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Insurance_Am_Health_Care_System

Insurance_Am_Health_Care_System - The American Health...

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1 The American Health System The American Health System G.M. Roybal, M.D., M.P.H. HP 200 Fall 2006 November 28, 2006 Overview: Overview: How is American Health Care Organized? How do we pay for health care? Who has health care? How do we pay for health How do we pay for health care? care? Self Work Government Most Health Care is Employer Most Health Care is Employer Based Based For people in the United States: – 83.9% of all individuals have some form of health insurance 24.8% is government based 70.1% is privately based Employer Based Insurance Employer Based Insurance Favors Those with Higher Favors Those with Higher Incomes Incomes For employers, health insurance premiums are tax deductible. Those employees with higher salaries benefit. Employer Based Insurance Favors Those with Higher Incomes Incomes In the US income tax is progressive--the more money you make the higher your taxes. – 15% – 28% – 33%
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2 Employer Based Insurance Employer Based Insurance Favors Those with Higher Favors Those with Higher Incomes Incomes Example: Health Insurance costs $350.00 per month. – For employers this cost is completely tax deductible.
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