Appendix_13_001_014.pdf - Confirming Pages 1 Chapter 13...

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Chapter 13 Regulation of Commercial Banks 1 APPENDIX 13C:   Primary Regulators of Depository Institutions Legend FDIC Federal Deposit Insurance Corporation NCUA National Credit Union Administration FTC Federal Trade Commission OCC Office of the Comptroller of the Currency Federal Reserve Board of Governors of the Federal Reserve System/Federal Reserve Banks A. National banks Federal Reserve, FDIC, OCC B. State member banks State authority, Federal Reserve, FDIC C. State nonmember banks insured State authority, Federal Reserve, FDIC D. Noninsured state banks State authority, Federal Reserve, FTC E. Insured savings institutions, federal* Federal Reserve, FDIC, OCC Insured savings institutions, state State authority, Federal Reserve, FDIC F. Uninsured savings institutions, state State authority, Federal Reserve, FTC G. Credit unions, federal NCUA, Federal Reserve, state authority Credit unions, state State authority, NCUA, Federal Reserve, FTC H. Bank holding companies Federal Reserve, state authority, FTC I. Savings institution holding companies State authority, Federal Reserve, FTC, OCC J. Foreign branches of U.S. banks, national and state members Federal Reserve, state authority, OCC Foreign branches of U.S. banks, insured state nonmembers State authority, FDIC K. Edge Act corporations Federal Reserve Agreement corporations State authority, Federal Reserve L. U.S. branches and agencies of foreign banks, federal OCC, Federal Reserve, FDIC, FTC, state authority U.S. branches and agencies of foreign banks, state State authority, Federal Reserve, FDIC, OCC, FTC The appendix provides an overview of primary regulators of depository institutions as of December 2013. It is not intended to cover each area of regulatory responsibility in detail. Further, the appendix and accompanying footnotes should not be considered either a substitute for or an interpretation of the regulations. Regulatory agencies should be consulted for answers to specific questions. *Federal savings institutions include any thrift institution, such as federal savings banks, federally chartered under Section 5 of the Home Owners’ Act. State savings institutions include any state-chartered savings bank, savings association, building and loan association, homestead association, or cooperative bank. Source: Public Information Department, Federal Reserve Bank of New York, 33 Liberty Street, New York, NY 10045.
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2 Part 3 Commercial Banks APPENDIX 13D Deposit Insurance Coverage for Commercial Banks in Various Countries Figure 13–6 U. S. Dollar Equivalents, at Current Exchange Rates, as of mid-September and Early December 2008 Source: “Financial Crisis: Deposit Insurance and Financial Safety Net Aspects.” Organization for Economic Cooperation and Development, working paper, December 2008. 400,000 600,000 800,000 1,000,000 200,000 0 Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Australia Austria Denmark Germany Hong Kong, China Iceland Ireland Singapore Slovak Republic New Zealand Norway United States Italy Belgium Greece Luxembourg
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