sap-fico-configuration-guide

sap-fico-configuration-guide - Configuration of FICO...

Info iconThis preview shows page 1. Sign up to view the full content.

View Full Document Right Arrow Icon
This is the end of the preview. Sign up to access the rest of the document.

Unformatted text preview: Configuration of FICO Modules • • • • ! " ! ! ! #$%& * , 1 63 +*,, 4! '" . + +, ,-) & 1 0 '" ,/0 ' -) ! 2 #$$&) 0 (! )! &333 ) 55'633 , 3 7 0 ' 7 8 0 4 9 Confidential Page 1 Configuration of FICO Modules *, *, : * 3# 3# 3& 3& 3 35 35 36 36 3= 3= / 4* 4 / 9 ; 3# 3# 3& 3& 3 35 35 36 36 3= 3= / < , / * * 10 ! ' ' 4 7 ) ' Confidential Page 2 Configuration of FICO Modules : 8 Group Company (in SAP it is called as Company Company Code Company Code Company Code Business Area Business Area Business Area Functional Area Functional Area Functional Area Confidential Page 3 Configuration of FICO Modules / : 9 . < . , * < ,/ / 8 ) ) ' ' ) ) 2 )! : < * ' ' ' 2 9 , 9 ' ! ,/ ' 8 7 + ' )! )4 7 > : < * 9 ,/ / Confidential Page 4 Configuration of FICO Modules :< • •9 • * < "? / "? / / * : 8 8 )/ ) ' 7 ' ' ) ' ' )! )! ' 7 + 7 ' + - 2' 7 ' )! )/ ) 7' ! + + ) 0 * ? @ +:/&$7 2 ) ' ' 2 7 : * * *9 ? . * ? 0 * ? @ +0 < @ #& • • • 9 . ,/ 5 2/ 7 * ? @ +:/ %- : @ • • * *9 * ? * ? 9 Chart of Accounts Group Chart of Accounts -Group level reporting purposes Operational Chart of Accounts – for day to day operations of the Company Country Specific Chart of Accounts –According to the Country Specific Law Confidential Page 5 Configuration of FICO Modules 4 : * < 9 ; ; 9; 9; 0 . 9 ; 9; . ,/ ,/ 3= 0 < ! ) , . 0 '0 '9 ; '; ) 9; • : ! )* ) ? ) 9; • 9 ! )! ! 9; ) ) 4 ! A > ! ) 4 4 > )! 9; A • , Confidential Page 6 Configuration of FICO Modules ! 7 * * ) )! +:/=&- : • • * 9 ; 9; 9; 0 9 9 +:/ 5- ' : * 9 . 9 ; 9; 9; 0 * . !. #333$$ #33#$$ #33&$$ #33 $$ #335$$ &333$$ &33#$$ &33&$$ &33 $$ 333$$ 33#$$ 5333$$ 533#$$ 533&$$ 533 $$ 5335$$ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ ,/ 9 " <; ;(: !< ; ;!; *,B ) ,.@ :! ;< :!", C" ,< 0. < ,.! < : 9 9 9 * ( ( ! ; *7 ) , (: : , <7 ) <7 , +:/6 9 < .33# ; ; ! ; #33333 #33#33 #33&33 #33 33 #33533 &33333 &33#33 &33&33 &33 33 33333 33#33 533333 533#33 533&33 33 533 33 533533 9; 0 (; 9; 0 B #33#33 Confidential Page 7 Configuration of FICO Modules C @ +://:- : : * *9 @ . 9 4 < 4 ,/ @ ,/ @ +:// - : * *9 @ 9 ,/ @ ,/ : ( +:/6&- 4 ! : * *9 ) * * ! * * * : ( ! * ! @ .33# D+ ! 3# &33% #& &33% # &33% #= &33% Confidential Page 8 Configuration of FICO Modules ! : ! • • • • • ( ! 9 * (. *9 +:/ %" 1 . * 3# &33% 33333# #33333 9; +:/ :- : * 9 ; ! 9 / 9; ! : , • • • • . 9 ! < ,/ ,/ . 4 E ! 9 ! 9 < +:/ 5- : * 9 ; ! 9 / < ! : , . 9 : < ,/ $$$$$$$$$ $$$$$$$$$ , 4 6)33 * @ : @ • • • • * * 9 * * @ @ *9 333# . @ ,/ ,/ ; , 0 * * : * 9 @ Confidential * @ ,/ ,/ @ *9 +:/ 6; , Page 9 Configuration of FICO Modules < : 9 * +:/?=*9 < 9 2/ 7 9 ; ! ) - 2 9; + ) 7 ! 9; 0 ! ; 9 ; 0 ; ; - 9 ; 7 !7 - / 2 * 9 Confidential Page 10 Configuration of FICO Modules 9; 9; 0 * • • • • • • • • • • • • • • • • • • • • • . 9; < +* 339 ; 0 , 9 9 9 ; #33333 ,/ 9 ' !7 !7 2 7 9 * F 9 33# 2, 933# 9; 0 9 9 9 ; . 9; + /, < &33 33 ,/ /, - 9 !7 /, !7 /, 2 9 * F 9 33# 2, 9336 * 7 2 7 9; ! * +*4 +*43&9 ; < : 9 • • • • • • • • • • * 9 9 9 9 !7 9 9; !7 D < 0 9; ' 53 &33 33 + /, ,. #33333 2 2 63 #33333+ ' -< ,/ ' ,. -< G 1 +*/3 * 9 ; * 9; 9; Confidential #3.+* #3.Page 11 Configuration of FICO Modules * 9 * <7 ! < 2 * : 9; ,/ &33% . &33 33 9 ; / ; ; +*/339 ; < C ) ) ' @ • • • • < ; ) ) " Confidential Page 12 Configuration of FICO Modules 9; 9; 0 * 9 9 9; . ,/ &33 33 +* 359 ; 0 / 2 (C * 2 9; +* 339 / 2C 2 ; 0 * / 2 • • • • 0 9; / / / / 2 2 2 2 2 , 2 ? 7 7 2 + 9; 0 2 ' 9; )* 9; ' ' ' 9 ;' > 2 )! ), 9; ' 2 2 +< H 2 ? • • ! -) 2 * ) 2 2 9; * 9 9 9 9 !7 9 9; !7 D < 0 2 +*4 +*4=69 ' 53 &33 33 + /, ,. #33333 2 2 63 #33333+ G ' ; H 2 • • • • • • • • • • * < ,/ ' -< ,. 2 9; -< Confidential Page 13 Configuration of FICO Modules 2 * 9 ; +*/@ 2 < 2 * +! ! ! 1 1 9; 1 ; 2 " , / 4 9; ; , +*/@39 ; 2 , ' ' ) • • • • , , , ' * + ' 9; ' ' ) *, 7 00 00' > )* ) ? ), + 7 ' ' ) Reversal Individual Reversal Reversal Reversal of Mass Reversal Cleared Reversal Item Accrual/Deferral Reversal Confidential Page 14 Configuration of FICO Modules , : * 9 ; / ! + ! I3 E I E( - 1, * +*/3J9 ; , +*4 +* +*43&* * 9 * 0 . &33% 2 7 9 ; < : 9 0 +*)J3* , * 1 ( E( 9 +*/ 9 ; ; 0 , + I Confidential Page 15 Configuration of FICO Modules * , * + ) ! )9 " 9 9 ) 4 ) ) ' 7 ' ) ' )! -) * ' ' ' ' <7 : <7 * ! ) ! ! 9 ! +:/3%2 <7 ! ) 7 ) @ / / 10! 2/ 2 19! 1/! ' '! ' ! 7 4F 7 " ! : + ! ) < : +< <7 9 <7 <7 : +, * 9! • • /! • • * 9 7 4 #33 ! ! 9! ! '/! + 0! +:// ! +:/3J+:/3J< 9! ! *9 ! <7 ! '/! <7 0! ! +:/ %" : <7 1/ 2/ : , .: , 1/ 2 : , .: , )* ' • • Confidential 7 Page 16 Configuration of FICO Modules @ : * + ! @ 5 . I : 0 * 0 @ +:/6$9; 9; @ /! : I<7 > * , / 2 @ 9; 9; / +:/ #! * * 79 */ I<7 EF / 7 K@ @ K 0 '/! ! E . , . : , : , '9! E ! : : , , ! ) 9 ( / ! @ , ( ! : * + : * @ 9; EF * FE I<7 K *; I<7 '* 7; *; , I<7 FE +*)36* 9; 9; , 0 * ( I/ *; +* 33- * 7 @ @ )E @ + ) : @ , • ! o • ! o 1/ , 1, , , ) ) , • , o , +9;' ' ) • 9 o o • Confidential Page 17 9 2) " ' +9 ,' (* * -) > ' '@ -' )< , , ) ! , + 9; 9; + (@ ' Configuration of FICO Modules o • ! o ! + &• , o • o ) , : , ! • • • 9 . 9 * , ! +:/5=9 , " 4 , 'I E I E )" +#(&-' ,' ' ,) ' #( > ) ,' ) ; 9 / ! , /2 # / ! )! +/ , - / : , • • • • 9 9 9 / , : , . 9 ; !7 !7 < * , , * , , 9 , , *> ! , +:/ 9 , & - +:/ ; / 9 ! / /2 # 3# 9 2 7 ; , / ! /2 ) ) 3#43#4&33% ,. ! * +:/J#9 , ! : , < : , Confidential , * @ ; ! / ! ! /2 +:/J 9 , Page 18 ; < , / @ ! / 2 Configuration of FICO Modules . 9 9 9 ), < , < BB 3# 3# &33% #3L ! & 9; 0 * 33 /, #) /, ! ; * 9 9 , 1 9336 * , + 2/ 7 BB - &) , * 4 9 933# 9 +, - , : , + 333& &333 333# #333 ! ; /2 ! ; ; ! /, , * / 9 9 9 9 9; . ,/ + /, ! ; ,/ 3# 3# &33% , 0 9 9 * . 1 <7 /2 2 7 # 36 &33% 27 +*)6&9 ; ; 1! * , 9; , DDDDDDDDD , DDDDDDDDD9 ; +:/@&/ 9; / ! , / 2 ,. D ,. D *4 *43& . . +<7 +, - ! 1! *4 *43& , Confidential Page 19 Configuration of FICO Modules Confidential Page 20 Configuration of FICO Modules *,4 *, *,4 ! , )! ' 8 > 2 0 ) )! + 7 2 ) ' -) ! ) 9 7 9; -) ! ) ? > ' ' )! + ; ' 2 -) ! + 4 ), ) , + 7 ' 'H ' ) @ / 0 )? > )! ) 2 • )* 7 ) ' • * + * * 2 2 8 ) 2 ' 7 )? > ' 2 ) • ; F @ ! F 1@ FM 1 @ F 1@ Confidential , ' +! Page 21 &6' @ # : , ) Configuration of FICO Modules +@ ; ; ) ) / : @ : 0 * @ ; . @ < 9 @ 2 2 02 ! ! @ 9 ' . . +@ 0 ! @ ! , @ 9 ; +:/ @ 9 4 @ @ . . 9; 9; 0 9 0 . ) F ' FM F) +, )+ @ 9 9 9 2 *, @ * . @ 0 @ 9 1 1 ; ) + -' 00 @ ) +0 - 9 0 > : @ 4 @ 4 4 , ). @ * @ 0 +BF.#@ . )+ )! I: 4 @ @ 9 E )? : 0 @ 9 , Confidential . / Page 22 Configuration of FICO Modules 9 3& &33% #33333 33333 . : 0 @ * @ 9 +:/ @ . @ 0 / 9 @ 9 . ! : ! * 9 @ +:/ / : . 9 ,/ 0 : ! +@ - ! ! ! ! #) ! 9 ) 9 @ ) @ ) )* ! 9 7 ' ) &) ! < ! + & @ * 0 8 2 +BF3#0 ) )< ! C ) ' 0 +! ) 9 ( . I 2 , E' F 3#& @ ) , *,' . ' ! '! 9 ' ; Confidential Page 23 N O ) Configuration of FICO Modules @ ) 9 @ ' )! ) : 8 ' 1 #) 9 &) )! @ ' , . ' , 00 ' ) 2 ' *FF 933 7 ) *, ' ' )! 