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Report (15).pdf - 1 Reflection: Personal Finance Basics...

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1Reflection: Personal Finance BasicsSteven VargasOnline, Grand Canyon UniversityUNV-103-0502: University SuccessAlan GuthrieNovember 21, 2021
2Reflection: Personal Finance BasicsThis week I have learned a lot about how to help mypersonal finance. The mostimportant thing I have learned is that you must work to save and spend your money on the thingsyou need. Sometimes peoplelike to blow their money on things they want but don’t need at allbecause it just wastes their money. Credit cards are not always the best thing to have. Although itcan help your credit it can also do harm if you are not careful and don't know how to use them.You have to pay back what you spend with the credit card. When you don’t you will end upowing a lot and can possibly bein debt. No one wants to be in debt so if you don’t have to use acredit card, I would advise you don’t get one or use yours at all if you already have one.Reading the material that was provided to me this week. I have noticed that I was already

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Term
Fall
Professor
Mr. Tiedt

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