Formula Sheet for MAT 118 Test ONE This sheet of information will be provided when taking Test ONE. Your proctor will receive this sheet of formulas and will print it for you to use during the test. No other information will be supplied and you are NOT allowed to bring this sheet into the exam for yourself. It is recommended that you print and use this sheet when completing homework, taking quizzes, and studying the material. All other formulas and concepts studied but not provided on this sheet must be mastered and/or memorized for your success. Formula for the Cardinal Number De Morgan’s Laws of the Union of Two Finite Sets (AB)'A'B'=IU(AB)(A)(B)(AB)nnnn=+−UIA'B'=Annual Percentage Rate (APR) for Monthly Payment LoansNumber of Monthly Payments Annual Percentage Rate (APR) 10.0% 10.5% 11.0% 11.5% 12.0% 12.5%13.0% 13.5% 14.0% 14.5% 15.0% 15.5% 16.0%(Finance charge per $100 of amount financed) 6 $2.94 $3.08 $3.23 $3.38 $3.53 $3.68 $3.83 $3.97 $4.12 $4.27 $4.42 $4.57 $4.72 12 5.50 5.78 6.06 6.34
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