2 • • , • • C 2 * , 9 F ) @ 2 )! ) 2! 2E ) ! (. +:/ %*94 F / . , ,/ " : 2 2E ) 4 ' , , , )! • : * 9 9 + . . . ! F ' FM ( F - , * 9 9 9 < F @ ) # ' +*4 +*45 < ,/ . #33333# ,. : , Confidential Page 24 Configuration of FICO Modules 9 !7 @ 2 #33333 , 53 &33#33 +, 0 - . G! 7 D @ * +*/;#.- : , ' , 9; , ; , Confidential Page 25 Configuration of FICO Modules @ +*F#3.- 9 9 * <7 @ ? &33% . &3333# ,/ Confidential Page 26 Configuration of FICO Modules : " : 9 * PP /2 9; / . 2 / 2 , +*,#&" / 2 " / 2/ 2, '/ 2 ' , 9; . + - 2; * < +* ",2, . 9 9 " / 2 ,/ /, Page 27 Confidential Configuration of FICO Modules 9 9 9 + : " / 2 , #3# #33333 E /, 2 . 2. I. 4> &33333 ( E - +*4 +*46 * < : 0 2C * 0 2 +* "6< . '" / 2(/ 2, 2. 2, < +< 9 2. 2 * 2 +* ".< ,/ / / 2 2 , /, /, 2, 9 " 9 <7 2< * , 9 " 9 9 / / 2 2 2 , +* "=< ,/ /, /, < 3 36 &33% 2, @ : ! 0 * : @ +* "@/ : 0 2 Confidential Page 28 Configuration of FICO Modules 9 9 3# @ C 2 * +* " < 2 / , 2 ,/ /, /, #33333 3# 2, @ 9 9 9 9 9 @ , @ 9 / C " 2. @ 2 * 2. '@ +* "J< ' ' @ 2 I 2, E ? 2 2 ) > > 9; ! 9; : * ' )! )* 9 ; ) +*,49;7 ) ' > ' +*,4 9; +*,4 - Confidential Page 29 Configuration of FICO Modules 9; )! ' ) ! #) &) / )/ 9; > 7 2 ' > ' '9 7 ' 2 7 • • • • • • ;2 , ! . 9; 0 9 9 9; 9; I I E I @ + @ E+ 9; , -E - 9; , 1 ,/ (: @ 4@ 9; @ . . 9; 1 * 33 &33#36 + / - ' F 3#& * 9 93=% ;2 : ! • 2 9; , * @ +:/? / + - + Confidential Page 30 Configuration of FICO Modules ! : ! * : +! < / : ! /2 • • • • 9 9 0 7) ,/ ,/ 2/ 7 +*4 +* +*45J* 9 9 9 !7 3 36 &33% ,/ ' &33#33 9 9 @ @ @ +*4 +*45 * 9 Confidential Page 31 < : , < ,. 9; , &3333# G NO / 2 #33333 !7D , Configuration of FICO Modules 9 9 < 9 !7 @ F @ ) # ' . #33333 ,/ #33333# ,. 2 , 53 &33#33 +, 0 - . G! 7 D ! +*4 +* +*465* 9 9 9 3 36 &33%' #3333# #33333 9; . < ,/. ,. 9; @ ! . * 9 @ , . : +*4 +*455#33333# , ' 2 * 0 Confidential Page 32 Configuration of FICO Modules <7 <7 , ' 7 , ! 7 +! H 7 7' + E) ) ! !! ) ) ) #33333 $J333 &333 ) !/ !! 2 ) ) ) #33333 $J333 &333 !7 7 ) , ' 7 ), 7 7 ' + <7 , * !7 7 7 7 7 7 . 7 7 . 0 9 !7 0 B B B B B B B ! 7* <7 !7 > ' -' 7 ) ' + ) ' ) 7 7 ' 7 H H 7 7' 7' E 7 H ), E 7 7 7' 7 0 7) # B B 7 B B B B B B B B Confidential Page 33 Configuration of FICO Modules , 0 . + * !7 7 B 4 > < C > ' 7 7 <7 !7 B B B 7 F 2 /8 !2 , ! F ! 07 @ 8 2 : * 2 9 / ,. + ! 7! : * ! 7! • • • • • • • +9 / I ! I ! I. . E! ( I9 I !7 I. !7/ 2 &L ! E !7 E E 0 E +! E 2 , *9 <7 !7 <7 ! 7! , !7 , " !7 *9 !7 !7 <7 !7 / ! 7! : * ! 7! • • • +9 / ! ( I9 I 2 &L ! E !7 Page 34 E *9 !7 ! 7! <7 <7 !7 , Confidential Configuration of FICO Modules • • • • ! • I. . , . ! I - I I I. !7/ E- 4 !7 0 E E +! 7E E !7 : * !7 • • • • + / !7 9 H !7 , -#+ ! 7 #33L 9 / 2@ ; , 4 *9 !7 !7 <7 <7 !7 * : * !7 • • • • • +9 @ ; I! E / !79 ) $$$$$$$$$ ! 7! 9 +* ( ? *9 !7 !7 <7 <7 !7 !7 2 I* ! 7E ! 7! : * *9 ! 7! 7! <7 : * <7 <7 • • • • !7 *9 !7 !7 <7 <7 !7 !7 <7 <7 !7 + 9 <7 ,/ !7 2/ 7 !7 +:/ - Confidential Page 35 Configuration of FICO Modules : * *9 !7 !7 <7 !7 !7 Select Account button + ! ; '! '! ! 7! , - ) !7 * @ 0 +BF3&0 0 Confidential Page 36 Configuration of FICO Modules < Confidential Page 37 Configuration of FICO Modules 9 !7 @ +:/%J: ; * , @ 2 + > + 0 I 3=E ' ! ( +*/#&I * 3=E' 9 > @ +*)=5* ). )( ) I E- 0 + 3=' ( ( ! : * : , 0 +://J- B?M' - ! F' <7 2 ! 0 / 0 ! ! ! )! ) Confidential Page 38 Configuration of FICO Modules 9 0 2 : * : 2 : 9 +:/BC/ ! +:/B!+:/B!: ! * , , 9 / Confidential Page 39 Configuration of FICO Modules + : ! 9 * , ,/ , 9 / Confidential Page 40 Configuration of FICO Modules +*/M +*/M < ) ) )! " 2 ) > ! 0 7 4 '" ) / 2' * , ' > • ' )* 2 7 ' ) Page 41 7 ' ' Confidential Configuration of FICO Modules • )? A ) )? A ) ' • • 2 )" 2 2 2 A ) + ' )? • )! ' * 2 ' > ) ! #) , 4 ' &) ! ) 2) + : , )? - ' )! )! ' ) 2' 2 ), ) ! ) ! 0 ' 2' 7 ' 2 ! / / 2 2 2 / 2 <7 7 / / > 2 7 2 ? Confidential Page 42 Configuration of FICO Modules ))) #) ? )! ), ' ' 2 + Q 2Q > 8 9 '* ) ) ) C 7 &) ? * " ! /2 2 2) ? ) / 2 ' ' . 0 + - 2 2 2 , )* 22 + 2 2 , -) ? ' 9; )! ,*! A ,*! + 2)/ ' -) ! 2 > )? > 2 4 2' 2 ) 2 2 2 * @ 4 9 +5+5) ? ) 9 ! )! 2 ' +#- ? +#-) ) ' ! • • , ! 4 +Page 43 ' +&- , +&-) +5+5' )? ) H 4 ' 0 )? ) 4 ), ' 2 0 Confidential Configuration of FICO Modules • • • • • • • • • • • • • ! ! 0 * / 0 > > 0 ' > 2 ' ')) 7 > ' ) < , +< <7 > '/ 2! , - ) • • • • • /2 ! • • 0 9 /2 * 7 8 2 2 ' ( + ' + 4 2' ' )' &) 2 ' &) 2 ' + 2 &) ! N ' O ' #) ' )/ 7 2 ' 7 'C 2P ' #) ! )! • 7 • @ + P #) C - • • • • • ! ! ! / 2 ! ! Confidential Page 44 Configuration of FICO Modules 9 9 7 2/ 7 Confidential Page 45 Configuration of FICO Modules 0 0 * !7, ; * !7 <. < R )#33 )#33 *##3S S @, ! *##3S"< < *#33S*::!< *#33S <. < ! ' ) ' ' ) Confidential Page 46 Configuration of FICO Modules 0 0 , : , T ) C ' 7 ) , , ) Confidential Page 47 7 ' ), ' Configuration of FICO Modules C ! 7 )! ' ' 7 ' + 2 ) , )! ) ! ' < ' 7 ) ' ), ) ' ' > ' Confidential Page 48 Configuration of FICO Modules 2; * 9 " 9 0 / / 2 2 * < ) +* ",2, ,/ /, /, . , 9 * . 2 . E #3# #33333 &33333 2 I. 4 > +*##3- E+ > - Confidential Page 49 Configuration of FICO Modules * +5 , • • • • • ' T T T T " : 2 : 4 ! )) ' ) ) T ' ), 2 > 2 , 2I 0 .7 @ 2I @ 2 I 2 I (/ 2 2I I ! I< //? E 2 I< ; 2I , /+ E! B?M - D# 9 ; E! 9 2E E E E E , E 0 " / 2 C!, ) , C!,# (/ 2 2I **:C S @ < , 0 Confidential Page 50 K0 / B?M @ D# +. 7 0 E Configuration of FICO Modules / " B?M" 2 C!, ) , C!,# F ,. 4 I 2E I .) .) (/ 2 / 2I I I< E 2I I U. I< E <7 2I ) , E! , E! E 3 $$$$ I I , , E E E E : + 3#- E, ! ), ) 9 + ' ' ! ! ), <, ! ! ' ' ' 'H ' ' ' ) > '+ ) ) ) 2 ' ' 4 ' 7 -) ! ' ' ' 7 > ) ) 7 ; ' ) ' 9; ), Confidential Page 51 > Configuration of FICO Modules -' 8 ! 4 0 ) > ' '+ 7 ' 2 0 ' -) F / ! 1 + , ' M1 ) ' ; 1 +! ( 3#' <7 #6 3$' / <7 #$ / * ) ) ! , 0 . ) . . 9; 0 9; 9 9 9 ) . 2 *, ) 9 ) F ' FM F) 9 : 0 * +:/ &- 0 ; . < 9 9 . ( 0 +B .#* 0 . 9 > < + - 9 + *, : 0 ! ! 9 Confidential 9 ' ) ,/ Page 52 Configuration of FICO Modules , 9 . : 0 * 0 9 9 . 3& 9 B?M . . 9 +:/ - 0 * 9 9 . / 9 49 F +B 3#0 9 ,/ +B?M ; . .7 ' ,/ 9 0 ; 1 #) 9 ) 9 ' ' )! ) ' 7 . , ' ) • • , • • 9 C 2 * , ) F 2 )! ) 2! 2E ) Confidential Page 53 2 2E 2 ' ) N O &) ) )! ' ', ' *, )! * F 933 2 ) 4 ' , , , )! • Configuration of FICO Modules ! : * (. +:/ %*9 1 1 M1 , " : . +9 . ! 9 'M - , * , 9 9 < 9 !7 2 63 9 F ) 3# ' +*4 +*4&&< ,/ . #33333 , . G! 7 D 33333 + #33333# ,. : +*/;6.+*/;6.* , 9 9 * <7 +* #3.. : , ' , 9; , ; #33333 ,/ &33% , * +*4 +*4&J< , 9 9 !7 9 ,/ 9; #33333 . 35 3= &33% &33 33 Confidential Page 54 Configuration of FICO Modules • 9; 9; ; ;2 , ! . , I E I + E+ 9; , -E - • • • • • ;2 : ! 9; . 9; +:/B * / 9; +*4 +* +*4&$- Confidential Page 55 Configuration of FICO Modules * < • • • • • • + , 9 9 9 !7 / 2 #33333 3 36 &33% ,/ ' &33#33 9 9 @ ,. 9; , NO 3333# G !7 D 9; , I E+*4 +*4&&* < : , 9 9 ) 3# ' . #33333 , 2 63 33333 + . G! 7 D ,/ #33333# ,. F 9 < 9 !7 ! * ! . K* , +*4 +*4 &- 9; . +*4 9; +*4 $< K K K ; *> 9 ! • o o o o o o Confidential '. '< 5 +0 7 #3 &3 3 56 ' $- 2 9 9 , Page 56 Configuration of FICO Modules • o o o • o o o • 0 o o • o • < o o o o o 0 7 +< ' ' - ' 7 2 2 + 2 )/ 7 o o o )2 , + 2 - +:/=#+:/=#:K* K/ +*6' B?M' +*/0 K K E !7 #3 ; ! , ! 