what-is-atf---may-2015.doc - What is the access to...

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What is the access to funds (ATF) scheme? It is an arrangement that can allow access to an agreed amount of funds belonging to an incapable adult to pay for their day-to-day living expenses and any debts due. What does incapable mean? Someone’s capacity could be impaired gradually or suddenly as a result of an accident or illness. A registered and licensed medical doctor will be able to say whether or not that person is incapable. What would ATF be used for? To pay gas, electricity bills, care home fees etc. or buy things such as clothes, toiletries, food or anything that the adult was in the habit of buying or paying for on a regular basis. It can also be used to request a lump sum to pay off any existing debts or to purchase specific items required by the adult. How can I access the adult’s funds? The adult must have a bank/building society or other account in their sole name. You can make an application to us using form ATF2 to tell us where the funds are held, the amount you need access to and what the funds will be used to pay for. You can also use the form to request authority to open an account for the adult. What if I don’t have information about the adult’s bank account or finances? You can apply to us using form ATF1 for authority to request account information from banks/building societies. Various items of information about accounts can be requested, e.g.
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