to 2.0% is in force from December 2012. **** Margin amounting to 2.2% is in force up to January 2018. Within the period of next years it will be equal to 4.2%. 1) Debt securities become due on the initiative of the Bank no earlier than two years after the issue date or on the initiative of Commerzbank, not earlier than five years after the issue date, after obtaining the approval of the Polish Financial Supervision Authority. The effective interest rate specified in the tables above
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