7 E/ B?M I E(< E/ ; E Page 57 B?M , , + 5+ 7E 2 ( B?M K K 2' ! 7 B?MK/ ! K :K* K + I. . B?M , . ; , 9 I , I ) K/ ! K 9 I. B?M ( < I . Confidential Configuration of FICO Modules /2 I ) I V: I I * /2 I I ', B?M ( ! 7 E/ E(< I? E I TE */0 ( ! 7 E/ E(< W ) 2 333# 333# B?ME */0 ; E/ E/ ( (< 0 K* K K +*#63K* ! K +B 3&K0 - K0 K +, K K K • • • • + , I 0 < . + B?M# + E! - B?M ). ) 9 I I : ! I I ! I . ! 9 2 E/ ( , ; 3# ( 2 E/ E/ 2 E/ E ( ( /2 / / Confidential Page 58 Configuration of FICO Modules I, : ) ; 3# ( B?M ( 9 / ; !7 !7 / &L ! 7 , : !7 / 5L ! 0 !7 . E/ / . 0 ) , !7 #33 & 4444 #3& 4444 #33 5 4444 #35 4444 ! :K* 2I +*6' 2I # ! & * / // ! 7B?M V +:/X K* 9 K! 7 E W' E( I. ! 7, < E ( K/ K 2 ! 0 @, !7 #! # F @ !, !7 ! 0 #! # F0 : : !7 !7 * :K* +* !7 :K* +* * !7 , !7 ,. ( < @# V I,.E ( K* 9 K! 7 I! 7B?ME+*!B K* 9 K! 7 K/ K K K !7 W &L , !7 Page 59 Confidential Configuration of FICO Modules ! 7! I@E , ! 7(< , ! 7 &L +9 , !7 : ! 7; ( +* : * !7 ,. ( < !7 #+ 5L : ! 7! I E: ! 7(< : ! 7 5L +9 : !7 , ! 7; ( !7 :K* +:/53- !7 K* 9 K! 7 2 I@ !E , ! 72 B?M ( 9 9; . , !7 /2 ( 2 I0 E2 : B?M 2 : I! 7 E( !7 # . ! + !7 K* +9 / K 0 K ! +B 3&- K K !7 , !7 40 ) )- K0 K! 7 +* 33!7 E # # 7 K0 - K 2 !7 9; ! K! 7 I !7 ! G+ - +*4 *, +*4&&) #'35'333 4 #'33'333 4 5'333 4 ! ! ! < ) ! : ! ), ; , ! ' +*,4 * 7 ' 7 ) *, 9 ' )! 4 )? 2 8 )! ' 7 ' 4 8 4 4 Confidential Page 60 Configuration of FICO Modules 8 ) ! , , 9 ' 4 +,09- ) ' +00)* 7 *,4 ) ) ' ' ' +*,' +*,4 - 0 4 0 ' ' * 0 ) + 0- + :> )* 8 , * ! • • • • ! , Confidential Page 61 Configuration of FICO Modules ! > ' , + 7 )! ) ' )! 4 )! )! ' ' ' ' )! ! 0 + 0> )! ! +! - * ; / * ; * (. ; ; 4 * 0 0 0 1 1/ 1 , , 2 <7 <7 4# 4& * *7 ) @ ( #) #) &) 0 ), 5) * 0 0 9; 0 0 . ! Confidential Page 62 Configuration of FICO Modules / )! > )! ) * 8 2 * 0 : 8 H / H /2 Confidential Page 63 Configuration of FICO Modules 9 ! 2 2 9 ! 3# +/ 2 - Confidential Page 64 Configuration of FICO Modules 9 < ( M Confidential !7 Page 65 ! *!B Configuration of FICO Modules * !7 * ( 9 !7 2 Confidential Page 66 Configuration of FICO Modules < 02 7 3 Confidential Page 67 Configuration of FICO Modules !7 , 47 7 Y ' ' ) . 1! 7 ! 7 ! :/ ; ' 2 ' 74 ' )! ' * !7 * . 1! 7 ! 9 !7 ! 4 * ) : :/ :) Confidential Page 68 Configuration of FICO Modules ! 2 2 ) ), ' ? )? ) * :) 4 . < ; * ; ) C • • • :) 4 ' > ' ' T ? ) Confidential Page 69 Configuration of FICO Modules . * , , :) 4 . Confidential Page 70 Configuration of FICO Modules ! )< + )? 7 - 7 )! ) 2 ) Confidential Page 71 Configuration of FICO Modules * Confidential Page 72 Configuration of FICO Modules ) ! Confidential Page 73 : ?M Configuration of FICO Modules : * @ 9 -) ! ), , ' ' ' ' ' ) ) + 2' ) * )! ' ) Confidential Page 74 Configuration of FICO Modules 9; 9; #&56=+ ) ' ; / * @ (0 (*7 1 21 / * @ (0 (*7 1 * 2 9 *7 93=% 3#J +93=%- * Confidential Page 75 9 936& +9 : , - Configuration of FICO Modules * ; ; * * 9; 0 ! * 33 * 9 9 9 933# +9 933# +9 - : , - - 933# +9 9 933# +9 - Confidential Page 76 Configuration of FICO Modules Confidential Page 77 Configuration of FICO Modules 9; 9; Confidential Page 78 Configuration of FICO Modules * 9; 9; ! , 9 ; 2 , ' ) ' ' 2/ Confidential Page 79 Configuration of FICO Modules 2 Confidential Page 80 Configuration of FICO Modules • 9; ! * ; , 9; 9 Confidential Page 81 Configuration of FICO Modules 2 / Confidential Page 82 Configuration of FICO Modules . , Confidential Page 83 Configuration of FICO Modules , , * ; ( , , ( 9; 9 Confidential Page 84 Configuration of FICO Modules 0 + , ) : + ), ' 7 -) . * . 2 2 +! @ : ?3 + :H 4 2 + )! ) ' > - Confidential Page 85 Configuration of FICO Modules ; * ; 0 0 0 Confidential Page 86 Configuration of FICO Modules 8 Confidential > Page 87 Configuration of FICO Modules 0 . 02 / 2 7 > * 0 ' 2 7' ! ; *7 ! 3&# #) #) &) ) Confidential / 0 0 / 0 0 Page 88 Configuration of FICO Modules 5) 5) 0 6) 0 0 F 2 / * 2 33#5 +: 0 @ / / * 2 0 +! *0@ / 0 Confidential Page 89 Configuration of FICO Modules * 2 0 @ 2 . < ; Confidential Page 90 Configuration of FICO Modules 2 7< 2; . < Confidential Page 91 Configuration of FICO Modules 0 ! *0 . < 0 2 Confidential Page 92 Configuration of FICO Modules * 2 0 2 @ 9 2 2 7 ! + - 2 0 Confidential Page 93 Configuration of FICO Modules 2 0 ' 2 ) 7 )! ) )? Confidential Page 94 Configuration of FICO Modules * *7 Confidential Page 95 Configuration of FICO Modules Confidential Page 96 Configuration of FICO Modules 0 4 * *7 ## Confidential Page 97 Configuration of FICO Modules + -! *4 4 *4$3 Confidential Page 98 Configuration of FICO Modules Confidential Page 99 Configuration of FICO Modules ( * 1 3#. + *7 <7 <7 <7 Confidential Page 100 Configuration of FICO Modules * <7 *7 Confidential Page 101 Configuration of FICO Modules Confidential Page 102 Configuration of FICO Modules Confidential Page 103 Configuration of FICO Modules • ) E N 8 * O Confidential Page 104 Configuration of FICO Modules • ! * 8 ' ' 2 *# 8 )! 2 8 * / ' )! 7 ! *7 /. . /. . 4 )* , ) / 3# ' 4 8 ' )! 4 8 <7 / 8 ) 0 7 8 Page 105 / )! 8 3# ) . Confidential Configuration of FICO Modules < 2 N /. . 1 8 O Confidential Page 106 Configuration of FICO Modules < ! 4 8 Confidential Page 107 Configuration of FICO Modules #) C > * <7 . <7 ) ! : @ < <7 < <7 <7 < ) <7 < <7 #3 # &33 : ) ) ) 3# 3# &33& ! 7) / 8 4 #3 # 3 ) 633 <7 &3333J ) ) : !7 ) ) : < <7 < 8 ) <7 &) 2Z K ) Confidential Page 108 Configuration of FICO Modules < ! 4 8 ) C > * . . : : @ < <7 < <7 <7 + : =&6#633# ! 8 ) 533 ) ) 4 ) #3 ) ) : ! ) : 8 ) ! ) ) : < <7 < <7 : ) < Confidential Page 109 Configuration of FICO Modules : ) < ) 5) 5) 2Z K. ) Confidential Page 110 Configuration of FICO Modules < ! 4 8 6) 6) =) < 2 / ) ) Confidential Page 111 Configuration of FICO Modules < ! 4 8 %) %) ) ! 8 ) ) ? 2 8 J) 2 / ) Confidential Page 112 Configuration of FICO Modules ! 'N )O @ ) < ! 4 8 #3) #3) ##) ! 2/ 2/ 2 ) ) Confidential Page 113 Configuration of FICO Modules ! * *7 ! ! /C0. /C0. ! 2 N /C0. 1 ! ) Confidential Page 114 Configuration of FICO Modules < ! ! Confidential Page 115 Configuration of FICO Modules ) C > : * . . ) ) : @ < <7 < ) <7 < #3 3% &3 ) #3 3% &33 ) #3 3% &33 ! 7) &33333 + &333 &33333& + &#33 <7 &3333& & ) ) &33333 ) ) ) )) !7 2 ) : <7 < <7 < <7 <7 , < <7 ) . , < . ) ) ' 3#4 ) 5) 2Z K ) Confidential Page 116 Configuration of FICO Modules < ! ! 6) C > * . * ) : @ < <7 #3 ) ? ) ' 5 1 =) : '2 %) )! =) 2Z K ) Confidential Page 117 Configuration of FICO Modules < ! ! %) C > * . > : @ < <7 <7 63)33 ) J) 2Z K* ))> ) $) 2 / ) Confidential Page 118 Configuration of FICO Modules < ! ! #3) #3 #3) #3) 2 / 2/ 2 ) ) Confidential Page 119 Configuration of FICO Modules ! * ! +, *7 ! ! , Confidential Page 120 Configuration of FICO Modules 2 , Confidential Page 121 Configuration of FICO Modules : . * ? Confidential Page 122 Configuration of FICO Modules Confidential Page 123 Configuration of FICO Modules * * *7 , Confidential Page 124 Configuration of FICO Modules * ' @ +* @- & #) < &) < #) &) ; ) 5) ; 6) =) / ; 5 */,; 33 N/ ) O ) ! ' ! #) ) ) ) ) * Confidential @ Page 125 7 ) )! 