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Unformatted text preview: State Bank of Bikaner & Jaipuroffers various deposit plans that you can choose from depending on the nature of deposit, term period, unique saving and withdrawal features. Apart from competitive interest rates and convenient withdrawal options, our deposit plans offer other features such as overdraft facility, outstation cheque collections, safe deposit lockers, ATM's etc. Savings and Current deposits are ideal for individuals who wish to take advantage of multiple benefits within the same plan and even be eligible to opt for overdrafts. Depending on the nature of the account and the governing terms and conditions, SBBJ offers you under Savings Accounts, a choice between Savings Bank a/c or No frill Saral Bachat Khata A/c. SBBJ also offers SBBJ Flexi Deposit scheme, where funds in your savings bank account earn term deposit interest subject to terms and conditions SAVINGS BANK ACCOUNT Key Benefits • Simplest deposit option available to the depositor. • Easy to operate.Terms and conditions kept simple to facilitate understanding. • No hidden costs. • Low minimum balance requirement. • Your deposits are insured by DICGC • Option to withdraw money through withdrawal forms or by cheque or by ATM. • An ideal option to cultivate the habit of banking and saving amongst the younger generation. • Students above 10 years can open accounts in their own names. • Easy withdrawal of cash under single window concept. • Provision for nomination. • ATM cum debit card facility available • 25 cheque leaves free per annum • Facility for standing instructions • Cheques drawn on other SBBJ branches can be credited immediately (subject to charges). • Outstation cheques of other Banks (upto Rs. 20000/-) can be credited immediately (subject to charges). Terms & Conditions • Money can be deposited freely in the account; there are no minimum or maximum deposit periods for this offering. • Minimum withdrawal amount Rs. 50/-; no maximum withdrawal ceiling subject to balance in account. • Minimum balance to be maintained (with or without cheque book facility) Amount (In Rs.) Rural Branches Non-rural branches With Cheque Book Without Cheque Book With Cheque Book Without Cheque Book Individual 500 250 1000 500 Others 500 250 1000 500 Pensioner 250 125 500 250 Documents required: • Passport size photograph • Proof of residence • Proof of identity • An introduction as per Bank's norms where ever is required • PAN card or IT Declaration (Form 60/61) • Documents such as passport, driving license, PAN card, election i-card, defence i-card, etc accepted as proof of identity / residence. Charges applicable . For charges applicable on various services please refer schedule of charges....
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This note was uploaded on 03/21/2010 for the course KNOWLEDGE 5654 taught by Professor Mr.david during the Spring '10 term at IESE Business School.
- Spring '10