MGT 179 Homework Week 4 - Colin Fleming MGT 179 Homework...

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Colin Fleming - MGT 179 Homework Week 4 Discussion Questions Page 520 Chapter Eleven – MGT 179 3) Employers are required by law to provide specific benefits to employees. What laws mandate benefits to employees, and what are the provisions of those laws? Social Security insurance Unemployment Insurance Worker’s Compensation COBRA Family and medical leave act OWBPA 4) Identify and contrast the various ways employers can control the cost of health care. The ways an employer can control the cost of health care are: Health Maintenance Organizations (HMO’s) Preferred Provider Organization (PPO) Consumer-Driven Health Plans (CDHP’s) o MSA – Medical Savings Accounts o FSA – Flexible Spending Accounts o HSA – Health Savings Account While these all have their specific benefits and similarities. The true differentiating topics are choice of physician and discretional spending of tax deferred or tax free funds. 6) Prior to 1979, all employers could prescribe a mandatory retirement age – usually 65 years. What would you think are the advantages and disadvantages of a mandatory retirement age? What factors may affect an individual’s decision to
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