7 ) #3 Configuration of FICO Modules :* * . * / 2 N, 2 B?M 2 I* , , F , <7 F F 2I F 2I I F ! F 9 E E I, E( ; 2I < @ ( O 9 ; @ / ! 9 . B?M , E 7 E ( < 2 I. 77 ; ( < IB?ME / E 2 I. 7 ( < E ( D 4I +*$' ) ) I; ( < I<7 E E ( I; I E E( ( I E ! F 2I 9 I E E ( 2 ) ) < ! 2I 2 I. 2E / 4 + D*6E( < 4 7 @ / + S ; SJ%3#&&J5- / * (; (; 9 * 9 ; , 9; 9; / Confidential Page 126 Configuration of FICO Modules !@ K0 ! K ; / / / K* K + S ; SJ%3#& &=K9 ; K K, K9 ; + S ; SJ%3#& #3K* / KF K! / K* ! ! K K9 / ; F K, K9 ; + S $$S5#333 &%K9 ; K9 ; K * K K K + S ; SJ%3#&&J5K* K9 (; * K9 ; K K, K 9; K/ K/ ( ; (; K* (; * K9 K9 K ; K, K K 9; K/ @ ; + S ; SJ%3#&3J=K* K0 K K@ K, ; K @ K* + S ; SJ%3#&3J6K K@ , K@ @ K, " K : , ; ; K* K@ @ ; K* K@ / * / , + S ; SJ%3#&#36K K, K; 2 K 4@ + S ; SJ%3#&#3 , K K; @ K, ; , K ; Confidential Page 127 Configuration of FICO Modules Confidential Page 128 Configuration of FICO Modules @ / * / ; Confidential Page 129 Configuration of FICO Modules : 4, 2 • • • ! ' )! • • • > ! • • • • , 9; ' )! +! 4 7 (; 4 ' 4 )* ' 0 ? 4 4 4 *, > 4 * 4< 4 . ? • • • • < H 2 4< 4 Page 130 ) + 7H > 4 4 > ) ) 2 4< 0 0 Confidential Configuration of FICO Modules ? • ? ) • ? • • • / (; 7 9 7 : 4 ' ' 7 • ! • • • • • : ' 8 4< 4< 4 • ) • ? ' ! ) ! ) )! )? 2 ? ) 4 ' ' ) 7 > ' H 4 ) ) ' )? ' ' ) ' ' 2 + 77 / H • • 0 ? ? Confidential Page 131 Configuration of FICO Modules ? 4< 4< 2 2 2 + 7- ! 7 */.C033 */.C0#3 *@/< 33 */<;U33 *< :U33 9 , : ; , . . U U ! 0 4< 2 *7 4 <7 + *,4 - , 4 4 > 4 4 4 : 4 4 4 4 @ @ + *,-' + 2 + *,-' *, D *,4! , + ;:4 2 + + + ;:400*,4 :*,4 :9, 9, 1 + *,00 + ;:400- 4 + *,4! D *,- ; : E <> Confidential Page 132 Configuration of FICO Modules 4 4 4 @ @ *,-' + "+ + *,-' *,D *,4! -' + 4 + *,- 0 ! 2+ 4 2 4 4 4 4 ! 7 2 )? H 2 + *,+ *#$3)? ' ) + *,+ *, *,4 :*,+ *,- . 4 4 4 4 4 4 4 4 , , 4 ! ' 4 4 @ 4 4 ! ' Confidential Page 133 ' 2 ' ' ' 2 ' ' U + + *,*,4 :H 4 ' 2 ' ' ' ' 2 H ' 9 < <B! ,.! +> !! !! + + + *,;:4 ;:400/ (; 7 +M5' M6 - Configuration of FICO Modules 4 4 < 2 ' 7 ' ' ' ? 4< 2 *7 4 4 4 ! 7 4 4 + < /33<7 + *,4 ) ). ) ' + *,4 + *,4 - , 4 4 > 4 > *,. 4 4 4 4 4 4 4 0 + ;:40002 @ + ;:400+ *,2 + + + ;:400*,4 :*,4 :+ ;:4009, 9, ! 9, ! + *,+ ;:400+ 1 + *,00 + ;:400- : 4 4 2 , + + -+ *,*,7 ' Page 134 *,;:4 - H H 4 4 Confidential @ + 4 + + + *,-' -+ *,-' Configuration of FICO Modules 4 4 4 4 4 @ H + ;:4 -' + 4 *,' + + H + *, D *,*,*,4! - 4 + *, D *,4! - ; : E <> 4 4 ; + " -1 ' ' *, + ;:4 - 4 4 4 4 @ @ + "+ + + 7 ' *,-' *, D -+ *,4! *,-' 4 + *,- 0 ! 2+ 4 4 4 4 4 4 4 4 4 4 4 ! 7 2 )? Confidential Page 135 H 2 + + *,4 *,+ *#$3)? ' ) 2 ' + *,+ *, *,4 :2 + *,*,+ *,- Configuration of FICO Modules 4 / + *,- . 4 4 4 4 4 4 4 9 < <B! ,.! +> !! !! + ;:4 + ;:400/ + (; 7 +M5' M6 *,4 + + 7 - , , 4 ! + ' *,4 :H 4 ' 4 2 ' ' ' ' ' 2 ' ' ' ' 2 ' 2 H ' 4 ' 4 4 ! ' 4 4 < 2 ' 7 ' ' ' * 0 4 "1 00 1 0 0 + 6% 9, #54#6 #% #J4#$ +@ 55456 5= 6 K* K/ 5J ( Confidential K9 +*)6&= Page 136 ; K #&4# - 4 *, 1 9 < , - K, Configuration of FICO Modules :4 4, , 4: 4 4: 4, 4@ 4 : 6# ' 5%' 63 +* 7 5$ *,' 4 9; ' ' 6& 4 4 4 ;2 6 0 *, 4 4 4 : *, : * K* @ * K@ K* : +* H + = 4 *,- 65466 $ K * 5 K 9; ' 4 4 K + K +*)36K K K : , K@ K@ *, / *, :4 * * 4 4* 4! 7 4/ , H H * =%4%3 %# = H &45 J& %54%6 %& ? , 4 + 4 ' 4 +? , 00 10 *, 4 : 1/ 1* *, 1 / 1@ 1? 1 J =5 ( 4 $4#3 = 1 - &34&6 = &$4 3 4 - 00 4 > - &= ' ;,*:' *,*: + #= :4 *, 4 + - Confidential Page 137 Configuration of FICO Modules ?4 *, 4 9 * 9; 1 +* 89 , H = 1 *, : 1 1* ## + &% 5# - + D %=4%$ 4 - Year End Closing Check List 0 #) <7 + */,; 33/ ! → →9 →/ → *)3# → , * , 9 9 →9 →/ &) <7 / →* →, → → → ; ; → / * D; →* →, →@ → → 9 9 →9 ) ; ; →P) →* → → <7 →* → / * → → */ *7 5) *7 → → → &$ 6) * ? *7 =) * ? 1 →* → →* → Page 138 → →* → →? U / !& *7 Confidential 4 Configuration of FICO Modules → %) * ? *7 J) / →* → → <7 →* →, → → → →? U/ 4 → *7 <7 / / → →, S J%3##$$5 ;S $) *7 / →* →, → → / S ; SJ%3##$ =5 →* →, → → → #3) " *7 <7 " / → S J%3##$$3 ;S →, *7 <7 ##) , @ H →* →, → → →* → → → / →P → *4&# → → → *4 3 → : #&) 4: →, ) →* ) → : #)* : , →, ) →* → ) → → *)36 → 9 , #5) KK@ * →@ →* → @ → : → */ # → → 9 < → *)J# → ) #6) 9 →* → @ → → Confidential Page 139 Configuration of FICO Modules #=) 9 < 9 #%) →* → < → <7 → *)#5 → →* →* :/&$ ,09 → * ,09 →0 9 * * )? 9 ? ? - @ +0 →* →* :/ % #J) ,09 → * ,09 → * →* → → ? ? ://: @ #$) @ : ,09 → * ,09 9 → @ →* → :// : &3) @ ,09 → * ,09 9 → → →* @ → :/6& → &#) : 9 →< →: &&) * &) * ? / . 9 → < →* → → *)#= → →/ →9 / → → :/6 * ,09 → * ,09 ; ! → * → →* →, &5) U 9 9 9 0 : / , ; → →* → → → → → → U → → →/ →: &6) ! 9 →: , / * ! Confidential Page 140 Configuration of FICO Modules 0 &=) : 0 / ! →* → → → →/ →9 → → ! 9 ; * &%) : <7 , / →* → → →: →/ →* → → → ! 9 : &J) / ! : , →* → → →: , <7 ! → → 9 →/ →* → ; : ! , &$) / <7 ! : 9 → → →* → →/ →* → → → <7 " / ! 3) ! : / 9 → → →* → →/ →* → → → " ! / Confidential Page 141 Configuration of FICO Modules ! & ' ) <7 • • • : : : 2 + + )* • ' • ) @ ) )! ! 9; , 9 / ; !7 !7 ,. : / ; , 33# 933# ; & [# +* 33, ; / # & ,. : / ; , 33# 933# ; [& # F * 9 : ! :K* ! #9 &9 C F 53 & C F 53 # , Confidential +*/=3Page 142 & F 63 # # # & # F 63 & K9 ; K/ +:/? ! : K ( < & Configuration of FICO Modules K* K +*/C - K < K, K* K K K ! K +*/CJK* K K K ! K , 00 00 *, , 0 , ? C * ) T 9; 0 <7 2 * , ) @ , 0 ' 9; 2 * , ) ) 0 0 0 , @ " ' T 9; ' , ) ? @ , + ) ? ), ) , ) ! 2 + 2' -' ' ) Confidential Page 143 Configuration of FICO Modules ) )! ? + 9; + Q: + -' ) Q: C , ' Q: ' ' 7 + ' 7 ' ' ' ' 2 2 ' ' 8 + ) -) ) ' Q -' ' '7 2 7 ' ' 9; + Q) Q' 9; ' 2) ) ' 9; C ) @ ! ) 7 ' + 2 ' ) ? 9; , ) > / #) @ < ' ' ) ) + ' ) &) * ) Confidential Page 144 Configuration of FICO Modules , -) , 9 ? ' ) ' + ) )@ , ' ) 5) C -' F:. + - 2 ' 2 + 99/ + -) 2 9; ) ,.! 333# #) ! 7 ) * 2 )! ' ) 2 ' 7' + 2) ! ) 7 ' 7 2) ),' 9 4K 0 ' * ) ) 0 ) )* ! 7 ? )" ) ) 9 4 4 4K +\ - Confidential Page 145 Configuration of FICO Modules 4 4 2 . 2 2 ' 8 ), * ) ? ) , ' C , 4 4 4 , ' 4 4 &) ! 2 9; 2 +7 F/ -) ? < +)) 2 Q: + Q' ' ) 4K 2 * F:. + + + ) ) ' - - , , @ 0 ' ) 2 , 2 , ! 4 4 4 , ! Confidential Page 146 +, ' 2 @ + , ' ) 4K ) 9; 7 9; ' 0 - 9 4K ) ) Configuration of FICO Modules )! , ' 0 ' , ) @ ) ) ' ' ), ) ) -! 9 ' 4K 9; ) ' )* 9; -* 7 , 2 9 4K 0 ) ' )! D 9 4K @ D 7 ) 9 . ! * ! 2 4K 2 2 ) 9; .:! 7 2 + 9#! -) ! + 9&! 8 ) 7 ! <7 ! 2 <7 ! )! ) 2 2 )! Page 147 C0 , 2 + C00 2 ) H + 97 + F:)! 7 2 )! 2 + 8 2 ) ) )! +)) ) Confidential Configuration of FICO Modules )! 7 > , 4 , ! , , Q ). ' ) 2 +/ ! 2 2 + 7 ' 2 +/ @2 > , + ), 2 ! , 2 , , ' ' > 2 +/ B2 ) 2 ' 7 8 ' H ' , 0 ) ' 7-' Y ' ), 2 ' 7 ) )! > ) > ) +/: ' Q > Q > -' + 44 Q ) +/:&Q > Q+ 44 ) +/:#+)) 4 4# ) / 2 ) ' !2 2 /B Confidential Page 148 Configuration of FICO Modules ! : 2 ) 2 . 2 2) ' 2) ! 2 +:! 2 > 4 7 2 ) +/ B-' /B 9//' 9// + 2 H H 2+ 2 2 2 2 2< X9// 9// 2 ' 0 ; ) 0 ! + <;! ) '0 ! +<,.