Handout3 - [HANDOUT 3-Use the top of this page for your...

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[ HANDOUT 3 —Use the top of this page for your letterhead.] What You Should Know about Managed Care and Your Treatment Your health insurance may pay part of the costs of your treatment, but the benefits cannot be paid until a managed care organization (MCO) authorizes this (says they can be paid). The MCO has been selected by your employer, not by you or me. The MCO sets some limits on us, and you need to know what these are before we go further. Confidentiality If you use your health insurance to help pay for psychotherapy, you must allow me to tell the MCO about your problem and give it a psychiatric diagnosis. You must also permit me to tell the MCO about the treatment I am recommending, about your progress during treatment, and about how you are doing in many areas of your life (functions at work, in your family, and in activities of daily living). I am not paid separately for collecting, organizing, or submitting this information, and I cannot bill you for these services. All of this information will become part of the MCO’s records, and some of it will be included in your permanent medical record at the Medical Information Bureau, a national data bank that is not open to the public. The information will be examined when you apply for life or health insurance, and it may be considered when you apply for employment, credit or loans, a secu- rity clearance, or other things in the future. You will have to indicate that you were treated for a psy- chological condition and release this information, or you may not get the insurance, job, loan, or clearance. All insurance carriers claim to keep the information they receive confidential, and there are fed-
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Handout3 - [HANDOUT 3-Use the top of this page for your...

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