WGU C489 Task 3 .docx - SAT Task#3 Healthcare Financing Elena Rojas Western Governs University Organizational Systems and Quality Leadership C489

WGU C489 Task 3 .docx - SAT Task#3 Healthcare Financing...

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SAT Task #3: Healthcare FinancingElena RojasWestern Governs UniversityOrganizational Systems and Quality LeadershipC489September 18, 2019
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Healthcare Systems:Ensuring residents of a given country have healthcare coverage and what the best typeof coverage is has been debated for years. Some countries provide a universal program whileothers may follow a non-uniform type system. For this paper I will be comparing healthcare inthe United States (non-uniform) with healthcare in Japan (universal). Healthcare Access:The U.S. has no uniform health system meaning residents have many options toobtaining some type of healthcare coverage. Coverage maybe obtained privately where thecitizen purchases a policy on their own, employer provided coverage, or a government fundedprogram. Which type of coverage a citizen obtains often is driven by income which alsocontributes to the citizens inability or difficulties in paying for care and/or delaying care (USHCS,2016). Both private insurances and public programs generally have cost sharing of most servicesand deductibles though the share of cost for public programs are often income driven. In 2014after the enactment of the Affordable Care Act (ACA) which mandated health coverage to allcitizens. For those that may not have employer provided coverage or the financial means toobtain coverage such as those that are retired, unemployed or children of low-income familiesthere are some public program options available. These programs have significantly helped inthe decline of uninsured. Programs such as Medicare, which provides healthcare coverage tocitizens that are 65 years or older or younger with certain disabilities, Medicaid, provides
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