-' ! . > +/ / * ! +* #-' +* 5' ' '* ' , 0 2 ; ' )! ) 2 :) 2 )! 2 + ,*@ 7 ) +<F9-' 0 +* <) ' ', 2 ' * -) ) +* &-' + ) ) +* -' ? <7 ! , ' +* ;- ) ) Confidential Page 149 Configuration of FICO Modules + ), <7 ! 8 ' ) ' +* .+ 4# ) ' , + ), : : 2 2 8 ' +9//, 4# ) 0 )! )! C C* C C, / ,.@ @B H @? H @/: @/ @F + @F @.9 @X @X? M:/ M:* + ? + ' ??? &3#MMM &=#) 6&# 6 #), + &=#&3# + 63#7 H ' + 7 ' :+ + 2 7 ' + 7 > + 2 H + - Confidential Page 150 Configuration of FICO Modules , 2 , 7 ' -' ) . ) ' + + M:/ 9, 63#-' 7 ' ), 2 ' ) H 2+ 2 2< X9// 9// 2 2 +F/ ) +/ B-' 2 ' . 2 2) ' 2) ! /B 9//' 9// 2 + 7 H ? ) <7 ' 7 <7 <7 7 0 7 0 2 ), 2 + @ - +F 94 ) +F 0- 2 7 7 ), -' <7 , 4 ; ; +F @' 7 ' ) +F:.'0 0 +F - ) + ) Confidential Page 151 Configuration of FICO Modules 2 2 2 . , : ! + , 2' 2 ,' 2 2' -) <7 , 2 2 +@ , ' + ) <7 + 7 -) 2 ' ) 2 2 . * ), ' ' > ), ), : ' + -' : -+ ) ' ) , ' 7 , +; )- + ' 7 , 2 +) ) 4 7 2 ;F ) H + - +;F +F! FF! ) ), 2) 2 2 F:.' ' ' C 7 - + Confidential Page 152 Configuration of FICO Modules +0 +0 ' ; ' @ -+ 4 9- ) H , H ' H F) <7 , 7 , , 2 ' 2 0) + ' 2) ! 4 4 :: ! + 2 ! 4 4 :; , 4 ' ' ) + , ?) <7 ! 2 + , @ 2 + 2 Confidential Page 153 7 ' )! ) ' 2 ) 2 ?' ; + @' ' , 5)3 &)3 + ' + X+ X) , 5)3 &)3 + , +0 )- + 0' 7 ), ' H + F- Configuration of FICO Modules Q<7 , ! , ) ) ) ; 2 Q , Q ) @ ; ) ' ' ' )! , +F@ Q )! + - )" ) + C<)! !7 ! 7 ! + <7 ! C C +)) , @ ' ) , ! 4 , ! 9 ! 9 ! ' 2 2 ' 2 2 + -+ 94 2 ) + 2 4 + -+ 9,4 2 ) ) 9/' 7' 2 +@ !7 )! 2 Q > 7 Q ) ' ) 7 ' +C *+ -) , ; 2 -) +C0 / ), ) 2 +C0/, 0 , @ 9, 9 +!B:/8+ -) ) Confidential Page 154 Configuration of FICO Modules ! + , , , , , , , ) 9, + B9, -) +0 -+ ) 0-+, -+ ' ) ' 2' 9, + ' ' 2 7 , + 9, )* 00 0 ' ; @ ? 9, ! 5)3' ) / )* + 2 9, 5)3' ) ? ? 8 ) B 5)3 ' ?5)3 ) ' 9, ) 9, 2 ? 0 :" < @< *< ! " ;/ " ,<. @ / @ ! 0 ( 2 * * ! 9 0 9 9 @ '0 ' @ 0 0 @ ' @ @ 0 0 +003 - ' ) +003#0 @ ' @ 'X @ ' @ ' ; 0 0 9 , * @ #- @ / &- @ ( - Confidential Page 155 Configuration of FICO Modules @ * 0 , , • • • ! , * 0 0 @ 0 0 0 @ 9; 0 ! ! : 0 0 ! 1I @ 1 I0 0 E' E' @ I* I 9 ( E * 9 E 00 *;: 00 #) &) < > ) 5) 6) 9 , =) , !9, @ 9, !@ 1 0 !, , !, $) *9 , #3) / !, 1 *9 1 2 *9 + (; +/ 1 9//4@ B /B *9 > 'X : : + 0; 1 ) ) ; 0; 1 ) 2 *9 + (; +/ 1 /B 9//4M:/ ) ) +/ 1 +/ 1 ;+/ 1 ;+ (; B ):) 9//4@/ 1 . *, < 1 . *, < 1 . *, < 2 ) ) 1 . *, < :- 4 +/ 1 +/ 1 ;/B B %) /B J) *, 00 , : 0 7 I *, , 0 +:/? @ 8 E/ +:/? - +:0 /- *;: *;: #) < > X 1 . *, < &) : 1 . *, < ) 1 9, ( 9, , 2 ) !, *9 Confidential Page 156 9// 1 @ B /B Configuration of FICO Modules 5) / 4 ) ) ! !* 1 <7 ) ) @F## < <; <* +@F: * 2 33 0 @ ! F:*, 9 9 9 F ; / ! : < <; <* ! F:*, 0 !7 *, , : , F <; < <* * ! * 9 9 / 0 0 0 < < < 9; < < 9 ( < :; < +F "#*, ; +F 3#+:F/&+* 33*, : +:FF @ . +F .F- ! ! ! ; Confidential : , +F 3#9 +F "#*, +*43&+F /#. +F /6+F/=#Page 157 Configuration of FICO Modules +F/##.!@ +F 3=' < <7 , : : ! +F:!&S: .* 9 , : 9; 0 < +* 33, : +F:3#, : 9 +F:"#! +*43&, : +F:/#; , +F/=#+F/##., : +F *=@ + S ; SJ%3#&$$ / 2! ; ) ; +* 33I* 7 9 ; E <7 +* 33@ 0 +:/6$*@ +:/ #I<7 F E 9; 0 +* 33+ ##@ + S ; SJ%3# =##- +F 3=+ S ; SJ%336%5&+F C6- * !@ !@ 0 0 : < , : / < <7 * 7; ! , <7 2! 9 ! +F:!&S: F: : +F .F: +F:3#< +F 3&; +*43&* 7! +*)36+F:/#: +F:JJ- : , 0 +F<6$0 @ +F<6#) / Confidential Page 158 < +F 3&+* 33< +:F/$+ F<"- Configuration of FICO Modules + / * . (; / \ ; +9/3&+%F<#+%F< (; / + S ; SJ%3# &=+ S ; SJ%3# @ @ =- : : . 0 0 * * <7 : ! 9 2 @ * : 4 ' 8 8 2 ), )! 8 Confidential Page 159 ) Configuration of FICO Modules ' ) , ' 2 )! )? ' Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 1 Confidential Page 160 Configuration of FICO Modules & Controlling • Controlling provides you with information for management decision-making. It facilitates coordination, monitoring and optimization of all processes in an organization. This involves recording both the consumption of production factors and the services provided by an organization. • As well as documenting actual events, the main task of controlling is planning. You can determine variances by comparing actual data with plan data. These variance calculations enable you to control business flows. • Income statements such as, contribution margin accounting, are used to control the cost efficiency of individual areas of an organization, as well as the entire organization. Integration • Controlling (CO) and Financial Accounting (FI) are independent components in the SAP system. The data flow between the two components takes place on a regular basis. Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 2 : C C 8 ' ) 8 8 , * + :- +*,- ' ) 8 ! : , ? 8 )! )! 4 8 2 ) 7 )! *, * 8 )? ) ' 8 4 7 * / * 7 8 +*,+*,+ :- Confidential Page 161 Configuration of FICO Modules Confidential Page 162 Configuration of FICO Modules Scope of Modules • • • • • • Basic Settings Cost Centre Accounting Internal Order Profit Centre Accounting Profitability Analysis Overview of Product Costing Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 3 Confidential Page 163 Configuration of FICO Modules 5 Flow Chart of Controlling Company Controlling Area Company. Code Controlling Area Cost Centre Accounting Internal Order Profit Centre Accounting Profitability Analysis Product Costing Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 4 ! ! ,/ * ' )! ' @ *, Confidential Page 164 Configuration of FICO Modules 6 Cost Centre Accounting • Cost Centre Accounting is used to analyze the overhead costs according to where they were incurred with the organization Purpose • You use Cost Center Accounting for controlling purposes within your organization. The costs incurred by your organization should be transparent. This enables you to check the profitability of individual functional areas and provide decision-making data for management. This requires that all costs be assigned according to their source. However, source-related assignment is especially difficult for overhead costs. Cost Center Accounting lets you analyze the overhead costs according to where they were incurred within the organization • Dividing an organization into cost centers allows you to follow several goals, depending on the cost accounting method. Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 5 * < ' 0 +00-' + ) -' + ?-) 7 '0 ? )! ' 4 ' 4 ) ' ' ? @ ' ? 8 4 )! ' + ) > ) 2) + ' < 2 + 7 ' ' -) 2 -) 7 ' ' ' Confidential Page 165 Configuration of FICO Modules )? 8 ) ' + , ! 8 > = 2 )? ) 8 Y 7 ' )! 2 ) Internal Orders Purpose • Internal orders are normally used to plan, collect, and settle the costs of internal jobs and tasks. The SAP system enables you to monitor your internal orders throughout their entire life-cycle; from initial creation, through the planning and posting of all the actual costs, to the final settlement and archiving Internal order management is the most detailed operational level of cost and activity accounting. It can be used for: • Cost monitoring, for example, where costs need to be looked at from object-related aspects, unlike in Cost Element Accounting or Cost Center Accounting • Assisting decision-making, when you need to decide between in-house production and external procurement Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 6 * , H ? , : #&: ) ' ) , 2 7 )? ) ? ? ' 7 Confidential ) Page 166 H + ) H ), * 7 Configuration of FICO Modules , : ! 