Managed_care_09 - A History of Managed Care PAM 4350...

Info iconThis preview shows pages 1–14. Sign up to view the full content.

View Full Document Right Arrow Icon
A History of Managed Care PAM 4350 February 17, 2009
Background image of page 1

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
Background image of page 2
Why is 17% of the Non-elderly U.S. Population Uninsured? 17.2% 14.3% 5.5% 62.9% Source of Health Insurance Among the Non-Elderly, 2007 100% = 261.4 million Source: U.S. Census Bureau. Uninsured Employer-Provided (“group market”) Public (Medicaid, Medicare, Military) Individually purchased
Background image of page 3

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
The U.S. is One of the Few Developed Countries That Does Not Have Universal Health Insurance Two (economically) equivalent statements Our government does not provide us all with health insurance. Our government does not compel or mandate that we all pay for health insurance.
Background image of page 4
Health Insurance Coverage by Poverty Level, 2006 34.3 32.1 29.0 21.0 8.8 0 - 99% 100%-149% 150%-199% 200%-299% 300% + Family Income as % of Poverty Level Source: EBRI, Current Population Survey, 2007. 17.9% Overall Why don’t they have Medicaid?
Background image of page 5

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
% of the % with PRIVATE Family Poverty Level Uninsured health insurance < 100% 35.8% 20.8% 100% - 149% 15.9% 35.2% 150% - 199% 13.5% 51.8% 200% - 299% 16.3% 70.4% 300% - 399% 7.5% 83.5% 400% + 11.1% 91.3% Non-elderly U.S. Population, 2006 Majority have private insurance
Background image of page 6
The Non-elderly Uninsured, 2006 48% are not poor or near poor (> 150% of the federal poverty level) Almost half of the uninsured are at an income level at which a majority of people are privately insured. Is it really a problem of affordability? Can you not “afford” something if most people like you do buy health insurance?
Background image of page 7

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
Health Insurance Coverage by Poverty Level, 2006 34.3 32.1 29.0 21.0 8.8 0 - 99% 100%-149% 150%-199% 200%-299% 300% + Family Income as % of Poverty Level Source: EBRI, Current Population Survey, 2007. 17.9% Overall Why don’t all relatively rich people have insurance?
Background image of page 8
Most Uninsured People Live in Working Households, 2006 Household with full- time worker 71% With part- time worker 11% No worker 18% Source: EBRI, Current Population Survey, 2007. % of Uninsured by Household Employment Status
Background image of page 9

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
% of Firms Offering Health Insurance by Firm Size, 2008 49 78 90 94 99 3-9 Workers 10-24 Workers 25-49 Workers 50-199 Workers 200+ Workers 63% All firms 69% in 2000 Source: Kaiser Family Foundation Employer Survey, 2000-2008. Why don’t all firms offer health insurance?
Background image of page 10
CNN Uninsured Video
Background image of page 11

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
$2,300 $23,000 Healthy 40-year old woman 60-year old diabetic male Community- rated premium $12,650 Insurer’s expected profit Insurer’s expected loss Some Healthy People Choose Not to Buy Community- Rates Policies Because They are “Unfairly” Priced
Background image of page 12
Summary of Why So Many Americans Are Uninsured Health insurance is voluntary: the government does not provide
Background image of page 13

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
Image of page 14
This is the end of the preview. Sign up to access the rest of the document.

This note was uploaded on 04/25/2009 for the course PAM 4350 taught by Professor Nicholson during the Spring '08 term at Cornell University (Engineering School).

Page1 / 32

Managed_care_09 - A History of Managed Care PAM 4350...

This preview shows document pages 1 - 14. Sign up to view the full document.

View Full Document Right Arrow Icon
Ask a homework question - tutors are online