20 Lecture (Final Exam)

20 Lecture (Final Exam) - HEALTH PROBLEMS . W HAT CREATED...

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COM 240 :: 11/20/2007 COM  240    GUEST   SPEAKER   11/20/2007 Howard Weyers Formed Weyco (Health Insurance) 1983 2006 Weyco was bought out by Meritain Health Weyco always has sought after personal health improvement. Weyco is seeking to change the health community Smoking and body fat create the most cost for the health insurance companies. Smokers cost health insurance almost $3400.00 more annually. When talking to CEOs: 99 of 100 will say that they are having problems with health care in their companies. Most employers cannot afford the lifestyles of their employees. A. Boyan: Shouldn’t our health be improving on it’s own? So why does health care increase at 1% a month? Nothing else increases like that Non- Compliance Doctors give their advice and tell people what to do and no one does it They just run the bill up. P REVENTION    D EFECT  M ANAGEMENT H EALTH   INSURANCE   IS   FOR   UNAVOIDABLE   AND   UNPREVENTABLE
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Unformatted text preview: HEALTH PROBLEMS . W HAT CREATED THE PROBLEM ? E MPLOYERS CREATED THE PROBLEM BY GIVING EMPLOYEES AN UNRESTRICTED MEDICAL CREDIT CARD . LAWS OVER-PROTECT EMPLOYEES CREATED ENTITLEMENT ATTITUDE UNHEALTHY LIFESTYLES EMPLOYEES ARE MAKING UNILATERAL LIFESTYLE DECISIONS THAT AFFECT THE BOTTOM LINE AND OTHER EMPLOYEES PAYCHECKS THE HEALTHY ARE SUBSIDIZING THE UNHEALTHY LIFESTYLES AND THE NON-COMPLIANT . D O YOU BELIEVE YOU SHOULD PAY FOR THE UNHEALTHY LIFESTYLES AND NON-COMPLIANCE ? M ERITAIN HEALTH RUNS FOR 30% LESS THAN MARKET W HY ALLOW DRINKING IF NOT SMOKING OR ILLEGAL DRUGS ? D RINKING IN MODERATION DOES NOT CAUSE SERIOUS HEALTH PROBLEMS THE COMPANY WANTS HEALTHY PRODUCTIVE EMPLOYEES AND FAMMILIES...
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This note was uploaded on 04/25/2008 for the course COM 240 taught by Professor Lillie during the Fall '07 term at Michigan State University.

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20 Lecture (Final Exam) - HEALTH PROBLEMS . W HAT CREATED...

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