Organizational Systems and Quality Leadership C489 Task 3 Ronda Manworren December 2017
United States vs. Germany Healthcare systems. Affordable quality healthcare for all populations in the United States remains to be one of the hottest topics in politics and the advertising industry today. Other countries are finding ways to deliver quality healthcare to their residents at an affordable cost, but the cost for U. S. residents continues to increase. Universal health care as described by the World Health Organization, is a situation where citizens can access health services without incurring financial hardship. (WHO, 2010). The concept of “Universal Healthcare” was introduced to the United States while Bill Clinton was President. Germany, already has, and for many years, has “Universal Healthcare”, which was introduced by Otto Von Bismarck, who became the prime minister in 1862. The Bismarck Model, which is a government regulated healthcare system that provides regulated healthcare services for the country’s entire population, no matter the age, ethnicity, or social status of the citizen. Bismarck is also credited for the passing of the Imperial Insurance Order, where German citizens that are unemployed or without coverage can obtain healthcare services. Universal health care is comprised of who is covered, what services are covered and what amount of the cost of the services are covered. Universal health care is described as the “single most
powerful concept that public health has to offer” since it unifies “services and delivers them in a comprehensive and integrated way”, by the Director General of the World Health Organization. (Matheson, D, 2015). Universal health care is a system that provides health care and financial protection to all citizens of a country. In Germany, all citizens are required by law to have health insurance. Universal healthcare provides a package of benefits to the citizens with the end goal to provide minimal financial risk, improved access to health services, and improved health outcomes to all citizens. Germany's healthcare system is successful by requiring all citizens that are employed and earning less than $35,000 a year to pay half of the monthly insurance premium, with employer paying the other half to "Sickness funds".(Henderson,1995) This public insurance system is achieved by payroll deducting of premiums, and the premiums are calculated on income basis. Sickness funds are private, not-for-profit insurance companies that negotiates and pays the providers directly on behalf of the members for the services provided. Sickness funds are required by law to provide a
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