4 ) + 7 ' ) 2 4 > ) ) )? Profit Center Accounting • Profit Center Accounting (EC-PCA) lets you determine profits and losses by profit center using either period accounting or the cost-of-sales approach. It also lets you analyze fixed capital and so-called “statistical key figures” (number of employees, square meters, and so on) by profit center. Consequently, you can calculate all key figures commonly used in cost accounting (return on investment, cash flow, sales per employee, and so on). • A profit center is a management-oriented organizational unit used for internal controlling purposes. Dividing your company up into profit centers allows you to analyze areas of responsibility and to delegate responsibility to decentralized units, thus treating them as “companies within the company” • The profit center differs from a cost center in that cost centers merely represent the units in which capacity costs arise, whereas the person in charge of the profit center is responsible for its balance of costs and revenues. Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 7 * 4! ), ) 44 <4 + 2 )? + ' H E + ' ' < ' 24 4 > ' ' 8 -) -) ! ' ' / ' * + + ' ' -) ? -' ' H ' ' + )! ) Confidential Page 167 Configuration of FICO Modules 4 )! 9; )! ? 4 ) ) Confidential Page 168 Configuration of FICO Modules Profitability Analysis • Profitability Analysis (CO-PA) enables you to evaluate market segments, which can be classified according to products, customers, orders or any combination of these, or strategic business units, such as sales organizations or business areas, with respect to your company's profit or contribution margin. • The aim of the system is to provide your sales, marketing, product management and corporate planning departments with information to support internal accounting and decision-making. • Two forms of Profitability Analysis are supported: costing-based and account-based. • Costing-based Profitability Analysis is the form of profitability analysis that groups costs and revenues according to value fields and costing-based valuation approaches, both of which you can define yourself. It guarantees you access at all times to a complete, short-term profitability report. • Account-based Profitability Analysis is a form of profitability analysis organized in accounts and using an account-based valuation approach. The distinguishing characteristic of this form is its use of cost and revenue elements. It provides you with a profitability report that is permanently reconciled with financial accounting. Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 8 * :4 ! 8 ' 4 ' + ), ), 4 4 :4 ' :4 ' Q Q ) :4 + :4 4 )? +9 ; : ) ' )? H ' 4 ) *,' ), ' ' H ' 00' 7 )? ) ! , 4 :4 Confidential Page 169 Configuration of FICO Modules Profitability Analysis 2 You can also use both of these types of CO-PA simultaneously. Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 9 , :4 ' ' ) ) + 4 :4 > 8 ' )* 7 ' ' ' ' ) ) ) 4 :4 + 4 > :4 ' ! ' -) , 4 , ' )? :4 ! , : ) > +:8 7 )! + 4 ) - Q -) ! Q + ' ) +< 4 4 :4 )- Confidential Page 170 Configuration of FICO Modules Product Cost Controlling Purpose The component CO-PC-IS (Product Cost Controlling Information System) provides an extensive and powerful range of reports for the following areas: Product Cost Planning Cost Object Controlling with the subcomponents Product Cost by Period Product Cost by Order Product Cost by Sales Order Costs for Intangible Goods and Services Actual Costing / Material Ledger You can use the Information System to evaluate the data generated in the respective components. The information system provides reports for both standard and specialized analysis purposes. Integration • The information system is a part of Product Cost Planning, the application component Cost Object Controlling, and Actual Costing / Material Ledger. Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 10 * ! ) ! ' ! )! ) , ! ' 0 ; ) ' :H , ' ) )? , Confidential Page 171 Configuration of FICO Modules Purpose of Product Cost Planning • You can use Product Cost Planning to do the following: • To calculate the non-order-related cost of goods manufactured and cost of goods sold for each product unit • To establish how the costs are broken down for each product, and to calculate the value added for each step of the production process ( Concept of Cost Rollup) • To optimize the cost of goods manufactured through comparison costing ( Product Cost Controlling Information System) • To provide basic information for other R/3 applications, for example: • To establish standards with which to assess production efficiency in Cost Object Controlling • To update prices in the material master record and in Profitability analysis • Lower price limits for Sales and Distribution Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 11 C : ) : 4/ + ! ) * 8 ' ) ! ! C " ' H + 7 ' ' )! )! ' -) ! ' Confidential Page 172 Configuration of FICO Modules Features -of Product Cost Planning The following graphic illustrates the aims of Product Cost Planning, which are: • • • Calculation of the cost of goods manufactured (COGM) and the cost of goods sold (COGS) of a product Analysis of the costing results using the various reports available Provision of information for other SAP applications Over view of Controlling Owner of the document : Srinivasa Rao Thotakura 12 ! 8 2 ' ), 8 ' ' H , 8 H ' /:0 X 2 /:0 H : 8 + - Confidential Page 173 Configuration of FICO Modules / 0 : + I E( 9 +:FF : 8 0 ' 2 I ! E' 2 Confidential Page 174 Configuration of FICO Modules 0 : @ 9 @ I * &33% . : 9 I ,/ E 9 B?ME , +F .F: 8 # #33333 '3 ? : 8 0 @ E 9 9 0 0 . < 9 9 . :,. 4 : F,C 4 F #4 FC# FC 1 2 *, : , . < < 9 < :4:04 + :4:04 <;- Confidential Page 175 Configuration of FICO Modules < 8 ) 7 , ' < * ' )0 < 7 * * ) ) * 2 ; * ^ ^ < < < < * ( < + +, - ( <7 9;- 9; < < ( < '* < ' 9 :; @ *, ; +* 33( < I#E 9335 < +F 3#< 0 < , < : < < < 9 +F "#< 0 < 9 02 +:F/&0 < :4:04 + :4:04 ? 4 * ) 4/ 4/ 8 8 4 ' 8 ) ), ; * ^ ^ :4:04 + :4:04 / 8 4 8) )! Confidential Page 176 Configuration of FICO Modules * ) ' ; * ^ ^ 4/ +F 3#0 +9 9 ' I*E +F "#0 ! K K; ! : K K; ; , K , K , . K K: ' *, 9 FC K +*, -' F .F K < +F 3=- ! F # F .F K ' K K K K @ *7 K < K ( , K ' K K K0 K < F .F K ; > , ' 9 K< < FC# K +F /6K, K ; +F /#K, , K 9 ' I"E , +F/=#- * ' < K +F/##.- < K !@ 9 + S ; SJ%3# =##K, K @ K > H ' 7 )! H ' > ) ! )! ) ! 2 )" ' ' Confidential Page 177 Configuration of FICO Modules )! ) ! < 9; > *, ) ) * ) )! • • • • < < <7 < K ' 3=+F 3=< < + S ; SJ%336%5&K K K < K K K0 I5&E K < K, 9 F,C + : - K K +. 9 2 I, . E, < I @ *7 ! E E! * 9 I ! < E. ,I ,I <7 E! +F C6- 9 <7 ! , ? : K K ' K ! I <7 :4:04 + :4:04: ( E ; I 9 E/ K < . K * K H H ' ' 7 )? ) !F • 1 @ Page 178 Confidential Configuration of FICO Modules • • • ! 