Organizational Systems and Quality Leadership C489 Task 3 Katrina Saclarides Western Governors University
ORGANIZATIONAL SYSTEMS TASK 3 2 A1. Country to Compare I will compare the U.S. Healthcare system to Switzerland. A2. Access Healthcare insurance coverage varies between the U.S. and Switzerland. The Swiss healthcare system is a universal coverage plan which means each individual has to have basic health insurance. Also, the Swiss insurance coverage is not based on taxes or paid by employers. Each individual has to pay their own monthly health insurance premium along with additional treatment cost, but are free to choose their health insurer. The Swiss usually pay about 10% of their annual salary for health insurance premiums, but their insurance deductible cannot exceed CHF 700 (700 USD). Swiss insurance coverage includes vaccinations, emergency treatment, outpatient services, maternity care, and childbirth (Expatica, 2019). In comparison, the Affordable Care Act (ACA) was introduced in 2010 to provide each individual with insurance and create a shared responsibility between the government, individuals, and employers in the U.S. The U.S. healthcare system has employers financing a portion of the insurance premium for individuals while that person covers the remaining cost of that premium. However, the U.S. healthcare coverage remains fragmented and shows huge gaps in insured rates across the board (The Commonwealth Fund, n.d.). Even though the ACA was started their was 28.9 million people without insurance in 2018 (CDC, 2017). Children who live in Switzerland are insured when they are born but must establish a separate insurance policy within 90 days. Each family member has to have an individual insurance policy, but they do not have to be covered under the same insurance provider. Once they turn 18 years old, they are responsible for their own insurance costs (Expatica, 2019). In Updated on 2/21/19
ORGANIZATIONAL SYSTEMS TASK 3 3 contrast, the U.S. allows insurance to be provided to children under their parents’ policy with an additional premium cost added. They can continue coverage under their parent’s policy until they
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- Summer '17
- U.S. Healthcare System