The FTC has legal authority to assist overseas...

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Understanding Health Insurance: A Guide to Billing and Reimbursement
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Chapter 4 / Exercise 23
Understanding Health Insurance: A Guide to Billing and Reimbursement
Green
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Chapter 46 - Consumer Protection Laws Chapter 46 Consumer Protection Laws True / False Questions 1. The FTC has legal authority to assist overseas investigations to track down Internet scammers using devices such as spam and spyware. True False
2. The FTC rules prohibit a telemarketer or seller from initiating an outbound call to a person whose telephone number is listed on a national "do not call" registry.
3. The FTC does not prohibit pre-recorded telemarketing sales calls.
4. Geoffrey is a car dealer in Austin, Texas. His financial dealings with customers come directly under the jurisdiction of the Consumer Financial Protection Bureau.
5. One of the purposes of the TILA is to enable the consumer to understand all the charges made in connection with credit. True False
6. The TILA fixes interest rates.
7. The Fair Credit and Charge Card Disclosure Act requires more detailed and uniform disclosure by credit and charge card issuers at the time of application by the consumers.
46-1
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Understanding Health Insurance: A Guide to Billing and Reimbursement
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Chapter 4 / Exercise 23
Understanding Health Insurance: A Guide to Billing and Reimbursement
Green
Expert Verified
Chapter 46 - Consumer Protection Laws 8. Under the Fair Credit Billing Act, if the credit card holder thinks that the card issuer has made an error on the statement, he/she has three years to report the error.
9. The Equal Credit Opportunity Act prohibits discrimination in credit transactions based on wealth. True False
10. The Fair Debt Collection Practices Act affects only the practices of debt collection agencies that collect consumer bills for creditors other than themselves.
11. The Holder in Due Course rule creates a warranty claim or defense where the product is sold "as is."
12. "Imminently hazardous consumer products" are those that pose an immediate and unreasonable risk of death, serious illness, or severe personal injury.
13. The Consumer Product Safety Commission (CPSC)'s authority is limited to cosmetics and food products. True False
14. "Lemon laws" apply only to car manufacturers.
Chapter 46 - Consumer Protection Laws 15. The FTC requires used car dealers to display a "Buyer's Guide" on each car that tells whether the car is covered by a warranty.
Multiple Choice Questions 16. The FTC:

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