Banking- Wells Fargo Bank - Running Head Banking 1 Banking...

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Running Head: Banking 1 Banking: Funding and Capital Requirements Institutional Affiliation Name
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BANKING 2 I visited the Wells Fargo Miramar branch for an interview with the branch manager Michael Castro, whose NMLSR identification number is 934108 and telephone number, 954 893 4854. Mr. Michael took me through the major functions of the bank, which include providing small business, commercial and individual banking services. The bank offers personal services and accounts including the savings accounts, checking accounts, and cards (debit, credit and prepaid), they also offer mobile banking services, online banking, foreign exchange, mortgage loans, personal loans, student loans and auto loans among others. In addition to personal and small business services, they deal with commercial financing, real estates, retirement and employee benefits and insurance among others. For a business owner to increase and supplement his or her chances of securing a loan at Wells Fargo bank, he or she needs to review and improve their credit history, which is the most basis that the lenders use to determine whether to grant the loan or not. A good credit history guarantees the loaners trust and believe that the said business owner is not a fraudster nor a defaulter (Maly, 2016). Most business owners whose credit histories are questionable due to
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