Running head: C489 Task 3 C489 Task 3 name Western Governors University 1
C489 TASK 3 A1. I will be comparing Germany’s healthcare system to that of the United States. A2. The residents of Germany all have access to healthcare. This is something the United States has with the Affordable Care Act. German citizens have access to private healthcare as well as public. The public healthcare system in Germany is known as sickness funds. It is required in both Germany and the United States that all individuals have health insurance (Ridic, Gleason, & Ridic, 2012). The premiums for workers in Germany are calculated on their income. These calculations don’t take into account age or the number of dependents. The premiums are deducted through a payroll tax averaging to about 13.4% of a worker’s gross salary (Ridic, Gleason, & Ridic, 2012). In Germany, employees get to pick which sickness fund they would like to participate in. There are over 200 sickness funds available to choose from (Institute for Quality and Efficiency in Health Care, 2015). In the United States, the employer picks the health insurance company and options for insurance for their employees to choose from. All citizens in both the United States and Germany are covered under a public health care system. This includes children, the unemployed, and those who are retired. The option for private health insurance is offered to everyone in both countries as well. In Germany, there is unemployment insurance that will continue to pay the premiums for sickness funds. In the United States, you may qualify for Medicaid if you are unemployed and going to school or are unable to work. If you are unable to work you may qualify for COBRA.
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- Spring '16
- Universal health care , C806 Task 3