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The Uninsured. A Primer

The Uninsured. A Primer - k aios e rs s i o n c mmi K E Y...

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a n d t h e uninsured kaiser commission o n K E Y F A C T S 1 3 3 0 G S T R E E T N W , W A S H I N G T O N , D C 2 0 0 0 5 P H O N E : 2 0 2 - 3 4 7 - 5 2 7 0 , F A X : 2 0 2 - 3 4 7 - 5 2 7 4 W W W . K F F . O R G medicaid The Uninsured: A Primer Key Facts About Americans Without Health Insurance November 2004
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The Kaiser Commission on Medicaid and the Uninsured provides information and analysis on health care coverage and access for the low-income population, with a special focus on Medicaid's role and coverage of the uninsured. Begun in 1991 and based in the Kaiser Family Foundation's Washington, DC office, the Commission is the largest operating program of the Foundation. The Commission's work is conducted by Foundation staff under the guidance of a bipartisan group of national leaders and experts in health care and public policy. Forty-five million Americans were without health insurance in 2003. Since 2000 the number of uninsured under the age of 65 grew by over five million. The downturn in the economy continued to affect family incomes and their health insurance coverage—more of the population in 2003 was from low-income families, who are at the greatest risk of losing their health insurance coverage. Public insurance programs filled in the gap for children created by declining employer-sponsored coverage, however, little progress was made in expanding public insurance to more low-income adults. Consequently, nonelderly adults accounted for all of the recent growth in the number of uninsured. It is the Commission’s hope that by updating this primer, the fundamentals of how health insurance is provided in our country will be understood by more, as well as how important insurance is in accessing health services, and why the number of uninsured Americans continues to grow. James R. Tallon Diane Rowland, Sc.D. Chairman Executive Director
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The Uninsured: A Primer Key Facts About Americans Without Health Insurance Overview………………………………………………………………………………………………1 How Do Most Americans Obtain Health Insurance?…………………………………………….. 2 Fig. 1 and 2 Who Are the Uninsured?…………………………………………………………………….……... 4 Fig. 3 and 4 How Does Lack of Insurance Affect Access to Health Care Services?……………………….. 6 Fig. 5 and 6 How Do the Uninsured Pay for Medical Care?…………………………………………………... 8 Fig. 7 and 8 How and Why Has the Number of Uninsured Changed Recently?…………………………...1 0 Fig. 9 and 10 Why Doesn't Employer-Sponsored Insurance Cover More Americans?……………………..1 2 Fig. 11 and 12 What Is Medicaid's Role?………………………………………………………………………….1 4 Fig. 13 and 14 What Can Be Done to Decrease the Number of Uninsured?………………………………….1 6 Fig. 15 and 16 Tables………………………………………………………………………………………………..1
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