MATE6.docx - ANGEL MANUEL GOMEZ GARCIA ACTIVIDAD 6 MATEMATICAS FINANCIERA PRIMERA PARTE Lorena Ruíz ha obtenido un préstamo de $100,000 que debe pagar

MATE6.docx - ANGEL MANUEL GOMEZ GARCIA ACTIVIDAD 6...

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ANGEL MANUEL GOMEZ GARCIA ACTIVIDAD 6 MATEMATICAS FINANCIERA PRIMERA PARTE Lorena Ruíz ha obtenido un préstamo de $100,000 que debe pagar en 6 meses, mediante abonos mensuales iguales y con un interés de 6 % anual convertible mensualmente. Si esta persona deposita los $100,000 en un fondo de inversión que rinde 1.0 % mensual y de allí paga su deuda, ¿cuánto saldrá ganando al final de los 6 meses? Auxíliate desarrollando la tabla de fondo de inversión correspondiente. DATOS VA 100000 INT 6%12 Nper 6 -$103,037.75 DATOS VA 100000 INT 1% Nper 6 -$106,152.02 Gan -$3,114.26 FECHA PAGO INTERES AMORTIZACIÓN SALDO may-19 100000 jun-19 16959.55 500 16459.55 83540.45 jul-19 16959.55 417.7 16541.85 66998.6 ago-19 16959.55 334.99 16624.56 50374.05 sep-19 16959.55 251.87 16707.68 33666.37 oct-19 16959.55 168.33 16791.22 16875.15 nov-19 16959.55 84.38 16875.17 -0.03 TOTAL 1757.27 100000.03 351454.58 - $17,254.84 FECHA PAGO INTERES AMORTIZACIÓN SALDO may-19 100000 jun-19 17254.84 1000 16254.84 83745.16 jul-19 17254.84 837.45 16417.39 67327.77 ago-19 17254.84 673.28 16581.56 50746.21 sep-19 17254.84 507.46 16747.38 33998.83 oct-19 17254.84 339.99 16914.85 17083.98 nov-19 17254.84 170.84 17084 -0.02
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TOTAL 3529.02 100000.02 352901.93 Hugo López, contador de la empresa “Lumina S.A.”, ha adquirido un vehículo que cuesta $239,450.00. Para hacerlo pagó el 30 % de enganche y el saldo lo liquidará en 24 mensualidades con una tasa de interés del 3.5 % “global mensual”. Se pide: a. Calcular el valor del pago de las 24 mensualidades.
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