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Life Stage Monthly Income Cash Flow Years Cash Flows 1 1-Jul-04 Working $1,666.67 $1,666.67 1 $20,168.05 2 1-Aug-04 Working $1,669.20 $1,669.20 2 $20,539.01 3 1-Sep-04 Working $1,671.74 $1,671.74 3 $20,916.79 4 1-Oct-04 Working $1,674.28 $1,674.28 4 $21,301.51 5 1-Nov-04 Working $1,676.82 $1,676.82 5 $21,693.32 6 1-Dec-04 Working $1,679.37 $1,679.37 6 $22,092.33 7 1-Jan-05 Working $1,681.92 $1,681.92 7 $22,498.68 8 1-Feb-05 Working $1,684.48 $1,684.48 8 $22,912.50 9 1-Mar-05 Working $1,687.04 $1,687.04 9 $23,333.94 10 1-Apr-05 Working $1,689.61 $1,689.61 10 $23,763.13 11 1-May-05 Working $1,692.17 $1,692.17 11 $24,200.21 12 1-Jun-05 Working $1,694.75 $1,694.75 12 $24,645.33 13 1-Jul-05 Working $1,697.32 $1,697.32 13 $25,098.64 14 1-Aug-05 Working $1,699.90 $1,699.90 14 $25,560.28 15 1-Sep-05 Working $1,702.49 $1,702.49 15 $26,030.42 16 1-Oct-05 Working $1,705.07 $1,705.07 16 $26,509.20 17 1-Nov-05 Working $1,707.67 $1,707.67 17 $26,996.79 18 1-Dec-05 Working $1,710.26 $1,710.26 18 $27,493.35 19 1-Jan-06 Working $1,712.86 $1,712.86 19 $27,999.04 20 1-Feb-06 Working $1,715.46 $1,715.46 20 $28,514.04 21 1-Mar-06 Working $1,718.07 $1,718.07 21 $29,038.50 22 1-Apr-06 Working $1,720.68 $1,720.68 22 $29,572.62 23 1-May-06 Working $1,723.30 $1,723.30 23 $30,116.55 24 1-Jun-06 Working $1,725.92 $1,725.92 24 $30,670.50 25 1-Jul-06 Working $1,728.54 $1,728.54 25 $31,234.63 26 1-Aug-06 Working $1,731.17 $1,731.17 26 $31,809.13 27 1-Sep-06 Working $1,733.80 $1,733.80 27 $32,394.21 28 1-Oct-06 Working $1,736.44 $1,736.44 28 $32,990.04 29 1-Nov-06 Working $1,739.07 $1,739.07 29 $33,596.84 30 1-Dec-06 Working $1,741.72 $1,741.72 30 $34,214.79 31 1-Jan-07 Working $1,744.37 $1,744.37 31 $34,844.11 32 1-Feb-07 Working $1,747.02 $1,747.02 32 $35,485.01 33 1-Mar-07 Working $1,749.67 $1,749.67 33 $36,137.70 34 1-Apr-07 Working $1,752.33 $1,752.33 34 $36,802.39 35 1-May-07 Working $1,755.00 $1,755.00 35 $37,479.30 36 1-Jun-07 Working $1,757.66 $1,757.66 36 $38,168.67 37 1-Jul-07 Working $1,760.33 $1,760.33 37 $38,870.71 38 1-Aug-07 Working $1,763.01 $1,763.01 38 $39,585.67 39 1-Sep-07 Working $1,765.69 $1,765.69 39 $40,313.78 40 1-Oct-07 Working $1,768.37 $1,768.37 40 $41,055.29 41 1-Nov-07 Working $1,771.06 $1,771.06 41 $41,810.43 42 1-Dec-07 Working $1,773.75 $1,773.75 42 $42,579.46 43 1-Jan-08 Working $1,776.45 $1,776.45 43 $43,362.63 44 1-Feb-08 Working $1,779.15 $1,779.15 44 $44,160.21 45 1-Mar-08 Working $1,781.85 $1,781.85 45 $26,134.27 46 1-Apr-08 Working $1,784.56 $1,784.56 47 1-May-08 Working $1,787.28 $1,787.28 48 1-Jun-08 Working $1,789.99 $1,789.99 49 1-Jul-08 Working $1,792.71 $1,792.71 50 1-Aug-08 Working $1,795.44 $1,795.44 51 1-Sep-08 Working $1,798.17 $1,798.17 52 1-Oct-08 Working $1,800.90 $1,800.90
