Slides Sesion 01 Matematicas Financieras.pdf

Slides Sesion 01 Matematicas Financieras.pdf - Matemticas...

Info icon This preview shows pages 1–12. Sign up to view the full content.

View Full Document Right Arrow Icon
Matemáticas Financieras Clase 1
Image of page 1

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
2 Plan de la Clase 01 Conceptos Básicos de Matemáticas Financieras: Capital, Interes, etc.
Image of page 2
3 Conceptos Básicos • Capital • Interés Tasa de Interés Interés Compuesto Valor Futuro Valor Presente
Image of page 3

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
4 Capital Por simplicidad, pensemos durante esta clase, que todas las inversiones consisten poner dinero en un banco. CAPITAL, entonces, es la suma de dinero que se invierte inicialmente. Capital ~ Inversión Inicial
Image of page 4
5 Interés Definamos INTERES como el precio del dinero, como el costo de usar dinero ajeno Es medido en unidades monetarias, $. Es medido por unidad de tiempo, usualmente por un año.
Image of page 5

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
6 Tasa de Interés Lo mismo que el interés pero medido en términos relativos Una tasa de interés anual de 5% o 0.05 significa que por cada dólar que se pida prestado se tendrán que devolver 1.05.
Image of page 6
7 Interés Compuesto Deposito $100 en un banco que paga 5% de interés anual ¿Cuanto tendré dentro de 1,5,10, 15, 20, 30 años? Supongamos que el banco capitaliza los intereses cada año ¿Qué quiere decir capitalizar los intereses?
Image of page 7

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
8 Generalizando: Si el capital es V 0 y la tasa de interés es i, al cabo de un año tendré • V 1 = V 0 (1+i) Al cabo de dos tendré • V 2 = V 0 (1+i) * (1+i) = V 0 * (1+i) 2 Al cabo de tres años • V 0 (1+i)*(1+i)*(1+i) = V 0 *(1+i) 3
Image of page 8
9 Generalizando: Al cabo de 17 años tendré • V 17 = V 0 * (1+i) 17 Al cabo de n años • V n = V 0 * (1+i) n Como función de n esta es una función exponencial
Image of page 9

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
10 Graficamente...
Image of page 10
11 5 10 15 20 25 30 tiempo 150 200 250 300 350 400 valor acumulado Interés Simple vs Interés Compuesto
Image of page 11

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon
Image of page 12
This is the end of the preview. Sign up to access the rest of the document.

{[ snackBarMessage ]}

What students are saying

  • Left Quote Icon

    As a current student on this bumpy collegiate pathway, I stumbled upon Course Hero, where I can find study resources for nearly all my courses, get online help from tutors 24/7, and even share my old projects, papers, and lecture notes with other students.

    Student Picture

    Kiran Temple University Fox School of Business ‘17, Course Hero Intern

  • Left Quote Icon

    I cannot even describe how much Course Hero helped me this summer. It’s truly become something I can always rely on and help me. In the end, I was not only able to survive summer classes, but I was able to thrive thanks to Course Hero.

    Student Picture

    Dana University of Pennsylvania ‘17, Course Hero Intern

  • Left Quote Icon

    The ability to access any university’s resources through Course Hero proved invaluable in my case. I was behind on Tulane coursework and actually used UCLA’s materials to help me move forward and get everything together on time.

    Student Picture

    Jill Tulane University ‘16, Course Hero Intern