Scams, Trusts, Insurance.docx - An organization that claims...

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An organization that claims to be a popular grassroots organization could actually be just a few people implying that they have widespread popular support. Such organizations are called astroturf” groups, named after the brand of artificial grass used in some sports stadiums. These could be funded by conglomerates pushing an agenda.Dumpster Diving:With dumpster diving, thieves go through your garbage to find documents with your personal information.Phishing: In phishingscams, identity thieves send you e-mails in the name of banks, companies,or government agencies, trying to trick you into giving them your personal information.Skimming: In skimming, dishonest salespeople use a special device that records (and steals) your credit or debit card information as they process your card.Hacking: Hackingoccurs when a dishonest person with computer skills uses software to break into your e-mail and online accounts to obtain your information. Or, they hack into a company’s site to get information on its customers—one of whom could be you.Stealing: This one needs no nickname! Identity thieves steal whatever information they can get their hands on—wallets and purses, mail, pre-approved credit offers, new checks, etc. They might even steal personal information from their own coworkers from personnel files.First, here are some recommendations from the FTC and other reliable sources to help you avoid having your credit or debit card information stolen:Sign your card as soon as you receive it.Store your card in a secure place.Shred any documents with your account number.Be sure you receive your billing statement on time. This helps ensure it has not been stolen in the mail.Notify the card issuer immediately if you lose your card.Be sure to get your receipt after you buy something on credit—or you could be leaving your account number behind for someone else to see.Never give out your credit card number unless you have initiated the contact—on the phone or by e-mail.Be aware of your surroundings when you make a transaction with your card. Someonemight be recording your account number or your ATM PIN.

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