Unit 4 - Individual Project.docx - Running head UNIT 4 INDIVIDUAL PROJECT Unit 4 Individual Project Student Name Institution Affiliation 1 2 UNIT 4

Unit 4 - Individual Project.docx - Running head UNIT 4...

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Running head: UNIT 4 - INDIVIDUAL PROJECT 1 Unit 4 - Individual Project Student Name Institution Affiliation
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2 UNIT 4 - INDIVIDUAL PROJECT Individual Mandate Section in the Patient Protection and Affordable Care Act (PPACA) The individual mandate section is the keystone of the Patient Protection and Affordable Care Act (PPACA) which generally requires that all American citizens as well as all US legal residents to either have health insurance or be forced to pay a tax for not acquiring health insurance. The section was put into use starting 2014. The general rationale behind the individual mandate section is that each and every individual must have insurance coverage including the healthy people as well as having the risk pools remain being broad enough to be able to, lower the insurance premiums for all the US citizens including all those with expensive medical conditions. The mandate however exempts some category of individuals from having coverage (Boninger, Gans & Chan, 2012). The exempted groups include individuals who are incarcerated, individuals whose religions usually forbid them from having any health insurance, all families with very low income such that even they are not required to file a tax return, the undocumented immigrants that is the members of Native American tribes, and lastly all those individuals after taking into account all the employers contribution and other subsidies, they will have to pay more than eight percent of their income for insurance. Although the mandate requires each citizen to have coverage, it also requires the citizens to know which kind of coverage they should have. Everyone is required to have a coverage that meets the federal definitions of “essential care” for instance a health insurance coverage that is obtained through the employer’s plan precisely meets qualifies as an essential care as well as child health insurance programs, Medicaid, and Medicare. Other insurance plans that were enacted by the federal government include individual health care policies providing certain minimal levels of benefits, veterans’ medical benefits, Military service members Tricare insurance (Boninger, Gans & Chan, 2012).
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  • Fall '17
  • asad khan

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