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53 1-Nov-08 Working $1,803.64 $1,803.64 54 1-Dec-08 Working $1,806.38 $1,806.38 55 1-Jan-09 Working $1,809.13 $1,809.13 56 1-Feb-09 Working $1,811.87 $1,811.87 57 1-Mar-09 Working $1,814.63 $1,814.63 58 1-Apr-09 Working $1,817.39 $1,817.39 59 1-May-09 Working $1,820.15 $1,820.15 60 1-Jun-09 Working $1,822.92 $1,822.92 61 1-Jul-09 Working $1,825.69 $1,825.69 62 1-Aug-09 Working $1,828.46 $1,828.46 63 1-Sep-09 Working $1,831.24 $1,831.24 64 1-Oct-09 Working $1,834.02 $1,834.02 65 1-Nov-09 Working $1,836.81 $1,836.81 66 1-Dec-09 Working $1,839.60 $1,839.60 67 1-Jan-10 Working $1,842.40 $1,842.40 68 1-Feb-10 Working $1,845.20 $1,845.20 69 1-Mar-10 Working $1,848.01 $1,848.01 70 1-Apr-10 Working $1,850.81 $1,850.81 71 1-May-10 Working $1,853.63 $1,853.63 72 1-Jun-10 Working $1,856.45 $1,856.45 73 1-Jul-10 Working $1,859.27 $1,859.27 74 1-Aug-10 Working $1,862.09 $1,862.09 75 1-Sep-10 Working $1,864.92 $1,864.92 76 1-Oct-10 Working $1,867.76 $1,867.76 77 1-Nov-10 Working $1,870.60 $1,870.60 78 1-Dec-10 Working $1,873.44 $1,873.44 79 1-Jan-11 Working $1,876.29 $1,876.29 80 1-Feb-11 Working $1,879.14 $1,879.14 81 1-Mar-11 Working $1,882.00 $1,882.00 82 1-Apr-11 Working $1,884.86 $1,884.86 83 1-May-11 Working $1,887.72 $1,887.72 84 1-Jun-11 Working $1,890.59 $1,890.59 85 1-Jul-11 Working $1,893.47 $1,893.47 86 1-Aug-11 Working $1,896.34 $1,896.34 87 1-Sep-11 Working $1,899.23 $1,899.23 88 1-Oct-11 Working $1,902.11 $1,902.11 89 1-Nov-11 Working $1,905.00 $1,905.00 90 1-Dec-11 Working $1,907.90 $1,907.90 91 1-Jan-12 Working $1,910.80 $1,910.80 92 1-Feb-12 Working $1,913.70 $1,913.70 93 1-Mar-12 Working $1,916.61 $1,916.61 94 1-Apr-12 Working $1,919.53 $1,919.53 95 1-May-12 Working $1,922.44 $1,922.44 96 1-Jun-12 Working $1,925.37 $1,925.37 97 1-Jul-12 Working $1,928.29 $1,928.29 98 1-Aug-12 Working $1,931.22 $1,931.22 99 1-Sep-12 Working $1,934.16 $1,934.16 100 1-Oct-12 Working $1,937.10 $1,937.10 101 1-Nov-12 Working $1,940.04 $1,940.04 102 1-Dec-12 Working $1,942.99 $1,942.99 103 1-Jan-13 Working $1,945.95 $1,945.95 104 1-Feb-13 Working $1,948.90 $1,948.90 105 1-Mar-13 Working $1,951.87 $1,951.87
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106 1-Apr-13 Working $1,954.83 $1,954.83 107 1-May-13 Working $1,957.80 $1,957.80 108 1-Jun-13 Working $1,960.78 $1,960.78 109 1-Jul-13 Working $1,963.76 $1,963.76 110 1-Aug-13 Working $1,966.74 $1,966.74 111 1-Sep-13 Working $1,969.73 $1,969.73 112 1-Oct-13 Working $1,972.73 $1,972.73 113 1-Nov-13 Working $1,975.73 $1,975.73 114 1-Dec-13 Working $1,978.73 $1,978.73 115 1-Jan-14 Working $1,981.74 $1,981.74 116 1-Feb-14 Working $1,984.75 $1,984.75 117 1-Mar-14 Working $1,987.77 $1,987.77 118 1-Apr-14 Working $1,990.79 $1,990.79 119 1-May-14 Working $1,993.81 $1,993.81 120 1-Jun-14 Working $1,996.84 $1,996.84 121 1-Jul-14 Working $1,999.88 $1,999.88 122 1-Aug-14 Working $2,002.92 $2,002.92 123 1-Sep-14 Working $2,005.96 $2,005.96 124 1-Oct-14 Working $2,009.01 $2,009.01 125 1-Nov-14 Working $2,012.07 $2,012.07 126
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