WS 5.4 __ Health Policy Analysis Project _ Policy & Reccommendation _ Drobbox.docx

This preview shows page 1 - 4 out of 8 pages.

Running Head: HEALTH POLICY ANALYSIS 1Health Policy Analysis: Policy and RecommendationHealthcare Principles/PoliciesHCAD 513-01ANovember 4, 2018Indiana Wesleyan University
Health Policy Analysis: Background and Landscape2IntroductionProblem StatementThe Affordable Care Act (ACA), sometimes known as Obamacare, was designed inMarch 2010 to make affordable health insurance available to more people, expand the Medicaidprogram to cover all adults below the poverty level, and support innovated medical care deliverymethods designated to lower the cost of healthcare (ACA, n.d.). However, there has been muchcontroversy around this topic. The general problem is that in the underinsured often faceunaffordable medical bills and do not seek preventative care, which has an impact on communityhealth (Rural Health Information Hub, n.d.).The ACA has caused an increase in health insurance premiums, affecting millions offamilies with single parents with low income. These families were not only unable to affordhealth insurance, but they were excluded from there State’s Medicaid policy (Garson, 2018).Those individuals that were underinsured often face unaffordable medical bills because theywere unable to seek the preventive care they could have had before bills piled up. The potentialsolution to fix the problem is to offer lower healthcare premiums that would allow low-incomefamilies the opportunity to be able to afford healthcare. Another solution is regulating insurancecompanies that would restrict them from increasing health insurance premiums.BackgroundThe Affordable Care Act has been an increasingly important topic in today’s society thatbegan during the Obama administration and being relooked at during Trump’s administration.
Health Policy Analysis: Background and Landscape3The issue of the American people not having access to affordable health care due to pre-existingconditions has grown substantially. Tim Garson writes, denying coverage to people with pre-existing medical conditions is the wrong way to reduce health costs (2018). The increase has ledto many individuals either uninsured or underinsured. The ACA required everyone to havehealthcare coverage, otherwise they pay a penalty. However, the ACA allows for health plans tograndfather the matter of providing coverage for individuals for Pre-existing Conditions.According to the Kaiser Foundation, in 2016, 27% of non-elderly American Adults havehad a health condition that would leave them uninsured if they were to apply for individualmarket coverage (Glied & Jackson, 2017). Glied and Jackson reviewed a study that concluded36% of adults between the ages 19 and 64 who have tried to purchase a different plan but wasdenied coverage due to a chronic pre-existing health condition (2017). At the moment, 16 to 57

Upload your study docs or become a

Course Hero member to access this document

Upload your study docs or become a

Course Hero member to access this document

End of preview. Want to read all 8 pages?

Upload your study docs or become a

Course Hero member to access this document

Term
Fall
Professor
N/A
Tags

  • Left Quote Icon

    Student Picture

  • Left Quote Icon

    Student Picture

  • Left Quote Icon

    Student Picture