Sample+CGL+Exam - Commercial General Liability Exam Total...

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Commercial General Liability Exam Student name: Sample Exam Section: ________ READ THESE INSTRUCTIONS: WRITE NEATLY AND LEGIBLY!!!! Complete the personal information at the top of this page. Cheating will be strictly dealt with in accordance with university policy – no exceptions. You may not leave the room after the test has started – go to the restroom now if you have any doubts. There are six questions on this exam, each of varying value – be sure to answer all of them. For the purposes of this exam, assume the policy period extends from Jan. 1 to Dec. 31 of the current year and assume all events occur within that window of time unless otherwise stated. Unless otherwise noted, all events occur in the order presented in the scenarios. Special note - keep track of these aggregate limits after each event: General Aggregate Liability Prod/Comp. Operations Liability Aggregate Limits: __________ __________ Event 1: __________ __________ Event 2: __________ __________ Event 3: __________ __________ Event 4: __________ __________ Event 5: __________ __________ Event 6: __________ __________ Points earned on this page: ___________ Total score for the exam: _________ This page is left blank deliberately
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Event 1: Paramedics 1. Which coverage section of the CGL addresses the claim? (Circle your answer) Coverage A Coverage B Coverage C None 2. Does the claim clear the insuring agreement? (Circle your answer) If no, cite the section in the policy using an outline format that identifies your rationale. Yes No ________________________________________________________________________ ________________________________________________________________________ 3. Do any exclusions apply? (Circle your answer) If yes, cite the exclusion using its outline format. Yes No ________________________________________________________________________ ________________________________________________________________________ 4. Which policy limit/s would apply? (Check all that apply) Each occurrence Limit Damage to premise rented to you Medical expense limit Personal & Advertising Injury Limit 5. From which aggregate limit would the insurer pay the claim? (Check the appropriate box) General Aggregate Limit Products/Completed Operations Aggregate Limit 6. How much would the insurer pay for this claim? $ __________________ 7. Any comments you would like to make? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ Remember to update the aggregate limits table on the front page Page 2 of 9 Points earned on this page: ___________
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Event 2: Guest’s law suit 8. Which coverage section of the CGL addresses the claim? (Circle your answer) Coverage A Coverage B Coverage C None 9. Does the claim clear the insuring agreement? (Circle your answer) If no, cite the section in the policy using an outline format that identifies your rationale. Yes No ________________________________________________________________________ ________________________________________________________________________ 10. Do any exclusions apply? (Circle your answer) If yes, cite the exclusion using its outline format. Yes No ________________________________________________________________________ ________________________________________________________________________ 11. Which policy limit/s would apply? (Check all that apply) Each occurrence Limit Damage to premise rented to you Medical expense limit Personal & Advertising Injury Limit 12. From which aggregate limit would the insurer pay the claim? (Check the appropriate box) General Aggregate Limit
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  • Fall '08
  • Staff
  • Limited Liability Company, Injury

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