PSLO01_Tips_Makabayad_ng_Utang.pdf

PSLO01_Tips_Makabayad_ng_Utang.pdf - Mga tips upang...

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Mga tips upang mabayaran ang mga utang 1. Mag set ng SMART Goals sa pag-bayad ng iyong mga utang. Natatandaan mo pa ba ang mga SMART o Specific, Measurable, Attainable, Results-Oriented at Time-bound na mga goals? Siguruhing planado mo ang iyong mga gastusin at nang naayon sa mga SMART Goals na ito. 2. Unahin ang mga mas urgent na dapat bayaran. Ilista ang mga pinagkakautangan mo at i-arrange ito ayon sa iba’t ibang grupo. Unahin ang mga mas malapit nang mag-due date para maiwasan ang pagpataw ng interes. 3. Magbawas ng gastusin. Kapag nagbabayad ka ng utang, ngayon ang tamang panahon para magbawas ng mga gastusin. Isantabi muna ang mga bilihin at gastusin na hindi naman gaanong kailangan nang sa gayon ay hindi magahol sap era. 4. Gumawa ng budget at sundin ito. Bukod sa pagsantabi ng savings, pang pag-budget ay makakatulong sa pag- laan ng pera sa mga utang. Dapat isama sa pagpaplano ng budget ang pagbabayad ng mga utang.
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  • Fall '16
  • Manahari Jawardene

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