HP3 - March 20, 2009 Ms. Margaret Caldwell 2789 Aviara...

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March 20, 2009 Ms. Margaret Caldwell 2789 Aviara Parkway Carlsbad, CA 92008 Dear Ms. Caldwell: Subject: Claim #7899 Making use of our bank procedures, I have thoroughly investigated your ATM deduct inaccuracy claim to establish the specifics. I went as far as to speak to Wilson’s Gourmet and I also talked to Wilson’s Gourmet manager Ronson Tibbits concerning the transactions you have cast doubt on. While all three charges display the identical transaction number, 1440022-22839837109, this number adjusts on a daily basis, not hourly. Therefore, it is feasible that several purchases made at various stores, on the same day, may possibly incorporate the identical transaction number. Furthermore, all three charges were for separate amounts, indicating that they are separate purchases made on the same day and are not duplications. Mr. Tibbits has guaranteed that his equipment does not permit prohibited use of your card or numbers while you are not in attendance. Nor does he have any basis to believe one of his
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HP3 - March 20, 2009 Ms. Margaret Caldwell 2789 Aviara...

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