School of Graduate Studies ST. MARY’S UNIVERSITY SCHOOL OF GRADUATE STUDIES CHALLENGES FACING SAVINGS AND CREDIT COOPERATIVES SOCIETIES IN ADDIS ABABA BY YIBELTAL FELEKE JUNE 2016 ADDIS ABABA, ETHIOPIA
CHALLENGES FACING SAVINGS AND CREDIT COOPERATIVES SOCIETIES IN ADDIS ABABA BY YIBELTAL FELEKE A THESIS SUBMITTED TO ST.MARY’S UNIVERSITY SCHOOL OF GRADUATE STUDIES IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTER OF BUSINESS ADMINISTRATION IN CONCENTRATION WITH ACCOUNTING AND FINANCE JUNE 2016 ADDIS ABABA, ETHIOPIA
ST. MARY’ S UNIVERSITY SCHOOL OF GRADUATE STUDIES FACULTY OF BUSINESS CHALLENGES FACING SAVINGS AND CREDIT COOPERATIVES SOCIETIES IN ADDIS ABABA BY YIBELTAL FELEKE APPROVED BY BOARD OF EXAMINERS ________________________ __________________ Dean, Graduate Studies Signature ______________________________ _____________________ Advisor Signature ______________________________ _____________________ External Examiner Signature ______________________________ _____________________ Internal Examiner Signature
DECLARATION I, the undersigned, declare that this thesis is my original work, prepared under the guidance of Asmamaw Getie (Ass. Professor). All sources of materials used for the thesis have been duly acknowledged. I further confirm that the thesis has not been submitted either in part or in full to any other higher learning institution for the purpose of earning any degree. _________________________ ______________________ Name Signature & Date
ENDORSEMENT This thesis has been submitted to St. Mary’s University College, School of Graduate Studies for examination with my approval as a university advisor. _________________________ ______________________ Advisor Signature& Date
REFERENCES A.A BoFED (2013) Socio-Economic Profile of Addis Ababa for the Year 2011/12, Policy study and Analysis sub process. Website: ACCOSCA (2011) Attaining Sustainable SACCO Growth using Regulatory Framework, Africa SACCO Regulatory Framework Workshop, Nairobi, Kenya Alecia, Elizabeth O., Dr. Gideon (2012) Effect of Commercial Bank Loans on Financial Performance of Savings and Credit Cooperative Societies in Kisumu Kenya, Greener Journal of Economics and Accountancy, Vol. 3(1), pp. 009-019 Website: Andinet Asmelash (2011) Microfinance Institutions Operating in Addis Ababa: Institutional Viability and Financial Performance the case of ADCSI, SFPI and Wisdom MFIs, International Faculty of Students Multi-Research Consortium (IFSMRC), pdf, Assessed on April 2016, Website: Aregawi Ghebremichael (2014) Financial Performance of Rural Saving and Credit Cooperatives in Tigray, Ethiopia, Research Journal of Finance and Accounting, ISSN 2222-1697, Vol. 5, No. 17, 2014 Website: Assefa Shiferaw (2010) Women Participation in Saving and Credit Cooperatives of Degua-Tembien woreda, Tigray, Ethiopia, a Thesis in Cooperative Marketing, Mekelle University, Ethiopia Bezabih Emana (2012) Cooperative Movement in Ethiopia, Workshop on Perspectives for Cooperatives in Eastern Africa, Uganda. Carilus Ademba (2011) Challenges Facing SACCOs in Africa Today, Canadian International Development Agency and Canadian Cooperative Association, pdf, Assessed on February 2016 Central Statistical Agency (2015) Population and Housing Census Report of Ethiopia, pdf, Assessed on March 2016
Chris D. Gingrich (2002)
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