0 <7 : Internal order Real Orders (Settlement Profile’ will be required only for Real Orders) which we cab settle against the cost objective) Statistical Orders: Statistical Orders only for Information purposes • • • • • • • • • @ , ; , : ! . * * , : , : : , : @ ! 9 , : 9 @ : +F:!&S: :K K, : K: : 3# I, : 1 : ! @+ -: ! @ 33333# I9 :H : 2 I , E( : ! I@ E I: <7 /2 ( . :K* @ 9335 ( 2 I: IX : E* E: 9; 0 * , K @ > < ' 933& * 9 K* 9 K 0 E E K : ! . 2 / 7E ( , K; , K : K0 ( ,: * * '< 933& 2 < E : I@ +* 33I933&E + ( ,:- * 9 +F:3#K, : K0 K * K: K : ! (< Page 179 Confidential Configuration of FICO Modules : :H 9 @ : ! 2 : , K ! 2 I I . <; + : > : 9 K, +*4 +*43&E E - +F:"#: K0 K: 9 K I, : E ! !@ ; 9 , : ; 9 , : K K: . ) ( <7 , K +F/=#- K, ; +F:/#: , K, K , : K K, . ( : *, ) +F/##.K @ : , : K . K ; , K< K, 9 : K : ). ) ': : ' +F *=: ' ) K0 < '. '. : K< ) @ K 3' 9 > K, < < @ K I* K / E ( I: , K E !@ K 9 : * <7 ; ' @ K, K: : + S ; SJ%3#&$$ : K, @ ( <7 K , : K * 9; < * 2 C #333 _ 56 4 56333 4 #)3 )&335 #333 _ 63 4 63333 4 4444444444 7; 6333 4 4444444444 ) ) , + ) 6333 6333 -: ; ) 7; !*; ! :< Confidential Page 180 Configuration of FICO Modules • • • • • • • • • • • • • • • > @ <7 +* 0 0 : < , : *! < <7 * 7; <7 ; * , : 9 : < ! 0 1/ 2! *@ ; )(* 7 ; ) * 79 F ; 9; 0 - F: : + 7! * 79 ; )- / 2! * * 79 < / 2! ; ) ; ) / ; I* 7 9 ; E ; ) ,. 9 933& + (,: 0 #+ 9 @ 0 ; C <7 : / - +* 33* +* 33; 9 9336 - @ 9 :K* K I / / I +:/6$K9 ; @ 0 @ 0 B?M# @ E ! <7 ! / <7 ! / ! / K/ *@ B?M ! K K E + @ <7 :K* K 2 I<7 <7 <7 <9 *@ +:/ #FK9 ; *@ */ EF / F /+ ) 9; ) I* 7 9 ;E ) 9; ) I* 7 9 ;E I<7 ; FE ! 9; 0 <7 K/ ! K K +* 33F I/E ,/ 2! ) 9 8 + ##0 . #)3 )&335 ! : Page 181 * 79 ; 3#)35)&335 Confidential Configuration of FICO Modules 0 :K I #E : ,I ,I ,I 2 0 :K K, : ,: I #E : *7 I#E ! 2 IL 2 I<> 2 I : :K : : ! +F:!&S: K, : I3#E , : * ;@ + * ,: 33333# : ( , E ! K *7 K K0 B?M E E I/ * < < K, 3: < E E : K K K0 9 I* 79 ; I*B E * 7 )E @ : , 0 7. E . E K: 0 (< K : ! E $$$ :H , ,I : ! I* ;@E I: E < 9 IF: :E I , : : ! / * ;@ 2! ; : F: : +F .FB?ME +F:3#* / 2! *B * 7 #33 < ; ! +F 3&)(< : / ; .) (< 0 : < * 79 2! ; / 2! ; < <7 :K9 7; K* @ Confidential ; C +*4 +*43&- * 7! K +*)36- K< <7 * K9 ; K K K@ K* Page 182 Configuration of FICO Modules ) @ B?M < 0 ! F B?M# 2 I@ 2 I/ 2 I ) #)3 )&335 9; )/ E E 9; @ )/ E 2! ; <7 ! , , ( : / 2! 3#)3#)&335 , K . I! I / E 2! ! @ E <7 2! #& : K, ; * +F:/#; #)3 )&335 ( <7 +F:JJK : <7 , : : < K * K K &33 ( <7 ( ! /2 ! S ; SJ%3##$=6 Confidential Page 183 Configuration of FICO Modules +< +< 4 ' 8 )! ) )! 2 2 ' ' ), ' ' 2 ) * ' ; * ^ < 4< ^ <4 , !F F ' < ,@ !,:. C;< <7 , / • • • 1 ! / , ' / + < ,@ !,:. C;< Company Company Code Business Area Profit Centre 1 Profit Centre 2 Profit Centre 3 Cost Centre Cost Centre Cost Centre Confidential Page 184 Configuration of FICO Modules Company Company Code Business Area as Profit Centre Business Area as Profit Centre Business Area as Profit Centre Cost Centre1 Cost Centre2 Cost Centre3 :K 0 :K 0 I< ; I @ @ ! ; K K/ K K , I&3E @ +F<6$/ E E K/ K K :K K K0 K K :K . 0 :K I3E ,I < @ 2 K K I; , E I: ! K/ E K K K K @ E ? <7 +F<6#K &33 I: @ K0 K/ @ K K ! ! E I/E / I; 2 , E K K Confidential K0 K K, Page 185 Configuration of FICO Modules +F +F 3&K K , ' ) I < 1 #E K< < I0 E/ < 9 < < : < . < ( / 9 ) B?M I&E / 2I 9 < 0 / / # / / :K (; .< + \ K K * #33333 ! &$$$$$ # K K / + F<"1 GG @ # ). ) E +* 33* 9 I##E +:F/$0 933# K K0 K K, . < ! C ! ` ` ` ` ! : 0 / , 4 4 2 2 + 4 - ' ' 00 , , +*,4 , 0 0 -) 2 +00-) *, -) 2 ), +)) ' ' Confidential Page 186 Configuration of FICO Modules , 2 + :4 > -) ' ? 8 , * ' + ' 0 2 2 ! / , ) ' 2 -) , ' (; ? ' > *,' * )? + :4 ) ' ' , 8 8 ) + $3)C )? ) )? ) 9 +,09- 2 ), * ' )? ) ' ) ! ' H ' 2 )+ 2 2 ' ) 2 -) Page 187 Confidential Configuration of FICO Modules ! -) ! H ! + , 4 ) 0 ' )* 7 ) 2 -) 2 > ' ' + ' ' ' )! + 2 ' H 2 * : (; -) / * 0 I I C I E' I9 /< E / I0 I: : E / E/ / 0 ( E/ * "? 0C0 ; K ; 9 E/ ) * 2 . I . ) B?M #3333# ! . +%F<#K @ 0 !0 # #33333 ! 5$$$$$ K * &33 K K I, &33333 E/ < B?M # 9/3#E B?M < !. #33333 < 9/3#E ( ( +9/3&K K/ K +C !- * #33333 #33333 . :K . I0 2 I 9 K, !7 ? &33 ! , ? @ + ! &$$$$$ &$$$$$ : :/ D*5 # & K0 &33 * (; K @ I3E * . Confidential Page 188 Configuration of FICO Modules < I: / K I* / E E ( +%F< K K K/ K K K, 9 * ' @ K ( <7 I @ K K, (; + S ; SJ%3# &=K, K 9 E (@ + S ; SJ%3# K, 9 =- K @ ) / K K K / • • • • ,: !2 I I: ! E 1 00' E I ' ) ' *, \ ' :) '" \: E + ' @ , * ' ' 9 ' 0 : 8 '* 8 ' (@ 'X * ' ) )? )* ' ) ' • • 0 0 :4 + :4 H ) Confidential Page 189 Configuration of FICO Modules 2 )? ) ! 8 2 ' ) :4 ' ' ' 8 ' 8 2 8 )! 4 4 4 ' 24 ) + 8 <7 # & Q " , Q 4## &Q Q Q Q#33&=%Q QC Q Q; ' -' + Q 8 ' Q-) ' -0 -0 Confidential : : . : ! * * 9 2 @ * Page 190 Configuration of FICO Modules : 8 ), + :4 -) 2 Operating Concern Characteristics-(for Accounting based Profitability Analysis) ! @ Value fields – Costing Based Profitability Analysis + :4 )! )@ 8 @ @ * > > 4 8 )! :4 )! ! • @ ) Q Q) Confidential Page 191 Configuration of FICO Modules • @ < > > > Q> Q) ) > ' ) 8 @ • @ ' > > )! ' ' ' )? ) • C , 4 ' a )? a 8 ) )? ^: :4 + :4 H - ^0 ) 2 )? ) ) + ' 8 Q-) ' 8 4/ ! ' -' + Q 8 ), ' ' ) 4/ ' 44 ' ' > + 2 -) ! ! ), ' ! * )! 4 ) ' : Confidential +F< 3Page 192 Configuration of FICO Modules :K : : I ! : ) : ) * , ,@ ( ( ? @ ! / K B?M# + E(I 5 / E ,. ' ' @( * * ! * @@3#3' @@#53 FC. <+ K : K : B?M K0 @ @ - 0 !F; +0 9 - : :K< K K K : . :K K K* @ K, K . +F<F<:K 9 ' K B?M / :FF ! @ :K @ : @ * :K X X * ! 00 *, +F<,&K K* *, ( I6 1 < * 2@ Confidential * ( E ( 33333 . < Page 193 2I 2I ! ) * * K K* @ K! / K * 2 I0 +: ,< * * K ( K* 5+ / @ K / ! 0 * : @ K* * @ ! ? K! * / E ! ) K : @ -(< :K ! @ ; E K *, 00 K 0 E $$$$$ Configuration of FICO Modules X *7 @ @ * @ I&E @ * @@3#3 ( ( ( 2I /2 E < E&3 1 0 0 E 533333 ! 5$$$$$ 2 I@ * E * ' &' @@#53 9 ( 9 @ * :K* . ( < 2 K* 9 K K; 2I , K K0 E > * < ) @ * 933# ( 9335 :K< B?M; :K< + ; K K; 9 K ' ' 2 + +:B3$K B?M- K0 0 K0 ; :K< 0 :K; 0 49 +9 ? 0 * : :K< : 8 + : :K< 8 B?M 8 0 K +:B#JK; +:0 ?/ 9 K K0 ( +003#9 0 K0 0 0 *9 0 K : K B?M- ( K ' ' K K ( K : 0 )9 / + +B 3#* 33- 4< ! !2 S :S S < <. Confidential Page 194 Configuration of FICO Modules > 2 Q Q/ 4 + 7 8 ' ; Q-) ? 4 7 ) )! Q! 0 • • • • • ! H / <7 C 8 2 0 +*43&+*4 4 ! * C 4 ! )! ' * ! + -) * ' ' ' ' ) ' ) ) T 7 ? )! )* + , ' -) )! ) Confidential Page 195 ' ), ' 7 ) Configuration of FICO Modules ? 4 * ` ` 4 1 ' ) C 4 ' ) :4 ) )* ) ' , , X < ##8 2 ) ' && ) ) ! ) ' ' , -" * T )! 9 5* )! ; ) * T )? #& ) ) ) ) 8 ' ) T T ; 8 / Confidential Page 196 Configuration of FICO Modules ! * b b? ? ? @ 1U 4 ' * ? 40 ) 6, ); * 0 &% ' 0 3 )! ) =- " ! *, ' %- " ) )! 00 +0 2 7 &$) * 4* T &336 &33= U C U 3 '* )< &$ ' &= ' 0 00 > > ) 2 T T T ): & 7 J, & > )+ ), ' $- , T , 0 ), ) *,4 *,49; / ) T ) ) + Confidential Page 197 Configuration of FICO Modules #3#3- 9 7 9; ) 2 ), 9; N ##' : 9; 2 77 O T ) ), #&* ) 0 #N T 7 9; '@ ) )! )! 