Loan amortization Case (1)

Loan amortization Case (1) - Scenario 1 15 years 1...

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Scenario 1 15 years 1. Borrowing money 125000 Down pmt 0.2 25000 O/S 100000 Serv cost 0.02 2000 O/S 102000 102,000 Borrowing money St.rate 0.0054 M. rate 0.0054 N 180 PMT -887.41р 2. Amortization tabel Time PMT Effect. Interest Principle pmt O/S balance 102,000.00 31-Dec-99 887.41 550.80 336.61 101,663.39 2 887.41 548.98 338.43 101,324.96 3 887.41 547.15 340.26 100,984.71 4 887.41 545.32 342.09 100,642.61 5 887.41 543.47 343.94 100,298.67 6 887.41 541.61 345.80 99,952.88 7 887.41 539.75 347.66 99,605.21 8 887.41 537.87 349.54 99,255.67 9 887.41 535.98 351.43 98,904.24 10 887.41 534.08 353.33 98,550.91 11 887.41 532.17 355.24 98,195.68 12 887.41 530.26 357.15 97,838.53 13 887.41 528.33 359.08 97,479.44 14 887.41 526.39 361.02 97,118.42 15 887.41 524.44 362.97 96,755.45 16 887.41 522.48 364.93 96,390.52 17 887.41 520.51 366.90 96,023.62 18 887.41 518.53 368.88 95,654.74 19 887.41 516.54 370.87 95,283.86 20 887.41 514.53 372.88 94,910.99 21 887.41 512.52 374.89 94,536.10 22 887.41 510.49 376.92 94,159.18 23 887.41 508.46 378.95 93,780.23 24 887.41 506.41 381.00 93,399.23 25 887.41 504.36 383.05 93,016.18
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26 887.41 502.29 385.12 92,631.06 27 887.41 500.21 387.20 92,243.86 28 887.41 498.12 389.29 91,854.56 29 887.41 496.01 391.40 91,463.17 30 887.41 493.90 393.51 91,069.66 31 887.41 491.78 395.63 90,674.02 32 887.41 489.64 397.77 90,276.25 33 887.41 487.49 399.92 89,876.34 34 887.41 485.33 402.08 89,474.26 35 887.41 483.16 404.25 89,070.01 36 887.41 480.98 406.43 88,663.58 37 887.41 478.78 408.63 88,254.95 38 887.41 476.58 410.83 87,844.12 39 887.41 474.36 413.05 87,431.06 40 887.41 472.13 415.28 87,015.78 41 887.41 469.89 417.52 86,598.26 42 887.41 467.63 419.78 86,178.48 43 887.41 465.36 422.05 85,756.43 44 887.41 463.08 424.33 85,332.11 45 887.41 460.79 426.62 84,905.49 46 887.41 458.49 428.92 84,476.57 47 887.41 456.17 431.24 84,045.33 48 887.41 453.84 433.57 83,611.77 49 887.41 451.50 435.91 83,175.86 50 887.41 449.15 438.26 82,737.60 51 887.41 446.78 440.63 82,296.97 52 887.41 444.40 443.01 81,853.97 53 887.41 442.01 445.40 81,408.57 54 887.41 439.61 447.80 80,960.77 55 887.41 437.19 450.22 80,510.54 56 887.41 434.76 452.65 80,057.89 57 887.41 432.31 455.10 79,602.79 58 887.41 429.86 457.55 79,145.24 59 887.41 427.38 460.03 78,685.21 60 887.41 424.90 462.51 78,222.70 61 887.41 422.40 465.01 77,757.70 62 887.41 419.89 467.52 77,290.18 63 887.41 417.37 470.04 76,820.13 64 887.41 414.83 472.58 76,347.55 65 887.41 412.28 475.13 75,872.42 66 887.41 409.71 477.70 75,394.72 67 887.41 407.13 480.28 74,914.44 68 887.41 404.54 482.87 74,431.57 69 887.41 401.93 485.48 73,946.09 70 887.41 399.31 488.10 73,457.99 71 887.41 396.67 490.74 72,967.25 72 887.41 394.02 493.39 72,473.87 73 887.41 391.36 496.05 71,977.81 74 887.41 388.68 498.73 71,479.08
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75 887.41 385.99 501.42 70,977.66 76 887.41 383.28 504.13 70,473.53 77 887.41 380.56 506.85 69,966.68 78 887.41 377.82 509.59 69,457.09 79 887.41 375.07 512.34 68,944.75 80 887.41 372.30 515.11 68,429.64 81 887.41 369.52 517.89 67,911.75 82 887.41 366.72 520.69 67,391.06 83 887.41 363.91 523.50 66,867.56 84 887.41 361.08 526.33 66,341.24 85 887.41 358.24 529.17 65,812.07 86 887.41 355.39 532.02 65,280.05 87 887.41 352.51 534.90 64,745.15 88 887.41 349.62 537.79 64,207.36 89 887.41 346.72 540.69 63,666.67 90 887.41 343.80 543.61 63,123.06 91 887.41 340.86 546.55 62,576.52 92 887.41 337.91 549.50 62,027.02 93 887.41 334.95 552.46 61,474.56 94 887.41 331.96 555.45 60,919.11 95 887.41 328.96 558.45 60,360.66 96 887.41 325.95 561.46 59,799.20 97 887.41 322.92 564.49 59,234.70 98 887.41 319.87 567.54 58,667.16 99 887.41 316.80 570.61 58,096.56 100 887.41 313.72 573.69 57,522.87 101 887.41 310.62 576.79 56,946.08 102 887.41 307.51 579.90 56,366.18 103 887.41 304.38 583.03 55,783.15 104 887.41 301.23 586.18 55,196.97 105 887.41 298.06 589.35 54,607.62 106 887.41 294.88 592.53 54,015.09 107 887.41 291.68 595.73 53,419.36 108 887.41 288.46 598.95 52,820.42 109 887.41 285.23 602.18 52,218.24 110 887.41 281.98 605.43 51,612.80 111 887.41 278.71 608.70 51,004.10 112 887.41 275.42 611.99 50,392.12 113 887.41 272.12 615.29 49,776.82 114 887.41 268.79 618.62 49,158.21 115 887.41 265.45 621.96 48,536.25 116 887.41 262.10 625.31 47,910.94 117 887.41 258.72 628.69 47,282.25 118 887.41 255.32 632.09 46,650.16 119 887.41 251.91 635.50 46,014.66 120 887.41 248.48 638.93 45,375.73 121 887.41 245.03 642.38 44,733.35 122 887.41 241.56 645.85 44,087.50 123 887.41 238.07 649.34 43,438.16
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124 887.41 234.57 652.84 42,785.32 125 887.41 231.04 656.37 42,128.95 126 887.41 227.50 659.91 41,469.04 127 887.41 223.93 663.48 40,805.56 128 887.41 220.35
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