project work. - ASSESSMENT OF FACTORS INFLUENCING FINANCIAL...

Info icon This preview shows pages 1–7. Sign up to view the full content.

View Full Document Right Arrow Icon
ASSESSMENT OF FACTORS INFLUENCING FINANCIAL PERFORMANCE OF SAVINGS AND CREDIT CO-OPERATIVE SOCIETY, ACASE OF AFYA SAVINGS AND CREDIT COOPERATIVE SOCIETY NAIROBI. GROUP 9 A RESEARCH PROJECT SUBMITTED IN PARTIAL FULFILMENT OF REQUREMENT FOR THE A WARD OF DIPLOMA IN CO-OPEARATIVE MANAGEMENT (FACULTY OF COOPERATIVE AND COMMUNITY DEVELOPMENT, APRIL 2016)
Image of page 1

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
DECLARATION This research report is for group nine original work and has not been presented for award of degree or diploma in any university NAME ADMISSION NUMBER SIGNATURE OSCAR HERBERT KARANI DCMC01/0521/2014 RACHEAL NYAGA DCMC01/0476/2014 SHARON AKUMU DCMC01/0235/2014 JANET MWENDE DCMC01/0239/2014 ABEL CHAYISAH DCMC01/0457/2014 JULIAH KAMAU DCMC01/0403/2014 This report has been submitted for examination purpose with my approval as the university college supervisor Signature ……………………… date…………………………….. Lecturer faculty of co-operative community development 1
Image of page 2
DEDICATION To all students of co-operative university college of Kenya. 2
Image of page 3

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
ACKNOWLEDGEMENT The group thanks Mr.Mosongo Enock, lecturer faculty of co-operative and community development for support and consistent instructions he gave to us in order to complete this work Our sincere thanks goes to the co-operative university for giving us an opportunity to join this program, diploma in co-operative management We highly appreciate immense assistance that we received from Mr. Calvince ouko research project lecturer 3
Image of page 4
TABLE OF CONTENT DECLARATION .................................................................................................................................... i DEDICATION ..................................................................................................................................... ii ACKNOWLEDGEMENT ..................................................................................................................... iii TABLE OF CONTENT ......................................................................................................................... iv LIST OF TABLES ............................................................................................................................... vii LIST OF FIGURES ............................................................................................................................ viii ABBREVIATIONS AND ACRONYMS .................................................................................................. ix CHAPTER ONE .................................................................................................................................. 1 1.0 Introduction ........................................................................................................................... 1 1.1 Background of the study ........................................................................................................ 1 1.2 Statement of the problem ...................................................................................................... 3 1.3 Justification of research topic ................................................................................................ 4 1.4 Objective of the study ............................................................................................................ 4 1.5 Research questions ................................................................................................................ 4 1.6 Limitation of the study ........................................................................................................... 5 1.7 Delimitation of the study ....................................................................................................... 5 CHAPTER TWO ................................................................................................................................. 6 LITERATURE REVIEW ........................................................................................................................ 6 2.0 Introduction ........................................................................................................................... 6 2.1 The concept of financial performance of savings and credit cooperative societies .............. 6 2.2 Evolution of Sacco’s in Kenya ................................................................................................. 7 2.3 Loan repayment and financial performance of Sacco’s ......................................................... 7 2.4 Interest rates charged and financial performance of ............................................................. 7 2.5 Membership enrollment on financial performance of .......................................................... 8 2.6 major challenges leading to poor enrollment in Sacco .......................................................... 8 2.7 Duration of loan processing on financial performance of ..................................................... 8 4
Image of page 5

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
2.8 Factors influencing duration of loan processing .................................................................... 8 2.9 The conceptual framework .................................................................................................. 10 CHAPTER THREE ............................................................................................................................. 11 RESEARCH METHODOLOY .............................................................................................................. 11 3.0 Introduction ......................................................................................................................... 11 3.1 Research design .................................................................................................................... 11 3.2 Target population ................................................................................................................. 11 3.3 procedure sampling ............................................................................................................. 11 3.4 Research instruments ........................................................................................................... 12 3.5Data collection procedure ..................................................................................................... 12 CHAPTER FOUR .............................................................................................................................. 13 DATA ANALYSIS, PRESENTATION AND INTERPRETATION ................................................................ 13 4.0 Introduction ......................................................................................................................... 13 4.1 Questionnaire return rate .................................................................................................... 13 4.2 Demographic characteristics of the respondents ................................................................ 13 4.3Distribution of respondents by gender ................................................................................. 13 4.5 Distribution of respondents by Age ..................................................................................... 14 4.6 Distribution by marital status ............................................................................................... 15 4.8Loan repayment and financial performance ......................................................................... 16 4.9.0 Challenges faced ............................................................................................................ 17 4.9.1 Level of inflation in the country .................................................................................... 18 4.9.2 Payment of dividends .................................................................................................... 18 4.9.3 Amount contributed as shares per month .................................................................... 18 CHAPTER FIVE ................................................................................................................................ 19
Image of page 6
Image of page 7
This is the end of the preview. Sign up to access the rest of the document.

{[ snackBarMessage ]}

What students are saying

  • Left Quote Icon

    As a current student on this bumpy collegiate pathway, I stumbled upon Course Hero, where I can find study resources for nearly all my courses, get online help from tutors 24/7, and even share my old projects, papers, and lecture notes with other students.

    Student Picture

    Kiran Temple University Fox School of Business ‘17, Course Hero Intern

  • Left Quote Icon

    I cannot even describe how much Course Hero helped me this summer. It’s truly become something I can always rely on and help me. In the end, I was not only able to survive summer classes, but I was able to thrive thanks to Course Hero.

    Student Picture

    Dana University of Pennsylvania ‘17, Course Hero Intern

  • Left Quote Icon

    The ability to access any university’s resources through Course Hero proved invaluable in my case. I was behind on Tulane coursework and actually used UCLA’s materials to help me move forward and get everything together on time.

    Student Picture

    Jill Tulane University ‘16, Course Hero Intern