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20170101_보험수리학2_9주차강의자료.pdf

20170101_보험수리학2_9주차강의자료.pdf - 5 A(40...

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5. A보험회사는 피보험자 (40)에게 다음의 정기보험을 판매하였다. (단, 소수점 이하 여섯째자리에서 반올림) [가입조건] 사망연도 말에 보험금 10,000원을 지급 3년만기 보험료 전기연납 [산출기준] 사망과 해약은 모두 연말에 발생하며, 사망 발생 이후 해약 발생을 가정 최적가정의 사망률과 해약률은 절대탈퇴율을 가정         는 해약환급금 구분 보험료 및 책임준비금 최적가정 이자율 3% 4% 보험연도 사망률   보험연도 해약률 0  1차년도 계약건당(원) 100 90 영업보험료 비례(%) 10 9 유지비 (1차년도이후) 계약건당(원) 2 1 영업보험료 비례(%) 1 1 지급비용 사망보험금(원) 100 90 해약환급금(원) 0 2 (1) 영업보험료를 계산하시오. (10점) (풀이) 수입현가 :           지출현가 :                                                따라서 수지상등의 원칙에 의해   × × ×
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