JOB DESCRIPTIONJOB TITLE:Credit Analyst IJOB CLASSIFICATION:Full-Time, ExemptREPORTS TO:SVP Credit ManagerPosition SummaryThe Credit Analyst I is an entry level position designed to develop new analysts through credit training and hands-on experience by analyzing financial statements, preparing loan packages, and providing other assistance as neededto the senior credit team and lending staff.Primary Duties and Responsibilities1.Analyzes and performs credit analysis on new, renewal and existing loans within accepted bank designatedguidelines.2.Prepares thorough and concise memos, spread sheets, reports, and summaries for Loan Officers on new,renewal and existing loans within established deadlines.3.Effectively manages the bank’s exposure to identified risks and recommends appropriate structure fortransaction in accordance with Susser Bank’s credit policy.4.Oversees and manages financial information files to assure current reports, statements, accounts receivableand other information on accounts, and notifies Loan Officers of any potential problems in a timelymanner.5.Establishes, reviews and updates new and existing loan files for the Bank on a regular basis.