Vails_Tricia_HA415_Unit_5_Assignment.docx - Running head UNIT 5 ASSIGNMENT 1 Unit 5 Assignment Tricia Vails Purdue Global Online UIT 5 ASSIGNMENT 2

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Running head: UNIT 5 ASSIGNMENT 1 Unit 5 Assignment Tricia Vails Purdue Global, Online
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UIT 5 ASSIGNMENT 2 Health insurance is a service provided by an insurer to an insured in exchange for a premium. When premiums are paid, the insurer or insurance company will cover a set amount or all an individual’s health care cost (Jakicic, 2019). According to the United Stated Census Bureau in their September 12, 2018 report, approximately 8.8 percent or 28 ½ million Americans were without insurance in 2017 as well as 2016. This means that nearly 92 percent of Americans were covered in some way with health insurance. A little over 62 percent of that number was private health insurance coverage while nearly 38 percent was government coverage. According to the numbers, employer-based insurance was the highest coverage coming in at 56 percent for that calendar year. Military coverage was nearly 5 percent while Medicaid and Medicare made up nearly 36 percent. Patients with no health insurance coverage can affect the care received by others as well as those who practice healthcare. Because the uninsured cannot afford insurance for one reason or another, they are stuck with high medical bills that go unpaid. These unpaid bills to healthcare
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