guarantee.pdf - Permanent code LIUN23058801 February 1 2018...

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Ministère de l'Éducation et de l'Enseignement supérieur Aide financière aux études 1035, rue De La Chevrotière Québec (Québec) G1R 5A5 *C* *000017166771* Nian Liu 1411, rue du Fort, app. 504 Montréal (Québec) H3H 2N7 February 1, 2018 Permanent code: LIUN23058801 Certificate issuance date : February 1, 2018 Certificate expiration date : May 2, 2018 Dear Mr. Liu : Subject: Your Guarantee Certificate and Loan Agreement Please find enclosed your Guarantee Certificate , as well as a loan agreement and an explanatory leaflet. The certificate will enable you, as a full-time student, to receive the financial assistance to which you are entitled for the current award year and, if applicable, for subsequent years. However, should you interrupt your studies, a new certificate will be required when you return. Please take the time to read the following paragraphs, where you will find important information about the Guarantee Certificate and the loan agreement. Guarantee Certificate The Guarantee Certificate enables you to take out student loans with any financial institution that is recognized by the Minister responsible for Higher Education. You may take out student loans with any Québec branch of the following financial institutions: Desjardins Group BMO Bank of Montreal Laurentian Bank of Canada National Bank of Canada RBC Royal Bank Bring a copy of your Guarantee Certificate to the bank branch of your choice. The Desjardins Group offers you the possibility of transmitting your documents electronically. Go to to learn how to proceed.
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Permanent code: LIUN23058801 Your financial institution will submit your banking information to Aide financière aux études, which will subsequently notify the institution of the amount of assistance to be deposited in your account at the beginning of each term, either periodically or monthly. The assistance amounts will match the amounts listed on your assessment statement. If you previously benefitted from student financial assistance and the financial institution named on your Guarantee Certificate is not listed above, you must move your account to one that is on the list in order to receive the assistance to which you are entitled, since some institutions have withdrawn from the Loans and Bursaries Program. Your new financial institution will take care of the administrative procedures related to the transfer of ownership of your student loans. Your Guarantee Certificate and loan agreement remain available in your online student file should you wish to reprint them. However, once the Guarantee Certificate expires you will need to contact a staff member at your school’s student aid office to obtain a new and valid document. Loan Agreement Please bring a copy of the loan agreement to your financial institution along with your Guarantee Certificate. The loan agreement stipulates the management terms and conditions that apply to student loans. You should be aware that some financial institutions will also require you to sign other documents and/or set loan conditions that are not laid out in this loan agreement. Also, some financial
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