Floods - Flash Floods and Binghamton 2006 Flood Flash...

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Flash Floods and Binghamton 2006 Flood Flash Floods Appear unexpectedly Water levels rise dangerously and quickly Highest flash-flood danger in semiarid, mountainous areas Floodwaters may rush down channel from distant storm Flood Insurance Way to mitigate costs of flood damage to individual, to influence behavior to reduce future flood damages National Flood Insurance Program (NFIP) makes insurance available to those living on floodplains, at modest cost Insurance provided by federal government, purchased through private insurance companies 100-year floodplain is separated into floodway (stream channel and banks) and flood fringe (mostly floodplain) Communities must designate floodplain zones and enforce regulations, to be eligible for flood insurance U.S. flood legislation 1936 first effort (voluntary) 1968 National Flood Insurance Program Funded by premiums Homeowners eligible if community practices floodplain zoning Modifies loss burden and vulnerability But, community participation voluntary June 1972 Rapid City, SD - 238 drowned
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Floods - Flash Floods and Binghamton 2006 Flood Flash...

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