RESEARCH PROPOSAL GEBEYAW WUDNEH.pdf - FACTORS AFFECTING...

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FACTORS AFFECTING PERFORMANCE OF SAVING AND CREDIT COOPRATIVES IN CASE OF ANKESHA GUAGUSA WOREDA GEBEYAW WUDNEH THESIS PROPOSAL SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTERS OF BUSINESS ADMINISTRATION AT LEADSTAR COLLEGE OF MANAGEMENT AND LEADERSHIP FACULITY OF BUSINESS AND LEADERSHIP DECEMBER 2017 BAHIR DAR, ETHIOPIA
I ABSTRACT Saving and Credit Cooperatives (SACCOs) are the main financial solution of the people who have low income level. But they have their own challenges that retard their financial solution to their members and the economical contribution to a country. In Ankesha Guagusa Wordera, the development of SACCOs is low due to the existence of different factors. The study uses primary data; original information will be collected from a first-hand experience. Questionnaire is the data collection instrument in this study. The collected data will be analyzed by descriptive statistical methods. Population of the study is all the board of directors, employees, members a total of 16 saving and credit cooperatives and 80 Board of directors, 480 primary members, and 32 employees. Finally the research is organized and interpreted on account of concurrence to objectives using assistance of computer packages especially Statistical Package for Social Sciences (SPSS) to communicate the findings. Key words: factors, affecting saving, credit, and cooperatives.
II TABLE OF CONTENT ABSTRACT .......................................................................................................................................................... I TABLE OF CONTENT ............................................................................................................................................. II 1. INTRODUCTION ....................................................................................................................................... 1 1.1. Background of the Study ...................................................................................................................... 1 1.2. Statement of the problem ................................................................................................................... 4 1.3. Objectives ............................................................................................................................................. 5 1.3.1. General objective ......................................................................................................................... 5 1.3.2. Specific objectives ........................................................................................................................ 5 1.4. Scope of the Study ............................................................................................................................... 6 1.5. Significance of the study ...................................................................................................................... 6 Definition of key Terms ................................................................................................................................... 6 1.6. Limitation of the Study ......................................................................................................................... 7 2. LITERATURE REVIEW ............................................................................................................................ 8 2.1. Performance Management Process ...................................................................................................... 8 2.1.1. Performance Factors .................................................................................................................... 8 2.1.2. Critical Success Factors ............................................................................................................... 9 2.2. Review of Theoretical Studies ............................................................................................................. 9 2.2.1. Concept of Cooperatives in General and SACCOs in Particular .............................................. 10 2.2.2. Cooperative Values and Principles ........................................................................................... 13 2.2.3. The Role of SACCOs in Poverty Alleviation ........................................................................... 14 2.2.4. Theoretical Problems of Saving and Credit Cooperatives ........................................................ 15 2.2.5. Theoretical Challenges of SACCOs in Financial Transactions ................................................ 16 3. RESEARCH MATHODS ................................................................................................................................. 17 3.1. Research Design ................................................................................................................................. 17 3.2. Target Population ............................................................................................................................... 17
III 3.3. Sample Size ........................................................................................................................................ 17 3.4. Data Collection ................................................................................................................................... 17 3.5. Data Analysis ...................................................................................................................................... 17 4. TIME AND BUDGET SCHEDULE ................................................................................................................... 18 4.1. Time schedule .................................................................................................................................... 18 4.2. Budget schedule ................................................................................................................................. 18 5. REFERENCES ............................................................................................................................................... 19
1 1. INTRODUCTION 1.1. Background of the Study A Savings and Credit Cooperative (SACCO) is a type of cooperative whose objective is to pool savings for the members and in turn provide them with credit facilities (Lari,2009). Savings and credit co-operative societies have a number of principles one of which is the belief in cooperative and mutual self-help for the uplifting of the standards of living (KUSCCO, 2006).

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