Critical Thinking Journal #4.docx - Aro 1 Annabel Aro...

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Aro 1Annabel AroProfessor SmithCornerstone 1396 March 2022Critical Thinking Journal #4After reading the Financial Management chapter fromCollege Success, I was able tohave a better understanding of money management and learn how to avoid making mistakes likespending more than I need to. Even just a basic understanding of how to budget correctly orsetting SMART goals for yourself can set you up for the future. With the information I’velearned, I should be able to complete my school with, hopefully, no debt at all.As a full-time working mother, I am struggling to unburden myself with financial issues,so learning better tips to budget, such as “Needs VS. Wants” will really help me figure out what’simportant for me to purchase and use for school. Financial Aid is very helpful to me, but withoutlearning how to use it the right way, I will inevitably spend more than I need to. Since FinancialAid only covers 2 semesters per year, I will need to save money from my refund in order to payfor a third semester because I plan on going to school all year-round. Some SMART goals I will
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Term
Spring
Professor
Olson

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