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WHATISMAXIMUMHEARTRATE?The maximum heart rate is the highest your pulse rate can get. Tocalculate yourpredicted maximum heart rate, use this formula:(Example: a 40-year-old's predicted maximum heart rate is 180.)Your actual maximum heart rate can be determined by a gradedexercise test. Please note that some medicines and medical conditionsmight affect your maximum heart rate. If you are taking medicines orhave a medical condition (such as heart disease, high blood pressure,or diabetes), always ask your doctor if your maximum heartrate/target heart rate will be affected.TARGETHEARTRATEYou gain the most benefits and decrease the risk of injury when you exercisein your target heart rate zone. Usually this is when your exercise heart rate(pulse) is 60 percent to 80 percent of your maximum heart rate. Do notexercise above 85 percent of your maximum heart rate. This increases bothcardiovascular and orthopedic risk and does not add any extra benefit.When beginning an exercise program, you might need to gradually build up