community and hope that you enjoy the many wonderful resources available to you! Best in Health, Office of Human Resources Your university. Your benefits.
1 General Information How to Enroll in Your Benefits .............................................. 2 Employee Self Service ........................................................... 3 Benefits Timeline– What You Need to Do and When ........ 4 Defining Benefits Eligibility ................................................... 5 Benefits Eligibility Chart ........................................................ 6 Health Plan Provisions ........................................................... 7 Your First 31 Days Medical Plan Options ............................................................ 9 Medical Plan Summary and Comparison ............................ 10 Using Your Medical Coverage ............................................. 12 GlobalCare ............................................................................ 12 Medical Plan Premium Rates ............................................... 13 Prescription Drug Program .................................................. 14 Prescription Drug Summary and Comparison .................... 15 Dental and Vision Plans ....................................................... 16 Dental and Vision Plan Summary and Comparison ............ 17 Dental, Vision, Life and Disability Premium Rates .............. 18 Flexible Spending Accounts ................................................ 19 Life Insurance ...................................................................... 20 Group Term Life Insurance ............................................ 20 Dependent Group Term Life Insurance ........................ 20 Voluntary Group Term Life Insurance ............................ 21 Short-Term Disability ........................................................... 22 Your First 60 Days Your Plan for Health (PHA) .................................................. 23 Your Plan for Health Programs and Services ...................... 24 Your First 120-180 Days State Retirement Programs ................................................. 25 Throughout Your Employment Supplemental Retirement Accounts .................................... 27 Tuition Assistance for Faculty, Staff and Dependents ....... 28 Integrated Disability ............................................................ 30 Long-Term Disability ..................................................... 30 Workers’ Compensation ............................................... 30 Individual Disability Income Insurance ......................... 31 Transitional Work Policy ................................................ 32

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