Chapter 4 - Study and Critical Thinking Skills in College...

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Study and Critical Thinking Skills in College Part One: College: Strategies for Success Chapter 4: Managing Your Life Managing Your Finances Assessing Your Needs and Spending Patterns Income needed per semester: tuition and fees, housing, food, books and supplies, insurance (health and car), transportation, clothing/personal care items, other essentials (child care, laundry, etc) Sources of income per semester: savings, part-time job, scholarships/grants, student loans, parental support Decreasing Your Spending Do things yourself instead of paying others. Prepare your own food. Use coupons; shop for sales. Reconsider your housing arrangements. Avoid credit card finance charges. Walk instead of drive or ride. Seek free forms of entertainment. Increasing Your Income Student loans Student grants and scholarships Part-time jobs Check with your employer Selling possessions Developing a Budget Using Credit Cards Cautiously Apply for only one or two credit cards.
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This note was uploaded on 05/30/2008 for the course HUM 100 taught by Professor Labairon during the Fall '06 term at South Central College: Faribault Campus.

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Chapter 4 - Study and Critical Thinking Skills in College...

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