2019 OE Brochure.pdf - RxFlex Open Enrollment 2019 HEALTH | DENTAL | VISION | LIFE | AD&D | DISABILITY | VOLUNTARY BENEFITS Ensure to make your Benefit

2019 OE Brochure.pdf - RxFlex Open Enrollment 2019 HEALTH |...

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2019 October 15, 2018 - November 15, 2018 RxFlex Open Enrollment HEALTH | DENTAL | VISION | LIFE | AD&D | DISABILITY | VOLUNTARY BENEFITS Ensure to make your Benefit Elections October 15, 2018 through November 15, 2018
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1 Sentara Healthcare provides our members of the team with competitive and quality benefits. Among your many options are medical, dental, flexible spending accounts, health savings accounts, life insurance and disability insurance. A number of voluntary benefits are also available to you, including vision, whole life insurance, critical illness insurance, accident insurance, identification theft and legal coverage. As Sentara continuously looks at ways to provide you with quality benefit offerings we are asking each of you to partner with us as we work together to control our rising health care costs. By staying healthy and being smart health care consumers, we can all have a positive impact on health care costs in the coming year. Ours is a culture of health and in an environment where we care for others, it’s important to focus on our own health as well. Your day-to-day choices about your health and health care affect the premiums that we all pay. Remember to use your benefits wisely, including: 9 Seeing providers in the Sentara/SQCN Network 9 Taking advantage of preventive care benefits, including annual physicals and immunizations that are free to you 9 Use generic drugs when possible 9 Consider the Equity Plan with a Health Savings Account to help with costs now and to save for medical expenses in retirement 9 Participation in the Mission:Health Wellness and Disease Management Programs 9 Work with a Health Coach if you have health risks for high blood pressure, high cholesterol, tobacco use or are trying to lose weight 9 Use MDLIVE, real time, interactive consultations over the phone or online video, for minor illnesses such as allergies, sinus infections, ear infections or urinary tract infections Take time to review the benefit options available to you! We know you value your benefits, and we place a high priority on delivering a very competitive package. Thank you for making Sentara your employer of choice.
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2 We are Excited to Announce Benefit Changes! All changes below will become effective January 1, 2019. Rate reduction in the Group Term Voluntary Life insurance and Accidental Death & dismemberment rates for all employees Rate reduction in the bi-weekly medical insurance premiums for Part-Time employees The Premium POS plan will be frozen to new entrants; only employees who were enrolled in this plan prior to 1/1/2019 will be able to continue this plan through 12/31/2019 An increase in the dental plan year maximum by $100 each year up to a $1,550 max threshold for members that have an annual cleaning (depending on your plan) An additional tier of life insurance has been added. Employees can elect up to 5 x annual salary, up to a $1M maximum Sentara will begin to offer a core 50% Short-Term Disability coverage with a 10% buy-up option for employees
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