Longest36613a - HSA 366 Session 13 Aging and LongTerm Care...

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HSA 366 - Session 13 Aging and Long- Term Care
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Who are the Elderly? Definition of “Elderly” portrays  our view of this population “Elders” are diverse group
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Key Aging Policy Issue The Potential Burden of an  Aging Society on the  Care Delivery System and  System Financing
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The “Policy Shocks ” of Aging Costs of Pharmaceuticals Will Medicare Part D ameliorate this? Extra Costs of Medical Care Not Paid by  Medicare Actual Costs of private insurance  (Medigap) for Aging Population Uncovered LTC Costs
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In America, Who Pays for LTC? Overall LTC costs rest w/ individuals/family LTC facilities costs are shifted from individuals to  society (taxes) Medicaid – 49% Medicare – 10 % Families – 40% Private Insurance – 1 % The Current LTC System Operated Predominately by Private Providers (both  For-Profit & Non-Profit)
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Government Entities Services for Elderly are Fragmented  – Organized by Funciton NOT  Population Social Security Administration Supplemental Security Income Center for Medicare & Medicaid  Services Administration on aging
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Government Entities Social Security Administration Retirement subsidies for elders who worked Supplemental Security Income Cash subsidies for low-income elders Center for Medicare & Medicaid Services Helath Insurance for Elders Administration on Aging OAA/ Ancillary Aged Services
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