2 *, 9; O " T , , . . '@ 9; / ' ' #5* @ +* 7 * @ @ 2 ), 7 7 2 T ; * @A 2/ 2 T 7 / ) #6- " 7 7 #=@ 7 )! 8 2) !7 T Confidential Page 198 Configuration of FICO Modules @ #) &) ; ! ): #%- , ! 00 )! ) ) 9; 2 T ) ' 7 #J- , / . )/ ) #$T ! > )< ) ! ) ; T / )/ / 7 ) 2 ) / &3! &#- , ? 2 ! < C )< / T 7 T* )) )9 ) ) ) *#' 2 + ) : > ) ) 2 )< ) Confidential Page 199 Configuration of FICO Modules &&&&! &-, T ? 7 ), ) 7 7 2 2 2 0+ 7 - T 9;' &5- 8 > )! T 2 9, 9 ; +9 &6- <7 9, 0 , : , 0 ) - ), 7 9, ), ' , 9, 9, 9, @ 9 ) , ) > )! ) T $$$ ) ' T &=- " . &%- , ! &J- " T . > &$- , 8 N N T )? * 2 ) T/ T Confidential Page 200 Configuration of FICO Modules : )! 2 7 H 2 7 ) 33! 7 #- " @ 0 > &- " ! # ) ) ! 0 07 9; & 0 . L ' T @ , T )! T ) 2 > ' 0< ) 4 7 / * 7 : 2 > 2 /< 5 Confidential Page 201 Configuration of FICO Modules ) ! / 2 @ 8 2 2 > 6 / 2 ' 2 " @ , 2' ' 2 2 2 +9; 2 ' ! 7 2 ) 8 2 T ) )) ) 5! *, ), *, +*/%3) ! ) )! ) )) ) 6! *, ), *, +*/=3) @ ' T ' T Confidential Page 202 Configuration of FICO Modules ! 00 ! ) =- <7 T ) 4 , 9, 9,+ ) 2 4 9, @ %- " ! ) )0 )X ) / N ! ) JT T, ' T > O ! ' 7 ) N/ 2O ! , T ; , @ ) ; 9 )! , 2 , 9 , ) 00 ) Confidential Page 203 Configuration of FICO Modules ) )! ) /2 $$- " , > ? ' 2 /2 @ ' T 2 2 0 ) / 2 ) ) *7 53538 T ) C 5#- <7 ! ) <7 )! ), 9 ' ) )< (0 T '* *7 ' > ), 2 ) ? ) 5&- " ! ) 2) 52 2T 2 0 2 T > 2 ) Confidential Page 204 Configuration of FICO Modules * > : * ! ? ! + > + ' '> - 7 )+ * ) ) ' , )! ' * 7 ) 55- " T ), 7 ) ) > ) ! ? ? !2 )! ) 56- , ? ) 5=- , ? 5%- " , )C 2 , ' 8 ) : ) )? , 8 2 T )? T 4 2 > ) T ,) > Confidential Page 205 Configuration of FICO Modules 5J5J, : ) <7 2 2 7 T ' )< ) *,4004 *,4004 5$5$- " *, 00 , *, 00 :/? ) B' 9//' T 2 2 * 4 63! 6#, , E , 2) , )! *, 6&- " ! *,4 *,4 *,4 9; 7 / B4 2 / B' , 9//4 ) *,4 *,4 *,400' *,4 ) > T 9; +/ - ), ) 9 , T 9; I *,400 *,4 00' *, ) T > ) )! ! 0 2 * ; 2 2 ), 2 & 2 0 E 2 E 2 ), 2 ) 9; ) Confidential Page 206 Configuration of FICO Modules ! 8 ' , ' ) *, 0 ) )0 ) * 90 9 9 9 9 ) )! 6! ! @ 2 0 0 T * ) ), ), 2 )< ) ) @ 0 0 )! 65! 0 @ 0 2 ) )< '* 9 ' * 8 H 0 66: 2 ), 2 2 ) 2 ), ' 27 27 ' )! ' ' 2 ) ) ) T * +/ B' )! @ B' 9//' @ T #@ 0 0 2 9; 0 ) Confidential Page 207 Configuration of FICO Modules , ' ! ) > , > I? E' > ' )9 2 T ) ) ! @ ), 2 H 2 ' ) IE 2 )" I E +0 - , )! ' ' I E+ -) , 0 6=E : 9, 9; ! , ' ) 2 2T 9; 4 ), ! 2 B) ' ) 9; 8 2 ' I ) 2' ' /B 9, , ' , , ) ' 9; 6%) ' 9; ) 2 ' 9; ! *,4 2 )! T0 Confidential Page 208 Configuration of FICO Modules , 6=#) 0 2 * ' : 0 , ), 0 ! ), ) ! ' ) , ) , > ' 6=#' > " ; 6J6J?' , @ 9; 9; L> 2 ' 4 ' )) ) T )! ), ')) 6$6$! > ; , )! ) T > > 9, > ' > 2 , > ' ))9 , ' 2 , 2 ', , > ) ) ), @ 2 ' ) T ) =3- Confidential Page 209 Configuration of FICO Modules , 2 ! 2' ' H ' 2 2 ) ) , ) , )! ;,@ +; , 2) @ - ! , ! )! , =#- ! , T ) T ) ) ) )* < 2 * 9; ! , , ) C ) C ) * H 0 2 * ) H ' 7 ) ' 2 9; 2 , 9 , D ) ' ) 00 ) ' 2 ' ' *, 0 =&=&#) < 0 < ) / , * Confidential Page 210 Configuration of FICO Modules &) )0 5) * 6) 0 =) %) J) $) * #3) ##) : ? / .7 2 / <7 9, : / , 4 , 9, 4 : , ) 1 * @ 9 + 33+&* 9 9; )* T 4 4 4 -* 9 > 2 ' 7 7 7 TT 7 ( 44K 44K ' 7 7 ), ' ) ' T 7 ) ' > )* 9 +7' +5-, 7 ' 7 7 ' > <7 +6' ))) ' ) ), ))))) 2 )) 7 Confidential Page 211 Configuration of FICO Modules -* @ )* 9 > +=- ! 7 7 +%- ! - 9;cd 9; cd ' ' *, : )* 9 > 2 ' 44K 44K 7 ' )) 7 ' 7 : ' ' ' ' +J- 00 9 ! , ! 2 44K 44K 9 ' 9,' ,.@) @< ,*, !,:. ! > 2 ' ) ' ' ' +$! / 2 ! +#3- ! 44 00 ' '@ 2 +##- ! - 4 ' Confidential Page 212 Configuration of FICO Modules ' 2) +#&- ' ' 4 T efN #'## #& efN 5 '5# # 4 +# - *, 44K : 44K +#5- 9 * + 33- *9 +#6-GGGGG 4 44K :.0<.! 44K 44K <.@, :.0<.! 44K 2 ' > 2# ## +) +#=-*, +#%cd 44K cd cd 4 * 33 + F 3#@ 7 44K */.# 44K 44K ' ' ' 44K 44K 4 ) 44 ) > cd : T* cd # )" ' ' +#J- * +#$- . +&3+&#- ! cd */M Confidential Page 213 Configuration of FICO Modules +&&+& +&5- 44K ; cd cd , @ 44K )) 4 ))) :T ) +&6- , +&=, : ! ' : ' 2 < M< : +&%- / -/ ) +&J- * +&$- GGGG 44K *, 3#+ &++ 5cd 44K *: 9;' ' ) > * & + << <:0 :.*,9 - + . !C ? * &' ' ' cd : 44K F 44K 44K /C ,.< < ,< 3 :0 :< . / ): 7 )))) 1 ) ))) < ' Confidential Page 214 Configuration of FICO Modules + 6+ =cd + %! :/ % ' 44K cd 2 ' ' 2 ' cd ' ' 7 ' + J- @ 44K + $- ! -, + 539;' +5#+5&- , H ' ' 0 ' <' efN 9 ! cd @ 44K : ! <.!< \#' 44K / ZK3 9; 9 ' ,: ' ' H 8 ' ( +5 - ! +557 +56- ! '> ))) " cd <#3 )) )" )))) 0 ! 1 /F *' / <9' / , ' / , ' / ,F' / , ' / F' / '/ ' 9;!3' ' F' F./#' F #' F/#' F/' .; ' ;* #' ;*/#' F. #' +5=- " +5%! *#4 cd <J6' *#4*$' !36 44K / ' !! ;0 Confidential Page 215 Configuration of FICO Modules +5J- 9 ; +5$- * ' )))) ' ' / cd ' +6#-, ; ) ) 00 ( *,T > g & : !,.9 F<? ): -, 0 ) 5 ( T, > > 6 )! = -! % ) J #3 " 2 + 9,- ( T 2 T T 2 2 2 ) T 2 " : T ) T )? 4 4 T 4 ) > 0 ( T 2 +7 2 T Confidential Page 216 Configuration of FICO Modules ! ## - 2 T ' ' ' # ! #= #J 4 4 ) ! : [333& 00 ' ) 45 & 2 [333 #) , &) , *4 , *4$3 ' 2 T )! *4 *45 ' " @ ), ( T ) )T T ) 2 . ) ' ' ' ) 2 , ) ) ' 2 &33= 33#5Q Q ? Q 2 ) Q, !) U U /) +) 33#5 ! " U * 7) ) U #3 ) ? #3 U ' #3 + -) ) Confidential Page 217 Configuration of FICO Modules ! , ) *,400 #) &) 9 ), 5) *,4 #) &) 9 )/ 5) ! ! ) ' 2 :.! :; ) ! ), ? ! ! 9;' ! , 9 ) ! :/? :4 . *,00 2' 9, 9 ,' ' /2 @F: . *, , 2' ' ' +C + :9 2 U ) )? ' ) ' ,/ 9 ! ) @ 0 ! ), 0 ! :/ %) , , C , > / (; ' 2 + :-' 0 ) Q/ > T ) Q 0 +00-' ' )! + - [# [# Confidential Page 218 Configuration of FICO Modules , Q ' Q :, \3 ) 7 :, QQ! ! / > 8 8 ): 8 0 ) ) :' [& 2 * ' T 2 * F ?' 2 ' 2 [ " 5 ) F & ) ABA) " ' 2 ): ) * 2 2 ), & ' )! T, ) . 2 )! & ) 0 * , / 2 ) ) > ) [5 */; . *455' 2 )))) , ( ) ) )/ ' ) ))) , 455 T 2 ))) 455 2( ) )? Confidential Page 219 Configuration of FICO Modules ! 9 9 ) " " `, , 7 74 7 4 ) 4 + 7 ' 7 -) > `9 9 )* ' ! 7 <7 ! 7 ' 7 7 7 ) ) ) 0+ ) 7 / ! ) * ' 7 ' 4 ! ) Confidential Page 220 Configuration of FICO Modules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onfidential Page 221 Configuration of FICO Modules */ */ F./# ;* # ;*/# F# F! :< * N/ @ @ 9; 9; 1 / + 0 2 < + 0 + 0 0 0 9 O + +9 + 0 . ! FC.. /CF 0 . ! ;,*. 0 . ! ;,*. /CF 0 . ! F!: ; 0.! F. F!: ; F. 0 ". 0".F - 0 . ! F: ! /CF F:.F: 0 /< 0 . ! ; C* ; C*, F: ! /CF FC.. ;,*. F? F. M< 0 /< 0 "F /C / *,49;4 *, *,49;49; +*/ F F/# *,49;49; +*/ *, *,49;4 - 9 * 9; 9; 9 * ; 49; 0 1F 0 ; 4 9; 9; ; 4* + + / 0.! "; 0 . ! /CF / 9; 0.! 0 . ! /CF / < ! 0 . ! F0. 0 F0M<, F!: ; F. F. 8 *,9; < !F *,49;4 *, *,49;49; +**<F:0C F. 9 * 9; *,4 *,4 4 +*/ - / * F.F 0 F.FF 0 F.FF*# * , *,4/;4 *,4/;4 ! +/*,/;S "< FS 0 1 *, 0 . ! ;:9 ? <9C; 0 . ! <;, FC.. !* FF/< !*& 0 0 . ! FC.. FF/< 4 0 0 . ! FC.. /2 ! 19 Confidential Page 222 Configuration of FICO Modules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onfidential Page 223 Configuration of FICO Modules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onfidential Page 224 Configuration of FICO Modules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onfidential Page 225 Configuration of FICO Modules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onfidential Page 226 ...
View Full Document

Ask a homework question - tutors are online