Blue Cross/Blue Shield plans community rating approach to...

This preview shows page 1 - 5 out of 9 pages.

Blue Cross/Blue Shield plans comprehensive major medical insurance coordination of benefits provision deductible Disability income insurance exclusive provider organization (EPO) flexible spending account (FSA) Group health insurance group HMO guaranteed renewability health maintenance organization (HMO) health reimbursement account (HRA) health savings account (HSA) indemnity (fee-for-service) plan individual practice association (IPA) internal limits long-term care Major medical plan managed care plan Medicaid Medicare Medicare Advantage plans optional renewability participation (coinsurance) clause community rating approach to health insurance premium pricing Consolidated Omnibus Budget Reconciliation Act (COBRA)
Image of page 1

Subscribe to view the full document.

point-of-service (POS) plan pre-existing condition clause preferred provider organization (PPO) prescription drug coverage supplementary medical insurance (SMI) waiting (elimination) period Workers’ compensation insurance mortgage points Multiple Listing Service (MLS) negative amortization open-end (finance) lease payment cap PITI prequalification private mortgage insurance (PMI) property taxes purchase option Real Estate Settlement Procedures Act (RESPA) real estate short sale Patient Protection and Affordable Care Act and the Reconciliation Act of 2010 (ACA)
Image of page 2
rent ratio rental contract lease agreement residual value sales contract shared-appreciation mortgage title check two-step ARM VA loan guarantee
Image of page 3

Subscribe to view the full document.

Policyholders in a community (area) pay the same premium without regard to their personal health, age, gender, o A managed care plan that is similar to a PPO but reimburses members only when affiliated providers are used. Employee pre-tax contributions to an account that must be spent on qualified medical (or dependent care) expense Health insurance consisting of contracts written between a group (employer, union, etc.) and the health care provid A policy provision ensuring continued insurance coverage for the insured’s lifetime, so long as the premiums cont The delivery of medical and personal care, other than hospital care, to persons with chronic medical conditions res A state-run public assistance program that provides health insurance benefits only to those who are unable to pay f Prepaid hospital and medical expense plans under which health care services are provided to plan participants by m and physicians.
Image of page 4
Image of page 5
You've reached the end of this preview.
  • Winter '15
  • KWAN

{[ snackBarMessage ]}

What students are saying

  • Left Quote Icon

    As a current student on this bumpy collegiate pathway, I stumbled upon Course Hero, where I can find study resources for nearly all my courses, get online help from tutors 24/7, and even share my old projects, papers, and lecture notes with other students.

    Student Picture

    Kiran Temple University Fox School of Business ‘17, Course Hero Intern

  • Left Quote Icon

    I cannot even describe how much Course Hero helped me this summer. It’s truly become something I can always rely on and help me. In the end, I was not only able to survive summer classes, but I was able to thrive thanks to Course Hero.

    Student Picture

    Dana University of Pennsylvania ‘17, Course Hero Intern

  • Left Quote Icon

    The ability to access any university’s resources through Course Hero proved invaluable in my case. I was behind on Tulane coursework and actually used UCLA’s materials to help me move forward and get everything together on time.

    Student Picture

    Jill Tulane University ‘16, Course Hero Intern