biblio.docx - Miles 1 Taylor Miles Josh Martin English 1101 13th July 2016 Annotated Bibliography Borrowing and Repaying Federal Student Loans Nicolas W

biblio.docx - Miles 1 Taylor Miles Josh Martin English 1101...

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Miles 1 Taylor Miles Josh Martin English 1101 13 th July 2016 Annotated Bibliography “Borrowing and Repaying Federal Student Loans” Nicolas W. Hillman This article evaluates the problems behind why debt has risen so much. The effects over the years show why students have borrowed the amount of money they have. Family incomes are falling from the average and the demand for college is at an all-time high. Racial and ethnic backgrounds play a role in why student have to take out loans because of the advantage that White Americans have over Blacks or Hispanics. Overall, they have more income due to the more corporate careers and the majority of America being white. Although this is fact, I personally agree with this information- whites have always had an advantage over any other race because they had a “head start”. College enrollment is at an all-time high causing the cost of college to sky-rocket which is forcing middle-class Americans to take out loans. This leaves
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