AMERICAN NATIONAL1949 E. Sunshine St., Springfield, MO 65899Sharyn Rainey4473 Kerwin DrMemphis, TN 38128-1910November 13, 2019RE:Claim #:41-H-3PV536Date of Loss:February 2, 2019Policy #:41HK24589Dear Sharyn Rainey:The full cost of the dwellingdamages is indicated on the attached Damage Statement form(s) that also shows the total deductions and the subtotal of your loss before the applicable deductible. After your deductible, you are entitled to receive the net payment indicated on Line #5. Our claim payment in this amount has been issued. Please review the payees listed on all payments. If there is a mortgage on your property, the mortgagee's endorsement may be required.At such time as you have had the repairs completed, it is necessary that you sign the enclosed form, and return it with the paid, final repair bill to document that the repairs have been completed. You are then entitled to receive up to the amount indicated on Line #6, depending upon the actual cost of the repair. The replacement cost estimate may contain general contractor overhead and profit. If a general contractor is not retained, the overhead and
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